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2021 Mortgage-Free Wannabes

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Comments

  • Porridgecat
    Porridgecat Posts: 311 Forumite
    Third Anniversary 100 Posts Name Dropper Photogenic
    Good evening Porridgecat no 95 reporting a final overpayment for the year of £1253. I'm not going to make my £15 000 target but it was ambitious and I'm happy with what I've done.  I've still paid £14 193 extra, more than £1000 a month. Our mortgage now stands at just under £12 000 so hopefully gone in the first half of next year.
    Mortgage Free 23 December 2020
    Savings £9671 / £20 000 goal
    Emergency Fund £216 / £1000 goal
  • OhtobeMortgageFree
    OhtobeMortgageFree Posts: 324 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    An overpayment of £210 made this morning. My first for December.
    Thanks for updating! ☺️
    #59.
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • uzubairu
    uzubairu Posts: 1,209 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    #98 uzubairu updating

    September = £711.10
    October = £687.87
    November = £700.05
    December = £555.00

  • lindez
    lindez Posts: 643 Forumite
    Sixth Anniversary 500 Posts
    Hi all well done on what has been achieved so far this year !
    Julicorn can I keep my same number for 2022 target will be £5000 #2
    thank you x
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • pinknsparkly
    pinknsparkly Posts: 545 Forumite
    Ninth Anniversary 500 Posts Name Dropper
    Wow, this year has run away with itself! I've not updated since July  :# So here are my very belated updates...

    August = £658.13
    September = £722.38
    October = £515.09
    November = £571.61

    Thanks as always Julicorn! 
    MFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/2023
  • Shal1160
    Shal1160 Posts: 67 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hi all
    Hope December is treating you well, #44 checking in and rounding up the year
    November o/p £100
    December o/p £700
    Thanks Julicorn and everyone for keeping me motivated! 
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
    Current: £83,770 (Dec 25)
    MFW 2025 #29
    MFW 2026 #20
    Just keep swimming
  • Schoolworker
    Schoolworker Posts: 499 Forumite
    Seventh Anniversary 100 Posts
    No 72 school worker here. Hiya sorry not singed in for a while but have been overpaying all year. Will give you     

    April.   £2650
    may.   £440
    june.  £200
    july.    £280
    august.  £223
    september.   £330
    october.   £180
    november.  £150
    december.  £300.  = total for this year so far is £4753.

    cant remember my target but I’m happy with this. Will see if I can squeeze in another payment before Christmas.
  • newgirly
    newgirly Posts: 9,471 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi juliecorn, last update of the year for me please and it’s £462.56 mfw 67, many thanks for all your work and have a great Xmas! Newgirly x 
    MFW 67 - Finally mortgage free! 💙😁
  • Maybe_its_because
    Maybe_its_because Posts: 440 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Morning,

    submitting the December OP details at £250 reaching a £2100 annual total. 

    Thankyou Julicorn, I look forward to seeing you on the other side in 2022

    MIB x
    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
  • Nichelette
    Nichelette Posts: 2,152 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sorry, a bit late but can I please record a November payment of £458.04. I'm no.86. May or May not be the final OP for this year depending on how things go. I won't reach my target but it's not too bad as I've been on maternity for most of the year and we've had to buy loads of baby stuff. 
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £189,497.12
    Overpayments since 27.03.19: £53,964.80
    Moving fund so far £2500 - Premium bonds £9,500
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