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NST February 15 for February
Comments
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Still on NSD 10, bought some food (£20) defrosted the freezer, bought a new drawer front for a broken freezer drawer (mostly with vouchers but a £3 real money spend) and made £6 on p/a.Grateful for a warm house, hot tea, a lovely two bean chilli waiting for me when I got home from work, and no longer having frozen bananas cluttering up my nice tidy freezer that does not resemble the Ice Planet Hoth in any way, shape, or form.4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******9 -
Evening, spend day today as paid for exercise class and made a payment to my CC. I am a gnat's crotchet from being debt free - first time for 13+ years - but have car in the garage on Weds and dentist appointment on Friday so need to keep some money in reserve for those things. Have been on leave from FT job today but done studying and z00m peer support group this eve. Been nice to have a break from FT job though. Also did a couple of surveys - realised i need to log into my account to check for surveys rather than wait for them to email me - doh!
Gratitudes - having a lie in; support for my qualification from my mentor; helpful fellow colleagues who contribute to the peer support group especially those who have passed the qualification and attend just to help out the rest of us
Love DeniLBM - October 2018; finally debt free on 16 March 2021
2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
Decluttering Campaign Member 2024 🏅🏅
Decluttering Campaign Member 20258 -
Monday- still NSD 9 as I went food shopping (again!), meals are planned and we should be sorted for the week except for milk. Mostly stuck to the shopping list but was sucked in to buy a jar of Crunchie chocolate spread- will probably be ridiculously sickly sweet but DD is very excited by it- if half term only "costs" me a jar of chocolate spread I can live with the wild excessive spending 😂.
I did some bank account juggling today to try and maximise the pitiful interest rates on the go just now. My money will work FOR me, and if I have to spend the odd hour here and there to make sure it is in the best place it's time I can't afford not to spend. May only be tiny amounts of interest but any extra is worth it.
Grateful today- for DD being easily pleased, for getting out for a run (first in a while but managed to go further and faster than I thought I would), for having money in savings to juggle about, a very tasty "use up odd bits and finish things off" tea.8 -
Oh Team turtle, I fell off a cliff with overwhlem and low mood. Can't seem to find balance, or motivation. My partner and I had a massive row. Dosn't do any yoga, no walk to the beach. Just blah, really really blah.
But 4 more NSDs.
Grateful for
- my partners kindness and compassion
- My yoga teacher checking in on me
- some posiitve feedback from work yesterday.
3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£09 -
Tuesday 16th February 2021
Task Assessment
1) Does this need to be done today?
2) Does this need to be done at all?
3) Can someone else do this?
4) Can this be done differently?
5) Can this be broken into smaller tasks?
6) Can this be done somewhere else?
7) Is it faster to do this now?
8) Can someone help with parts of the task?
16th February
Do a grouch a favour day
National Almond Day (don't poison anyone)
Peace
Make peace of mind your priority and organise your life around it
Peace does not mean to be in a place where there is no trouble, noise or work. It means to be in the midst of those things and still be calm in your heart
We live in a world where we have to hide to make love, whilst violence is practiced in broad daylight John Lennon
When the power of love overcomes the love of power the world will know peace Jimi Hendrix
Peace is the result of retraining your mind to accept life as it is, rather than as you think it should be
I'm a believer in peace and love (but I say F*** a lot)
My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.NST SEP No 1 No Debt No mortgage9 -
Got my vaccination today and gave a symbolic amount to a local nhs staff charity. Am so grateful for all of the nurses and scientists people who are making vaccinations happen.Isa help to buy: 1000/3000 33%
Emergency fund: 100/1000 10%
Weight loose 8.6 kg - while having fun. 0/8.6 0%
Focus debt to clear HSBC £10/1111, 0% updated May 259 -
Not much to reportHad a walk into supermarket at lunchtime and picked up some ys salad but spent on cucumber and mini eggs so lost a NSD. As I had a horrid sandwich made in a hurry this morning, Cheese and pickle, for lunch scoffed all the mini eggs. Will have to prepare my food night before I think. Plan ahead.Tea looks like salad, chilli if defrosted and a wrap.Grateful forGetting nearly all rubbish jobs done today off my deskTiler hopefully coming Friday to do my Kitchen.Last night having a pamper night, feel better for long soak in bath, sorted my hair out, fake tan and painted toe nails.LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/227
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Omg crunchie spread sounds amazing…Glad to hear some of you are getting your vaccinations! No idea if Spain has any vaccination strategy, it doesn’t appear to be getting its act together anyway!I have had a pretty boring day. Lots of work, an early start and a break to make pancakes at 4pm which resulted in kitchen chaos as bf decided to make dinner at the same time. Luckily he is a little anal about cleaning and ordered me out of the kitchen to clean. Although It was his fault the batter mostly ended up on the floor.I’m calling NSD 7. Grateful for sunshine and feeling slightly more motivated than yesterday.Student loan £5655
House deposit €32,667K/€40k6 -
NSD 11, went totally off menu plan and made carrot, corn, and courgette fritters for lunch and they were gorgeous.Lots of bits used up from the fridge and lots of salad eaten. There will be pancakes later.4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******6 -
NSD No 11
Did a fair bit of decluttering today. Mostly old boxes. Why is there so much unnecessary packaging. Also went through my tea cupboard and it’s all now nice and tidy and I have lots of nice tea to go with all the scrumptious cakes and biscuits. Not going to be great for the diet though.
Having our Valentines meal tonight. Steak and dauphinois potatoes. One of my favourites.
I found some very pretty plant pots complete with drainage holes online. Put them on to my wish list as they would look really nice in the flower scheme that I have for my mini/porch garden. Not budgeted for so I’ll see if I can underspend on something to get them later. Don’t need them right away. Or maybe Himself might buy them for me as a gift. He’s always offering to buy me something nice but I honestly don’t need a thing. On the subject of gifts the wee ones gave me a red rose each yesterday. Actually they gave them to a couple of neighbours as well. Isn’t that just so sweet and kind.
Himself due for his vaccine tomorrow. The Boy is taking him. Thank goodness. I don’t trust him to go by himself. He’s such a baby when it comes to things like this.Have adventures. laugh a lot and always be kind.5
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