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Make do, Mend and Minimise in 2021

Welcome to the new MMM thread for 2021 :smiley:  Hope you'll all join me again and share your tales of making do, mending and minimising.
Mortgage 26.4.25 - £108,500  1.9.25 - £106,033.77
Mortgage overpayment savings - £0.35/£50
Mortgage overpayments so far - £738.97
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