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Nifty November's NSD Challenge!
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Well done Tahlullah and SuperSavingD
I need to bung some cash in to the pot for a colleague who is leaving after many years who I work closely with, so not an NSD for me, but apart from that hoping to pretty much go through till payday if at all possible
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NSD 8/15 today thanks cathybird will need a Lidl shop before the end of the month but nothing urgent friend gave me a £5 off voucher for a £40 spend so if i hold off i can do i big shop before i go for surgery on 27th Nov0
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Another one today.Bought stationary for the foodbank but that does not count.Could not believe how much the tippex mouse costs now so did not buy one.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Dropping in to say that yesterday and today have been no spend days - yay
Brings me to a total of 7/10. The rest of the week is looking pretty thrifty as well so fingers crossed for a good run of nsds.
December NSDs - 2/150 -
Another NSD for me today taking me to 8/15. Might do some Christmas shopping later, but as mentioned previously I've budgeted for gifts all year so won't count it.
Everyone's doing so well already this monthSave £12k in 2022 = £3705.97/ £7,500 (49%)
Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)0 -
Sadly not for me.
I drove home certain I was going to do 6 days steaight of no spending
My son has come home and he's got a school award. His school is very big on discipline and progress (church of england school) so he got it for reading 6 days a week at home since we went back in september and for doing all his homework.
Extra nice for his because he was an absolute nightmare until we got his ADHD diagnosis and medication! TBH his school have worked damned hard with him.
Anyway... its cost me take away pizza, side and dips...
Not that bothered he's on from nightmare student and bottom of the class from reception till year 2.
Now in year 5, model student and hitting all his yearly targets and exceeding in others.
Sorry for long post... it's just nice to see him recognised for trying.
Anyway best get him to do his reading before the meds wear off.# 36 1p challenge 2024 - £536.60
#13 POYD by Christmas 24 £2875 / 81383 -
Hi Cathybird, Day 7 for me please. I have to go and buy cat litter tomorrow, so definitely a spendy day ahead. Never go to the supermarket and come out with only what is on the list.What I do not give, you must never take by force.
Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young. Linkin Park0 -
Couldsavemore said:Sadly not for me.
I drove home certain I was going to do 6 days steaight of no spending
My son has come home and he's got a school award. His school is very big on discipline and progress (church of england school) so he got it for reading 6 days a week at home since we went back in september and for doing all his homework.
Extra nice for his because he was an absolute nightmare until we got his ADHD diagnosis and medication! TBH his school have worked damned hard with him.
Anyway... its cost me take away pizza, side and dips...
Not that bothered he's on from nightmare student and bottom of the class from reception till year 2.
Now in year 5, model student and hitting all his yearly targets and exceeding in others.
Sorry for long post... it's just nice to see him recognised for trying.
Anyway best get him to do his reading before the meds wear off.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Evening peps Hope all is well . Today and yesterday was another nsd!!! I'm very happy with how this way is making me more aware of spending thoso pennies when it's not needed!!
Tomorrow I will need to.get more juice as ran out today!! Will pop to lidis and only get juice!! No junk food....got enough indoors!! Plus I need to lose this weight!!
I don't drink tea or coffee. Hot chocolate only when its really cold. Manly juice and water whist at work!! Pay day is next friday!!
Tomorrow hoping to do some more work out in the garden. I'm digging post holes 2 more to do!! Not good when my post spade broke on me today!! Tried using it without the long handle 🤣🤣
Will need to buy some postcret and a bit of wood. Hopefully the weather will be good for it as I'm off work for a few days now!!1 /10 nsd 😀0 -
NovemberOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =November targetsbeanielou 9/15berries 8/10
cathybird 8/15
Charliebear 7/10
CJRyder 18 Couldsavemore 8/15
delta13 8/15
Honeysucklelou2 2/12
IndiJonesi 6/15
IntoTheForest 2/15
jammy dodger 8/15
LivingInTheBlack 5/12
Money Choices 8/15
Naomij1411 1/8
Narola1976 6/15
positivelypurple 1/20
short_bird 6/18
SuperSavingD 8/15
Tahlullah.H 7/15
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