Time to start a fresh.

Paddington75

Sarahwithlove said:

Pay off the 173 and be done with it. The boost of having one less debt will be worth it 

I second this, I know people usually say pay the one with the most interest first but I personally am someone who needs to see quick results as I'm so impatient, so if it was me and I had the opportunity to get rid of one ore debt in one go I would do that

BlueJ94

Paddington75 said:

Sarahwithlove said:

Pay off the 173 and be done with it. The boost of having one less debt will be worth it 

I second this, I know people usually say pay the one with the most interest first but I personally am someone who needs to see quick results as I'm so impatient, so if it was me and I had the opportunity to get rid of one ore debt in one go I would do that

Yeah I think that's what I'm going to do! I can pay this off within the next two weeks I think. So I'll pay it off and tackler the other smaller CCs! 

FootyFanDan

Yay! So glad to read you managed to get the CC paid. Well done, that is one down. I agree with others whilst you are able to try get the other paid off I think it helps give you a little boost to see a debt disappear. You are doing so well 

BlueJ94

FootyFanDan said:

Yay! So glad to read you managed to get the CC paid. Well done, that is one down. I agree with others whilst you are able to try get the other paid off I think it helps give you a little boost to see a debt disappear. You are doing so well 

Thank you! I'm so pleased I've stuck to it so far, I know it's only been a few days but this is the first CC I've paid back in FULL since ever owning one. I know its less than £200 but at least its one less debt to worry about. Yes, I think I'm going to do as others suggested. Pay off the other smaller CC. I do need to check if the 0% interest until April is at the beginning or the end of the month though. 

Baileys_Babe

Are you closing the cards as you pay them off?

BlueJ94

Baileys_Babe said:

Are you closing the cards as you pay them off?

Yes. Just so I can't use them again and repeat myself getting back into debt 

BlueJ94

Afternoon those who follow along! I paid my other CC off in FULL! 
so as it stands;

As it currently stands 
Vanquis £695.26
marbles £197.76
Barclaycard £327.27
Fluid £360.67 (no interest until April)
Aqua £577.17
Ocean Finance £183.24 Paid in FULL as of 02/02/21
Capital One £190.53  Paid in FULL as of 27/2/21 

Loans 
118 £2205.84
Likely Loans £1159.30

Baileys_Babe

jadewest94 said:

Baileys_Babe said:

Are you closing the cards as you pay them off?

Yes. Just so I can't use them again and repeat myself getting back into debt 

That is what I would do as well.

jadewest94 said:

Afternoon those who follow along! I paid my other CC off in FULL! 
so as it stands;

As it currently stands 
Vanquis £695.26
marbles £197.76
Barclaycard £327.27
Fluid £360.67 (no interest until April)
Aqua £577.17
Ocean Finance £183.24 Paid in FULL as of 02/02/21
Capital One £190.53  Paid in FULL as of 27/2/21 

Loans 
118 £2205.84
Likely Loans £1159.30

That is brilliant @jadewest94
2 credit cards paid in full in less than a week 😄
Which are you tackling next?

BlueJ94

Baileys_Babe said:

jadewest94 said:

Baileys_Babe said:

Are you closing the cards as you pay them off?

Yes. Just so I can't use them again and repeat myself getting back into debt 

That is what I would do as well.

jadewest94 said:

Afternoon those who follow along! I paid my other CC off in FULL! 
so as it stands;

As it currently stands 
Vanquis £695.26
marbles £197.76
Barclaycard £327.27
Fluid £360.67 (no interest until April)
Aqua £577.17
Ocean Finance £183.24 Paid in FULL as of 02/02/21
Capital One £190.53  Paid in FULL as of 27/2/21 

Loans 
118 £2205.84
Likely Loans £1159.30

That is brilliant @jadewest94
2 credit cards paid in full in less than a week 😄
Which are you tackling next?

Thank you! It's amazing what you can do if you budget!
Maybe Fluid or Barclaycard next! I'll see what I can change in my budget to try and pay either one of those off next month! Maybe sell some things! Thanks for the support

Edit: Might try and pay Marbles at the end of the month if I can!

Four_Seasons

You are doing brilliant, I think I would go for the marbles if you can that would be another one gone! x