2021 Mortgage-Free Wannabes

MrsC....tobe

#117 reporting in with the following:

October - 300 op
November - 300 op
December - 300 op

Unfortunately I haven’t been able to do anything over and above those, and not met my target, but I’m well chuffed at how far I did get this year!  Thank you.

jackieblack

Good morning everyone 🙂

#4 reporting £125 OP for December, which should meet my target of £1500 (offset) for the year 🎉 
Thanks to the motivation of this challenge over the last few years, my outstanding mortgage balance is now a little under my annual income! Fairly meaningless is real terms, but psychologically feels less of a burden. My mortgage payment is no longer my biggest monthly bill 🙂 (that is now the Council Tax 😫)

Thanks julicorn 👏🏻🥂👏🏻🙂

CrowdieSaver

Hi

#49 checking in to report overpayments as follows:
November £300
December £700
This makes my total for 2021 as £2,540, meaning I’ve reached my target that I set (only just!).

Looking forward to trying again in 2022!

Thanks for everything Julicorn.

Happy New Year all.

CS x

Barny1979

#43 sneaked in a last OP of £200.00 today, for a total of £6200.00 for 2021

Dancingbecky

#75 December overpayment £500 we reduced the November overpayment to £500 so hit our goal for the year at £6000

thanks
julicorn

CountryRoads

#130 checking in with £160 overpayments in each of Nov and Dec taking the total for 2021 to £800.

Thanks for everything Julicorn

Looking forward to the 2022 challenge!

mark55man

Hi Julicorn

End of Year Report for #57

• I have added £31.9k to my Mortgage Neutral pot since I started, £30.2K since 1/1/21
  
• My Mortgage Balance is £86.4K  
• I am now £54.5K away from being Mortgage Neutral

Current target for Mortgage Neutral is now Feb-23 (was May) based on an end of year bonus, and increased contributions this year and next year

Am up for taking another big dent out of this next year so just popping over to the 2022 thread.

Thank you all for your support, and especially Julicorn

shangaijimmy

#62 reporting in with some figures:

October - £496.16
November - £464.72
December - £397.59

Thank you for this challenge and the motivation it brings.

cod3

#53

Nov - £558.92

Dec - £356.94

2021 total - £6,781.47 

Thank you Julicorn for all your work and to everyone else for helping me with motivation.

Popping over to the new thread now.  All being well, 2022 will be the year I finish off this mortgage!  

Tartan_Mum

It’s late but #36 checking in with my final payment for the year made today £6704.72. 

Thanks as always @julicorn for keeping us on the right track. 

Happy New Year everyone!