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2021 Mortgage-Free Wannabes
Comments
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HI Julicron
Porridgecat 95 reporting the second big overpayment of £1000, making £1562.75 for April. That's the big ones gone, hoping for a few small ones through the month.Mortgage Free 23 December 2020
Savings £9671 / £20 000 goal
Emergency Fund £216 / £1000 goal2 -
#103 checking in with £112 overpayment, small steps but they all add up 👍MFW #103 £992/£3,000
Make £2,021 in 2021 #45 £337.13/£2,0212 -
Congratulations @bit_by_bit that's amazing news!Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 20171
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Thankyou all. After waiting for 10 years and having cancer, I thought I may never get to this point. It is doable but you need to take the long view and forgive yourself when you can't meet you targets.
Wife, mother, gardener, nurse, Big C survivor. Officially retired at 55 2021 [/b][/b].Mortgage free April 2021Challenges 2024: Decluttering Campaign 32/100 bags plus 0 large items. Make £2024 in 2024#8 £0/£2024 Using my craft stash 0/52 Reading books 0/52 Donations for the CS/washing done from others (in and outs) in 2024 x 10 bags and 0 large items.6 -
#36 checking in for April.Small OPs are better than no OPs
Start date - Feb 2018 £231,000 / Apr 2042
July 2025 £116,950 / Dec 2025
MFW #60…. Back in for 2025!2 -
bit_by_bit said:#87 popping by to note that I have paid off my mortgage today. In fact a small amount of money will be due back to me I think. Anyway. £16,423.61 paid over. Not cleared until I get the letter which I hope will be next week.
HOORAH!!!!!!!!MFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £69682 -
Hi Julicorn, number 90 with an April OP of £215. I have officially left the 46’s and am now in the 45’s 🥳SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)3
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£11,200 for me - I'm almost at the 10% limit on this mortgage - even the lady on the phone said are you sure as my limit is £11,995 but I just didn't have the £700! Will try and pay it before July when my overpayment allowance resets.
Mortgage two I can overpay £5100 before July so that's my next goal!HOME
Original mortgage free date Nov 2037
Mortgage free August 2018
Additional properties
Mortgage 1 £108,000
Mortgage 2 £45,000
Teacher pension - DB scheme
LGPS pension - DB scheme3 -
Another small £7.81 OP, taking my total to £207.81 for April2
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Morning Julicorn
Another small payment of £10, making April's total £160
Thank YouMFW2021 #93 - £330/£22002
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