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Hope you managed to get the car fixed
Tesco CC - £269.00.00/£750
Virgin CC - £1,050.00/£2570.00
MBNA CC - £825.00/£3360.00
Emergency/Home improvements Fund - £0.00/£1000.00
Pay All Your Debt By Xmas 2021 Number 60 - £2144.00/£6680.00
https://forums.moneysavingexpert.com/discussion/6233334/paddingtons-debt-free-journey#latest2 -
Cars all fixed, £335 lighter
needs more work done but nothing major so can wait a few weeks.
118 still refusing to speak to me as it's still showing as I'm with PayPlan ugh!!!I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£10001 -
Felt a bit pants today, no motivation just fed up of everything. Tomorrow’s a better day!
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£10001 -
Sorry to read its been a pants day - we all have them. Don't let one bad one get you too much, just be more determined to smash tomorrowjadewest94 said:Felt a bit pants today, no motivation just fed up of everything. Tomorrow’s a better day! 1 -
Thank you!FootyFanDan said:
Sorry to read its been a pants day - we all have them. Don't let one bad one get you too much, just be more determined to smash tomorrowjadewest94 said:Felt a bit pants today, no motivation just fed up of everything. Tomorrow’s a better day!
it’s also payday tomorrow so I’m going to see what I can afford to pay off! I’m hoping to pay off one CC in full, hopefully half on the other!Also as my OH has a crash last week we’re off on an 8 hour journey for car parts so ill have plenty of time to budget!
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£10000 -
Yay to payday, hopefully if you can get that one card off it will be a little boost you need.
How is your OH following the crash?...8 hour journey doesn't sound fun though ha, even if it gives you plenty of time to budget. How are you finding adjusting to budget?1 -
Yes exactly!FootyFanDan said:Yay to payday, hopefully if you can get that one card off it will be a little boost you need.
How is your OH following the crash?...8 hour journey doesn't sound fun though ha, even if it gives you plenty of time to budget. How are you finding adjusting to budget?
He’s fine, the car went to a garage the same day. 2K to fix it!
haha yeah, well I’ll be started it from tomorrow so I think I’ll find it hard to begin with but as soon as I’m in a routine I think I’ll be happier!I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£10001 -
Ouch 2k!! - he is fine though so that is the main thing.
Yeah, I think once you get used to it and get into a routine with it then you will feel better. It might take a few months to get it right so don't get to disheartened if it does. Good luck..looking forward to reading that one of CC is gone 1 -
yes! funny thing is that he hasn't driven the car in about a month as he uses his van for work, first time he drove it and crashed!FootyFanDan said:Ouch 2k!! - he is fine though so that is the main thing.
Yeah, I think once you get used to it and get into a routine with it then you will feel better. It might take a few months to get it right so don't get to disheartened if it does. Good luck..looking forward to reading that one of CC is gone
thank you, I look forward to posting that I paid if off!I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£10001 -
Morning all, no work today and it's payday woohoo!Shortly leaving to get car parts, leaving around 9 and will get home around 4pm!
my brother has told me he's going to come down whilst I'm out to take the dog for a walk! I plan to also pay off my CC today in full! now time for a coffee before we have to leave!! I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£10000
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