Powers’s mortgage free thread

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  • powerspowerspowerspowers Forumite
    751 Posts
    500 Posts First Anniversary Name Dropper
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    Definite silver lining!!

    Had some progress on the purchase today, it’s glacially slow but still moving. 

    I’ve managed to sort out various refunds today - the dodgy Fitbit, some running leggings that don’t fit and theatre tickets from last March. I’m proud of myself because I’m a !!!!!! for not sorting things like that! I’ve broken even though as bought some walking trainers (very over due!) and am going to book more theatre tickets as it was a treat for my mum and she needs something to look forward to! 

    Went half’s with T on an industrial stapler for a project that’s dragging on... need to get finished before we move. £20! 

    We have £20 left in joint account til payday on Thursday, must resist “top up shops”!!! 
    MFW 2021 #76 £5,145
    MFW 2022 #27 £3,530 / £7,200 target 


  • PorridgecatPorridgecat Forumite
    311 Posts
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    Good news that there's some movement with the purchase. Count the refunds as a goal as otherwise you would have had to pay for the trainers from 'new money'.
    Mortgage Free 23 December 2020
    Savings £9671 / £20 000 goal
    Emergency Fund £216 / £1000 goal
  • powerspowerspowerspowers Forumite
    751 Posts
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    Payday tomorrow!
    I’ve hardly touched the credit card this month and for once don’t owe anything out! Paid £1000 into joint account which is the amount we’ll need to put in to meet the OP goal once we’ve moved and managed to put £300 into wedding pot. 
    Left with about £400 for the month after bills. Probably going to get snaffled in costs if we do move but the joint savings should have a £600 or so buffer in it. 
    MFW 2021 #76 £5,145
    MFW 2022 #27 £3,530 / £7,200 target 


  • powerspowerspowerspowers Forumite
    751 Posts
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    Mortgage is sorted! Solicitor should get paperwork before Easter 🐣 
    MFW 2021 #76 £5,145
    MFW 2022 #27 £3,530 / £7,200 target 


  • misslolumisslolu Forumite
    127 Posts
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    Mortgage is sorted! Solicitor should get paperwork before Easter 🐣 
    Yay! Congrats on the mortgage offer, hopefully everything else starts moving smoothly too.
  • GroggedGrogged Forumite
    865 Posts
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Great news on the mortgage, fingers crossed for the paperwork.
    If it's not adding up, compound it!
  • PorridgecatPorridgecat Forumite
    311 Posts
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    Forumite
    Here's hoping you're able to move soon.
    Mortgage Free 23 December 2020
    Savings £9671 / £20 000 goal
    Emergency Fund £216 / £1000 goal
  • powerspowerspowerspowers Forumite
    751 Posts
    500 Posts First Anniversary Name Dropper
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    Thanks everyone! Today’s setback is that their boiler has been serviced... and the plumbers condemned it! Whoops! They’ve offered us £1000 towards a replacement but are going to try to get it repaired in the meantime. 
    To be honest, I was convinced this was going to happen with the boiler at our house when we had it serviced so I can’t be too annoyed at them. But does feel like that you can’t make things up at the moment! 
    Being philosophical, we are saving money every month we stay here
    MFW 2021 #76 £5,145
    MFW 2022 #27 £3,530 / £7,200 target 


  • powerspowerspowerspowers Forumite
    751 Posts
    500 Posts First Anniversary Name Dropper
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    It finally feels like we are getting somewhere with the house! A few bits to sort and working towards exchanging in two weeks time 🤞🤞🤞So we’re cracking in and finding removal company etc! We’ve been packed for a while now 😂 

    money wise- managed to save quite a bit, £500 into my savings and £650 all together into joint pot, contributes towards a nice cushion to move with. 

    Spends since payday: £8 on coffee and parking at the weekend- excited to get out and about! £22 on summer shoes eBay special  (bit premature given we now have snow), £20 nephew savings pot for Easter, £10 collection at work. Leaves £200 for the month. I’m booked in at chiropractor this week which I think is £45
    MFW 2021 #76 £5,145
    MFW 2022 #27 £3,530 / £7,200 target 


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