We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Time to start a fresh.

11314161819106

Comments

  • Hooray for payday!  Did you manage to pay the credit card off after?
    Hello! Yes I'm doing it now as we speak, wanted to go food shopping and make sure I stayed under the £100 budget! I spent £73 in total, so I can pay off one CC in full :smile:
    That's brilliant, well done :)
    Thank you, I feel better for it but it seems so much money. But one CC at a time I guess! 
    It does but think how good it feels to cross one off the list.  You've got a couple that are less than £200.00 each, maybe you could aim to pay another one off in full next month as long as it doesn't leave you short.
    Tesco CC - £269.00.00/£750 
    Virgin CC - £1,050.00/£2570.00 
    MBNA CC - £825.00/£3360.00 
    Emergency/Home improvements Fund - £0.00/£1000.00
    Pay All Your Debt By Xmas 2021 Number 60 - £2144.00/£6680.00

    https://forums.moneysavingexpert.com/discussion/6233334/paddingtons-debt-free-journey#latest
  • BlueJ94
    BlueJ94 Posts: 3,183 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Hooray for payday!  Did you manage to pay the credit card off after?
    Hello! Yes I'm doing it now as we speak, wanted to go food shopping and make sure I stayed under the £100 budget! I spent £73 in total, so I can pay off one CC in full :smile:
    That's brilliant, well done :)
    Thank you, I feel better for it but it seems so much money. But one CC at a time I guess! 
    It does but think how good it feels to cross one off the list.  You've got a couple that are less than £200.00 each, maybe you could aim to pay another one off in full next month as long as it doesn't leave you short.
    Yes true! Well I'm awaiting £170 from surveys so I'm hoping to pay off the £183 one. Then see what I can pay after that! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,183 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Morning all that follow along! 
    Awake super early on a Sunday, OH woke me by snoring right in my face :smiley: it's nice and sunny out already so I'm going to feed the animals then make a coffee and get some washing on the line! Super motivated today, paying off the CC helped me in the right direction! So far so good on my budgets, I've not over spent on anything. My sisters birthday is tomorrow but she's easily pleased so I'll get her something cheap and cheerful which I've budgeted £10 maximum for! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • so far this month I've made £276.95 from surveys/product panels! I will use the extra money to pay towards debts!
    Can I have the companies you use please, that is a great amount
    Debt £7976 | Savings £350Aims: Buy first home 2026-8. £20k deposit
  • BlueJ94
    BlueJ94 Posts: 3,183 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    so far this month I've made £276.95 from surveys/product panels! I will use the extra money to pay towards debts!
    Can I have the companies you use please, that is a great amount
    Sure, main ones I use are,
    Panelbase (they occasionally offer product trails, mainly surveys though)
    surveybods (surveys)
    research opinions (mainly get zoom calls or online communities) doing one currently now for £50 for 5 days and just finished another one for 10 days at £100. 
    Onepoll (surveys)
    yougov (surveys) 

    hope this helps a bit
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • so far this month I've made £276.95 from surveys/product panels! I will use the extra money to pay towards debts!
    Can I have the companies you use please, that is a great amount
    Sure, main ones I use are,
    Panelbase (they occasionally offer product trails, mainly surveys though)
    surveybods (surveys)
    research opinions (mainly get zoom calls or online communities) doing one currently now for £50 for 5 days and just finished another one for 10 days at £100. 
    Onepoll (surveys)
    yougov (surveys) 

    hope this helps a bit
    The only one I'm ever good with is prolific, will have to try the top 3 again
    Debt £7976 | Savings £350Aims: Buy first home 2026-8. £20k deposit
  • BlueJ94
    BlueJ94 Posts: 3,183 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    The only one I'm ever good with is prolific, will have to try the top 3 again
    I think if you’re comfortable talking to someone on zoom alone or in a part of a group you should definitely try research opinions they usually pay £50 for an hour, sometimes more. In the past week I’ve managed £150. I got £24 from panelbase which I’m about to cash out soon. 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,183 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Paid £10 off to ocean finance.
    Ocean Finance £173.24. 
    Managed to get my sister a birthday present via ebay but used some nectar points to buy this! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,183 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 28 February 2021 at 5:39PM
    To do list;
    Recheck my budget done!
    hang more washing out done
    hoover and mop when OH gets up doing before bed so no one can make the floors dirty again!
    clean windows done 
    bake some bread (ended up baking cinnamon muffins so I guess it counts?)
    going to clean the inside of the car soon and wait for it to stop being so sunny and wash the outside! done with the help of OH
    I’m feeling pretty motivated today! :smiley:
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • You're doing great and that's a nice amount to make off the surveys!
    Tesco CC - £269.00.00/£750 
    Virgin CC - £1,050.00/£2570.00 
    MBNA CC - £825.00/£3360.00 
    Emergency/Home improvements Fund - £0.00/£1000.00
    Pay All Your Debt By Xmas 2021 Number 60 - £2144.00/£6680.00

    https://forums.moneysavingexpert.com/discussion/6233334/paddingtons-debt-free-journey#latest
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.7K Work, Benefits & Business
  • 603.1K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.