📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mumof3.12kindebt .. dfw again ! - 15 dec 2020

Options
1333436383950

Comments

  • Afternoon all, 

    Didn't get much done today while kids were at school. I went into work early yesterday and was knackered today. 

    Ive got a few things I want to get done before I'm  back at work on Saturday. 

    I have a phone call with mind tomorrow to see if they are able to offer me some support ie my bipolar. Nervous but glad I phoned them the other day. 

    Lunches are done for tomorrow. 

    Will get a few things done before I pick up ds1 from his friends 
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • Morning my beautiful diary friends,
    just checking in. Hope you are all well. Since I last posted I seem to have developed a cold that I think has gone to my chest. Feeling really rough as I've only been getting a couple of hours sleep a night. I had 4 days off back today (just the way the rota fell) I had 2 days where I was quiet productive and 2 days where I ended up resting. I feel like I'll never get on top of everything 😪. I have the day off tomorrow and my grandma has the kids this weekend (I'll be working in the afternoons) I have half term booked off but that is so I can make memories with the kids not clean like a crazy women. 
    I'm hoping to get downstairs completely done by the end of the month and then ill work on the rest of the house. I guess if downstairs is done and I don't feel embarrassed to open my front door I'll hopefully be able to find the courage to sort the rest out. 

    We have accumulated so much stuff since moving here 2 and a half years ago. It's like to let go .. I'm aiming for a calm organised minamilist home. I've decided to start taking before and after photos to document our progress. Hopefully it will give me the fuel to continue. I will by the end of the year have a home I am proud of. I have some major work that Need doing around the home so these jobs will also get done which may mean I'm not completely debt free by the end of the year but that's okay. This is my one allowed spend outside of my frugal budget. We don't go out much so I want a home I can be proud of and relax in. Lots to do, some jobs we will be able to do ourselves I'll share photos of the transformation for anyone else who is embarking on this journey 😊 


    No other real updates  still Plodding along not trying to spend outside of essentials 
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • Morning my beautiful diary friends 
    Hope you are all well 
    Stay safe in this awful weather. 

    I didn't sleep at all last night wide away still at the moment but ask me again when I leave work at 9pm 🤣

    Sold a few more items on eBay 

    Lots more to list on there and fb ... I need it all gone 

    Will have a shower while dp does home school (no school today due to weather) 

    Oh will be registering as self employed this week 😀 huge congrats to him for creating passive income (I hope you read this one day 😉) 

    Ds2 is really anxious about the weather bless him 

    Right making a cuppa shower time and I'll see what I can get done before work if I just sit down and stare at the tv I'm bound to fall asleep right before I Need to leave for work so I'll sit but get stuff done my bronchitis has caused a flare up with my pain so I need to be kind to myself the next few days 
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • Just got back from ds2 appointment 

    Trying to work out if I takle the dining room or the bedroom first 🤔 

    Will let you know how I get on 
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • Morning my beautiful diary friends. 
    Hope you are all well. 
    Took ds1 for his blood test home now going to tidy and clean before My councilling phone call. 
    Managed to do dining room yesterday. 

    Lounge just needs a 5 min tidy up
    Ds2 new bed is coming today so his room the hall and our room are My goals for today. 

    Chest still isn't good but it's better than It was. 

    Payday on Thursday. 

    Meeting up with family tomorrow. 

    Currently emptying ds2 room to sort it out and put his new bed up 


    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • Morning my beautiful diary friends 

    I'm in agony after yesterday but I'm determined to get the stuff done on my to do list which are urgent and need doing today and get some more of the house sorted. 

    Feeling abit overwhelmed to be honest. 

    On the money front here Is a debt update. 

    debt 22/02/2022
    very 422
    credit card    320
    loan 8162
    Housing association   1400
    total 10,304


    At the end of the month I will money shuffle. 

    I'm hoping to start march at less than £10k 

    I'm still determined to be debt free by the end of this year. 


    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • Credit card will be paid off in full at the end of the month 
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • I've done everything I need to today apart from my level 4 stuff and letter to my aunt 

    Feeling a little less overwhelmed than I was I was close to tears at lunch time. 

    I've made a start on our bedroom so I will finish that and then ill phone my friend who is going to help me with my level 4 stuff 
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • Hello my beautiful diary friends,

    We have ds2  2nd and possibly last appointment tomorrow for his neurodevelopmental assessment. We have waited since he was 2 for diagnosis he's now 8. I have mixed emotions the only diagnosis he has had since 18 months is global delay. This might change tomorrow. He now no longer fits that diagnosis under physical development, he is definitely delayed mentally and we suspect possible autism or adhd. Tomorrow (Monday) is a huge day for us. He's still our amazing little boy. He has complex needs within meeting his needs. And truthly without it he wouldn't be who he is. But if I could I would take it all away because watching him struggle is hard. Knowing that he will probably depend on us for the rest of his life and might never live on his own unless he has support, we accepted that years ago. But it still hurts. I don't think he realises he is different to his peers. He is full of such innocence and is so pure, he sees the world in a way I wish I always saw the world. He doesn't see hurt. To him everyone is wonderful everyone is kind. 

    Please keep us in your thoughts. 




    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • Sending you hugs and thinking of you and your amazing little one x
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.