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2021 Mortgage-Free Wannabes

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  • Bored
    Bored Posts: 390 Forumite
    Part of the Furniture 100 Posts Name Dropper Debt-free and Proud!
    edited 20 December 2021 at 5:38PM
    Final overpayment of the year is £500 (#123). I think I've missed my target but I had an unexpected £2000 repair bill in November so it can't be helped.
    2023 Mortgage-Free Wannabe #19: £11,675.68/£13,000
    Mortgage Overpayment Total: £22,397.1
  • #133 here with Decembers OP of £109.11.

    Thankyou and Merry Christmas! 
    MFW - #133 - 2020 Challenge - £1230.67 / £1159
    MFW - #133 - 2021 Challenge - £1328 / £1270
    MFW #56 - 2022 Challenge - £325.35 / £1296
    Mortgage began Jan 2019 - £115,900
    Mortgage Currently            - £105,160
  • Hi Julicorn, #84 with an overpayment of £2100 please.

    Thanks and Happy Christmas! :)
    Mortgage free as of March '25!
    £240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
    Mortgage paid off 19 years early.

    2025 MFW #40

    2025 Goals

    Pay off mortgage of £55k for good! - £55k/£55k paid - mortgage free!!!
    Keep emergency fund at £10k - £10k/£10k - goal met!
    Lose 12 kgs - 3/12 kgs lost so far
    Try 1 new activity/experience as a family each month - 0/12 new activities/experiences tried
    Decluttering - declutter 500 items from house and outbuildings - 136/500 items so far
  • #76 with £35 please Julicorn, giving a total for December of £285
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,350 /£5,000


  • SandyShores
    SandyShores Posts: 1,970 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Number 29, just paid another £81.

    I don't know if I will make my target this year, but I've a few days left to try.
    "Think of many things, do one"
    Mortgage 30 Aug'25 est. £209,500 £309,749 2020 (current ends 2038)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • Bored
    Bored Posts: 390 Forumite
    Part of the Furniture 100 Posts Name Dropper Debt-free and Proud!
    Decided to throw an extra £200 at the mortgage to get me into the next LTV bracket before a product switch. Total for December is now £700 (#123).
    2023 Mortgage-Free Wannabe #19: £11,675.68/£13,000
    Mortgage Overpayment Total: £22,397.1
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi Julicorn, Porridgecat no 95 here. We've just paid £12 184.25 into our mortgage account thereby paying it off completely including the final fee. Hopefully when I check it online tomorrow it should show a nice zero in the balance. The rate rise (although very small) was the final incentive so we juggled some savings and have got rid 5 years and 11 months early.  Our best Christmas present ever. 
    Absolutely fantastic news, congratulations Porridgecat! What a wonderful Christmas present to yourselves <3 
  • #26 I made very tiny op of £11.63 for November and £7.06 for December 
    Mortgage started August 2020 £69,700
    Mortgage ends Aug 2050 MFW: Aug 2027 
    Current Balance: £58,678
    MFW2020 #156 £723.13
    MFW2021 #26 £1184.71
    MFW2022 #11 £197.87
    MFW2023 £785
    MFW 2024 £528.15

    Determined to make it! 
  • Hi Julicorn,

    #54 here. Please put me down for a December overpayment of £420.

    Thank you and I hope you have a lovely Christmas x
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