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The Best Is Yet To Come
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Just a quick one. I am unable to save more without loosing the benefits that I receive. I am not quite at the position of being able to give up the benefits either so it is a vicious circle. I would love to build a big savings pot but its just not possible at the moment. One day
Me, DD1 21, DS 19, DD2 15, Debt Free 04/18, Single Mum since 11/19
Gym was it worth it pot £185.40/£300 (started 25.05.2026)0 -
Ah I hadn't considered this. That's a real pain. 🤔😐
Emergency Fund - £1000
Debts-
Groceries October £ 407.02/500
CC 316
CC 3058.17
Kitchen loan 38570 -
You could save extra into your pension, that doesn't count. I realise this is inaccessible long term savings though. It's such a tough position to be in and doesn't really encourage people to save and get in a better position, very frustrating.
Mortgage start date Nov 2014 - £90,545 over 25 years
Re-mortgage Oct 2017 - 78,295 over 23 years
Re-mortgage Jan 2020 - 55,000 over 26 years @ 1.94%
Current Mortgage Outstanding Middle December 2020 - £47893.35 - a reduction of £42,652 in just over 6 years!1
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