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Nifty November's NSD Challenge!
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Am on a roll!! Another NSD for me.
Thats 7/11
Have a good evening.# 36 1p challenge 2024 - £536.60
#13 POYD by Christmas 24 £2875 / 81380 -
Another one today.
I dont count food & petrol if I stay in budget.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Day 6/15 for me today. My intention is not to shop until Black Friday. I enough food for the month. There is no need to spend a penny. I can’t even work up the enthusiasm to Christmas shop online
Starting Total in September 2019 = £38287.77
Current Total = £25534.10
33% of debt paid off so far
Debt Free by Christmas September August July June 2023!0 -
I've had 6 NSD's so far! Could have been better but I won't need to buy any more food now for at least a week and I've been saving all year towards my Christmas spends so won't count my gift shopping.
Did treat myself to a new fitbit today as mine stopped working, but I had a £50 voucher to use so it was better than half price
Save £12k in 2022 = £3705.97/ £7,500 (49%)
Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)0 -
NovemberOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
November targetsbeanielou 7/15berries 6/10
cathybird 6/15
Charliebear 5/10
CJRyder 18
Couldsavemore 7/15
delta13 6/15
Honeysucklelou2 2/12
IndiJonesi 6/15
IntoTheForest 2/15
jammy dodger 7/15
LivingInTheBlack 5/12
Money Choices 4/15
Narola1976 6/15
positivelypurple 1/20
short_bird 6/18
SuperSavingD 6/15
Tahlullah.H 5/15
ALL WELCOME TO JOIN!
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Well done SuperSavingD, short bird, Couldsavemore, beanie, Narola and delta - wow, a busy day!
Another one for me too, yay
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Well done cathybird 👏I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
today will be a NSD 7/15
delta 13 i too was organised this year and put money away each month for Bdays and Christmas its really helped so will definitely be doing that again next year ( I dont count that in my NSDS either as budgeted for )1 -
Well done jammy dodger
Hoping for another one today also
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Today was one.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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