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2021 Mortgage-Free Wannabes

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  • SandyShores
    SandyShores Posts: 1,970 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Evening All and Julicorn

    #29  First December overpayment of £75, which I believe takes me to 
    £998.22

    I'd like to get up to £1200, but will need to be very creative to get there, but I'll try :)
    "Think of many things, do one"
    Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • I have a fair bit to catchup so I’ll try in December but not sure if I’ll make my stretch goal! 

    In the meantime here are a couple of missed updates: 

    October OP £265.77
    November OP £263.62

    Thanks, as always, Julicorn!

    Small OPs are better than no OPs
    Start date - Feb 2018 £231,000 / Apr 2042
    July 2025 £116,950 / Dec 2025
    MFW #60…. Back in for 2025!
  • f0xh0les
    f0xh0les Posts: 7,623 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Elvie100 said:
    Hi all

    #60

    OK, overpayment of £1,515.83 for December.  And that’s it, all paid off ☺️

    Good luck to everyone else!

    L

    CONGRATULATIONS!!!!!!!  Well done and Happy 2022 without a mortgage.
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • ElmoR
    ElmoR Posts: 414 Forumite
    Ninth Anniversary 100 Posts Name Dropper
    julicorn said:
    ElmoR said:
    Number 45 checking in with August £1520 and Sept £1310 payments.
    Will try for a new target for the year of £20K, which will be a stretch, especially with household bills going up and up right now. 

    Many thanks julicorn

    With those latest overpayments, I've got you at over £20k already anyway? Let me know if I've recorded anything incorrectly :)

    Checking back in after a bumpy few months of finances going up/down and FIRE plans out the window :D

    I lost the plot for a while julicorn - in the end we managed payments of : Oct £1310, Nov £1100, and Dec £1100. Not bad at all :) Smashed our target for the year, so extremely happy about that. DD is hopefully due to start University next autumn and I feel pretty well prepared for that financially now. That was the aim B)

    Thanks for keeping us motivated and on track for the year julicorn - the year total to date for the MFW challenge is edging towards a cool million - I'm watching it edge closer :)

    ElmoR xx



  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    #16   Total for Nov. £440.94    please @julicorn, many thanks.  Can I ask if you are going to do a MFW sheet for 2022, if yes can I keep my number please?


    Am aiming to break 6k for the year, keep scraping up those pennies everyone. 


    I'll be posting a 2022 thread shortly, you can ask to keep your number in there :) 
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Elvie100 said:
    Hi all

    #60

    OK, overpayment of £1,515.83 for December.  And that’s it, all paid off ☺️

    Good luck to everyone else!

    L
    Congratulations Elvie, that's fantastic news! <3 
  • Afternoon everyone,
    #23 here. My last update of the year, £250 for December. This should mean I have overpaid £5140 for the year. 

    Thanks @julicorn
    2025 MFW No:23
    MFiT-T7 12
  • anna42hmr
    anna42hmr Posts: 2,890 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    julicorn said:
    Finally caught up with the spreadsheet (apologies for being AWOL for a couple of weeks :D ), and we've just hit the £850k mark! Let's see how far we can take it before the end of the year <3
     Thats great hitting that mark, well done everyone!

    Thanks again Julicorn for the hard work you put in, its much appreciated.   
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • family355
    family355 Posts: 170 Forumite
    Third Anniversary 100 Posts Name Dropper
    #41 small OP of £11.47 this month.  Really pleased the balance is in the 80’s and have reached my MFW target for this year however I’m now dealing with 2 broken cars. As it stands I won’t be joining next years thread ☹️ Thank you so much for running this julicorn and I hope to be back again!
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