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2021 Mortgage-Free Wannabes
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Evening All and Julicorn
#29 First December overpayment of £75, which I believe takes me to £998.22
I'd like to get up to £1200, but will need to be very creative to get there, but I'll try
"Think of many things, do one"
Mortgage 30Jan'26 est. £204,330 £309,749 2020 (ends 2038 - aiming for 2031)
Seven Goals; target lose 4lbs by Feb'26; walk/run/exercising/weights/yoga1 -
I have a fair bit to catchup so I’ll try in December but not sure if I’ll make my stretch goal!In the meantime here are a couple of missed updates:
October OP £265.77November OP £263.62
Thanks, as always, Julicorn!Small OPs are better than no OPs
Start date - Feb 2018 £231,000 / Apr 2042
July 2025 £116,950 / Dec 2025
MFW #60…. Back in for 2025!1 -
Elvie100 said:Hi all
#60
OK, overpayment of £1,515.83 for December. And that’s it, all paid off ☺️Good luck to everyone else!
L
CONGRATULATIONS!!!!!!! Well done and Happy 2022 without a mortgage.
4/10/25Three Years Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******2 -
julicorn said:
With those latest overpayments, I've got you at over £20k already anyway? Let me know if I've recorded anything incorrectlyElmoR said:Number 45 checking in with August £1520 and Sept £1310 payments.Will try for a new target for the year of £20K, which will be a stretch, especially with household bills going up and up right now.Many thanks julicorn
Checking back in after a bumpy few months of finances going up/down and FIRE plans out the window
I lost the plot for a while julicorn - in the end we managed payments of : Oct £1310, Nov £1100, and Dec £1100. Not bad at all
Smashed our target for the year, so extremely happy about that. DD is hopefully due to start University next autumn and I feel pretty well prepared for that financially now. That was the aim
Thanks for keeping us motivated and on track for the year julicorn - the year total to date for the MFW challenge is edging towards a cool million - I'm watching it edge closer
ElmoR xx2 -
I'll be posting a 2022 thread shortly, you can ask to keep your number in therejennystarpepper said:#16 Total for Nov. £440.94 please @julicorn, many thanks. Can I ask if you are going to do a MFW sheet for 2022, if yes can I keep my number please?
Am aiming to break 6k for the year, keep scraping up those pennies everyone.
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Finally caught up with the spreadsheet (apologies for being AWOL for a couple of weeks
), and we've just hit the £850k mark! Let's see how far we can take it before the end of the year
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Thats great hitting that mark, well done everyone!julicorn said:Finally caught up with the spreadsheet (apologies for being AWOL for a couple of weeks
), and we've just hit the £850k mark! Let's see how far we can take it before the end of the year 
Thanks again Julicorn for the hard work you put in, its much appreciated.MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..3 -
#41 small OP of £11.47 this month. Really pleased the balance is in the 80’s and have reached my MFW target for this year however I’m now dealing with 2 broken cars. As it stands I won’t be joining next years thread ☹️ Thank you so much for running this julicorn and I hope to be back again!1
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