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2021 Mortgage-Free Wannabes
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Hi, no.7 here. Small overpayment of £7 to report for December. Total for the year stands at £2533
Not may our target for the year but made a good effort!
Thanks for keeping track julicorn!Mortgage-free wannabe 2025 £571/30001 -
becky170 said:Hi, no.7 here. Small overpayment of £7 to report for December. Total for the year stands at £2533
Not may our target for the year but made a good effort!
Thanks for keeping track julicorn!0 -
Hi there!
Haven't updated in a while, so a few months to do please. I'm No.12
September £263.61
October £104.55
November £260.75
December £104.55
Thanks
Take care all xMortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!2 -
Number 13 here just confirming that there will be no more payments for me this year. Last OP was October, but I have already hit 115% of my target.
I decided to book Lapland instead.... i know, niot very MSE but the sheer joy on my daughter's face was worth not pay a few grand to the mortgage. Some things are just more important and the last 2 years have taught me how precious life and fun is - we are going all out this year on holiday and presents (all paid cash though)
I shall be back in earnest in January on the 2022 thread!
I wish everyone a peaceful and happy Christmas and a prosperous New Year!
MM
x
Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!3 -
Another £205 overpaid this morning, bringing my December total to £415. (#59)
Thanks for the updates! ☺️
Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.641 -
#32 back again! 😀
£300 additional OP for December. Total OP for December is £661.70. Should be back again before Xmas 🎄. Thanks julicorn x
MFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000
Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
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No 6 with a cheeky OP of 225.88.
Is the new spreadsheet open yet? I'd like to keep my number if possible.Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 371 -
The new one is open if you search for it.Julicorn is keeping us all on track againMortgages Oct 2020: £308,283 Jul 2021 £286,600 October 2022 £253,456 MFW-22 #9 MFIT-T6 #352
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#17 here with overpayment of £423.58 for December.
YTD = £1,543.58
Thanks!1 -
Another £210 overpaid just now.
December total is now £625. (#59)Thanks! ☺️Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.641
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