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2021 Mortgage-Free Wannabes

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  • jackieblack
    jackieblack Posts: 10,505 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #4 reporting £125 OP for November 

    Thanks julicorn 👏🏻 
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
  • Merrylegs1
    Merrylegs1 Posts: 129 Forumite
    Tenth Anniversary 100 Posts Name Dropper Photogenic
    Morning,

    #114 with a November overpayment of £500 please.

    Thanks Julicorn 😊
    Mortgage free wannabe #58
  • powerspowers
    powerspowers Posts: 1,337 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    £50 OP for #76, monthly total now £610 😱 
    thanks Julicorn 
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,350 /£5,000


  • Filo25
    Filo25 Posts: 2,140 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #68 with a £1,000 overpayment today, taking it to £6,050 for the year so far.

    Thanks Julicorn!
  • jennystarpepper
    jennystarpepper Posts: 799 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 1 December 2021 at 12:43AM
    #16   Total for Nov. £440.94    please @julicorn, many thanks.  Can I ask if you are going to do a MFW sheet for 2022, if yes can I keep my number please?


    Am aiming to break 6k for the year, keep scraping up those pennies everyone. 


    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968

  • jackieblack
    jackieblack Posts: 10,505 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    jennystarpepper said:
    Can I ask if you are going to do a MFW sheet for 2022, if yes can I keep my number please?
    Me too, please
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
  • Gaffs_gaff
    Gaffs_gaff Posts: 21 Forumite
    Second Anniversary 10 Posts Name Dropper
    Good morning Julicorn,

    #54 with an overpayment of £420 for November.

    If you are being kind enough to continue this next year and need to fill some gaps, I’m happy to change number 😊

    Thank you again 🦄  
  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Hello Julicorn, hope you are well.  Number 90 declaring that there will be no more overpayments this year ☹️  It’s been a very expensive year with house and car repairs so I’m concentrating on getting the savings pot up a bit instead.  I plan to start my overpaying again in January with hopefully larger but not monthly payments.  I just feel I need the security of an available buffer to call on if needed.  Wishing all fellow overpayers a Happy Christmas free of debt and illness ❤️🎅🥳
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • OhtobeMortgageFree
    OhtobeMortgageFree Posts: 324 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Last overpayment of November - £215, taking me to £1035 in total for the month. So close to my £10k target for the year now! 🙌🏻
    Thanks for all the updates. ☺️
    (#59)
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • JaggedFlamingo
    JaggedFlamingo Posts: 51 Forumite
    Sixth Anniversary 10 Posts Name Dropper
    #100 with a second (and final) overpayment for this month of £5,074.54, bringing my total for November to £6,000.
    Original mortgage: £278,827 (September 2018)
    Current mortgage: £0 (15.07.2023)
    Original mortgage-free date: September 2033
    Current mortgage-free date: July 2023
    MFW 2023 #10: £28,909.64/£25,000
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