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2021 Mortgage-Free Wannabes
Comments
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Final overpayment of the year is £500 (#123). I think I've missed my target but I had an unexpected £2000 repair bill in November so it can't be helped.2023 Mortgage-Free Wannabe #19: £11,675.68/£13,000
Mortgage Overpayment Total: £22,397.11 -
#133 here with Decembers OP of £109.11.
Thankyou and Merry Christmas!MFW - #133 - 2020 Challenge - £1230.67 / £1159
MFW - #133 - 2021 Challenge - £1328 / £1270
MFW #56 - 2022 Challenge - £325.35 / £1296
Mortgage began Jan 2019 - £115,900
Mortgage Currently - £105,1601 -
Hi Julicorn, #84 with an overpayment of £2100 please.
Thanks and Happy Christmas!Mortgage free as of March '25!
£240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
Mortgage paid off 19 years early.
2025 MFW #40
2025 Goals
Pay off mortgage of £55k for good! - £55k/£55k paid - mortgage free!!!
Keep emergency fund at £10k - £10k/£10k - goal met!
Lose 12 kgs - 3/12 kgs lost so far
Try 1 new activity/experience as a family each month - 0/12 new activities/experiences tried
Decluttering - declutter 500 items from house and outbuildings - 136/500 items so far1 -
#76 with £35 please Julicorn, giving a total for December of £285MFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £2,350 /£5,0001 -
Number 29, just paid another £81.
I don't know if I will make my target this year, but I've a few days left to try."Think of many things, do one"
Mortgage 30 Aug'25 est. £209,500 £309,749 2020 (current ends 2038)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga1 -
Hi Julicorn, Porridgecat no 95 here. We've just paid £12 184.25 into our mortgage account thereby paying it off completely including the final fee. Hopefully when I check it online tomorrow it should show a nice zero in the balance. The rate rise (although very small) was the final incentive so we juggled some savings and have got rid 5 years and 11 months early. Our best Christmas present ever.Mortgage Free 23 December 2020
Savings £9671 / £20 000 goal
Emergency Fund £216 / £1000 goal10 -
Decided to throw an extra £200 at the mortgage to get me into the next LTV bracket before a product switch. Total for December is now £700 (#123).2023 Mortgage-Free Wannabe #19: £11,675.68/£13,000
Mortgage Overpayment Total: £22,397.13 -
Porridgecat said:Hi Julicorn, Porridgecat no 95 here. We've just paid £12 184.25 into our mortgage account thereby paying it off completely including the final fee. Hopefully when I check it online tomorrow it should show a nice zero in the balance. The rate rise (although very small) was the final incentive so we juggled some savings and have got rid 5 years and 11 months early. Our best Christmas present ever.2
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#26 I made very tiny op of £11.63 for November and £7.06 for DecemberMortgage started August 2020 £69,700
Mortgage ends Aug 2050 MFW: Aug 2027
Current Balance: £58,678
MFW2020 #156 £723.13
MFW2021 #26 £1184.71
MFW2022 #11 £197.87
MFW2023 £785
MFW 2024 £528.15Determined to make it!1 -
Hi Julicorn,
#54 here. Please put me down for a December overpayment of £420.
Thank you and I hope you have a lovely Christmas x1
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