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Time to start a fresh.

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BlueJ94 Posts: 2,798 Ambassador

18 February 2021 at 1:24PM

Just thinking, I'm wondering if I can do an irresponsible lending claim against 118.. not sure how it fully works though. Maybe something to look into.

I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

Debt owed;
Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77

Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=1

1
BlueJ94 Posts: 2,798 Ambassador

19 February 2021 at 8:37AM

Not feeling all that great today, think it's the stress from where my OH was in a car crash last night. He's fine though just stressful evening. Got a bad headache but it's friday and not long until payday!!

I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

Debt owed;
Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77

Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=1

1
Sarahwithlove Posts: 3,331 Forumite

19 February 2021 at 8:09PM

Hope your OH is OK

*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400

Barclaycard - £2315.25 - £0.00

Creation Finance - £960.32 £840
*Total debt - £8440/£11641.17*

Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1010/£1500

New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
2
BlueJ94 Posts: 2,798 Ambassador

19 February 2021 at 8:13PM

Sarahwithlove said:

Hope your OH is OK

His pride is more hurt than anything haha! He's fine though, other people are okay aswell!

I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

Debt owed;
Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77

Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=1

1
BlueJ94 Posts: 2,798 Ambassador

22 February 2021 at 1:21PM

Not much going on today, work as usual. OH birthday tomorrow also car is going in the garage, £335!

I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

Debt owed;
Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77

Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=1

0
Sarahwithlove Posts: 3,331 Forumite

22 February 2021 at 3:51PM

Do you have the money to cover the car costs?

*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400

Barclaycard - £2315.25 - £0.00

Creation Finance - £960.32 £840
*Total debt - £8440/£11641.17*

Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1010/£1500

New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
1
BlueJ94 Posts: 2,798 Ambassador

22 February 2021 at 3:59PM

Sarahwithlove said:

Do you have the money to cover the car costs?

My OH is paying for it and I'm going to pay him back

I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

Debt owed;
Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77

Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=1

1
BlueJ94 Posts: 2,798 Ambassador

23 February 2021 at 1:34PM

Car is in the garage being sorted, noticed a knocking on the way so hopefully OH is going to ask about it at the same time.

I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

Debt owed;
Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77

Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=1

1
Sarahwithlove Posts: 3,331 Forumite

23 February 2021 at 3:33PM

Hope it doesn't cost too much

*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400

Barclaycard - £2315.25 - £0.00

Creation Finance - £960.32 £840
*Total debt - £8440/£11641.17*

Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1010/£1500

New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
2
FootyFanDan Posts: 1,681 Forumite

23 February 2021 at 4:37PM

Hope everything gets sorted with the car

2

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