The end is in sight

Porridgecat

Thanks Beanie, waiting for it to show on the mortgage site so I can officially declare it. (my rules)

Porridgecat

Officially declaring the first overpayment of April at £562.75, I checked earlier and it was showing on the website. The second big overpayment will show on Wednesday. I've checked YNAB and I should have a little extra left £37, I'm hoping to make that up to over forty with PA and then that'll get split the four ways again. 
I've had a look in some of the freezer and have part of a list so need to make a meal plan. I'm sure I could save doing this as we have loads frozen but I often neglect to take anything out before work so end up using the things that can be cooked from frozen or making impulse buys. I've currently got some leftover roast pork cooking through in some bbq sauce to make sort of pulled pork. I've made bread dough and need to go shape into buns in a minute. I'd made the dough before I thought of giant Yorkshires as an option, I have regrets now I keep thinking how good it would be. 

Baileys_Babe

Note down the Yorkshire puddings for next time.

Porridgecat

Baileys_Babe said:

Note down the Yorkshire puddings for next time.

I need to put it on the meal plan, but first need to commit to a plan, I think that's the problem. 

Porridgecat

April officially in for big overpayments £1562.75 in total again. The mortgage now stands at £22 457.29. The balance on the account was £3.20 less than I had it calculated to so I'll take that and have adjusted it in YNAB.  After all the main bills are out we have around £2500 more available than we owe on the mortgage so I'm pleased about that. Will be colouring in later but off to work / school now. We make up parcels for some of our struggling families every week so that's what I'll be doing this morning.

f0xh0les

Soon be into The Teens at the rate you are paying that down!

I have spent the morning playing with mortgage o/p calculators driving myself insane.

Porridgecat

f0xh0les said:

Soon be into The Teens at the rate you are paying that down!

I have spent the morning playing with mortgage o/p calculators driving myself insane.

It has taken years but we're finally in the position to clobber it :-:smiley: I think if I had found o/p calculators years ago I would have ended up insane (more so than I actually am) 

beanielou

Fabarooni 

Porridgecat

I've just had a look at the mortgage free wannabe spreadsheet and we've overpaid by £6300 and some bits this year so far. I'm pretty pleased with that, its 42% of my target.
MrPorridge has thrown a bit of a curve ball by stating that he does still want to do the NC 500 in the May half term. We'd agreed on this before but then as it looked likely that our Summer abroad might be happening I thought it was off the cards, to be fair we hadn't actually talked about it. So it looks like I might be rejigging the holiday budgets.
We've also caved in and bought MIL a plane ticket for Aug as she's supposed to be joining us for the last week. I've been saying that its too soon to commit (our tickets were carried over from last year) but she's had a few tantrums with MrP so that's £390 from the holiday fund. And then we've paid out a £180 deposit for holiday at Christmas. They're both on the credit card to get the extra protection so they'll get paid at the end of the month. 
MIL is very god at derailing my budgets and trying to talk to MrP about it gets nowhere. We had said we'd pay for a weeks accommodation in the resort we go to for her eightieth last year and somehow since FIL died its morphed into paying plane tickets, accomodation and transfers and then paying for a week's all inclusive at Christmas. And I'm still not to sure how 

FtbDreaming

You sound way too nice! Hopefully she appreciates it all! I tend to do the same. I book caravan holidays then every man and his dog tags along and I’ve paid £500+ for a big family holiday and nobody gives me £1. It’s not as extravagant as holidays abroad lol simply because I don’t have the means 😂