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Make do, Mend and Minimise in 2021

Welcome to the new MMM thread for 2021 :smiley:  Hope you'll all join me again and share your tales of making do, mending and minimising.
Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10549.64/£15000 (70.3% saved). Emergency fund - £1409.88/£1500 (94% saved).
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