Nifty November's NSD Challenge!

edited 31 October 2020 at 3:40PM in Debt-free Wannabe Challenges
360 replies 1.6K views
cathybirdcathybird Forumite
8.7K Posts
Part of the Furniture 1,000 Posts Name Dropper Photogenic
✭✭✭✭
edited 31 October 2020 at 3:40PM in Debt-free Wannabe Challenges
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during November. To join, just post your personal target and you are on your way!

No Spend Days can really help with being thrifty, with planning spending and with thinking about whether you really want to spend money on something. If you wait before you buy something, sometimes you realise you don't really want or need it.

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD.
3. It does help to post every time you notch up an NSD ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too
4. It also helps to bookmark the thread, it's much easier to find
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

November

Off to a start = 

5 days = 

10 days = 

15 days = 

20 days = 
Target reached = 
Target beaten = 

10 in Save 12K: £4,747.93/£8K. July NSDs: 11/15 2021 Tilly: £1,595.25 2020 Tilly: £4,815.07
July AFDs: 12/21 2021 AFDs: 170/300 2020: 340/300 2021 D: 62 2020 D: 96
«13456736

Replies

  • edited 1 November 2020 at 12:21PM
    cathybirdcathybird Forumite
    8.7K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    ✭✭✭✭
    edited 1 November 2020 at 12:21PM
    November targets
    beanielou 15
    berries 10
    cathybird 15
    Charliebear 10
    CJRyder 18
    Couldsavemore 15
    delta13 15
    Honeysucklelou2 12
    IndiJonesi 15
    jammy dodger 15
    LivingInTheBlack 12
    Money Choices 15
    Narola1976 15
    positivelypurple 20
    short_bird 18
    SuperSavingD 15
    Tahlullah.H

    ALL WELCOME TO JOIN!

    10 in Save 12K: £4,747.93/£8K. July NSDs: 11/15 2021 Tilly: £1,595.25 2020 Tilly: £4,815.07
    July AFDs: 12/21 2021 AFDs: 170/300 2020: 340/300 2021 D: 62 2020 D: 96
  • berriesberries Forumite
    132 Posts
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    Please could I join? 10 days to start off with. Would be great if I do more. Thanks
    1 /10 nsd 😀
  • edited 31 October 2020 at 1:14AM
    cathybirdcathybird Forumite
    8.7K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    ✭✭✭✭
    edited 31 October 2020 at 1:14AM
    hi berries and welcome I've added you to the list, best of luck with the challenge!
    10 in Save 12K: £4,747.93/£8K. July NSDs: 11/15 2021 Tilly: £1,595.25 2020 Tilly: £4,815.07
    July AFDs: 12/21 2021 AFDs: 170/300 2020: 340/300 2021 D: 62 2020 D: 96
  • SuperSavingDSuperSavingD Forumite
    333 Posts
    100 Posts First Anniversary Name Dropper
    ✭✭
    Hi Cathybird 
    Missed a month or two but can I join with 15 please.  
    Thanks


  • positivelypurplepositivelypurple Forumite
    410 Posts
    Part of the Furniture 100 Posts Combo Breaker
    ✭✭
    Hi,
    Can I join with 20 please?
    CC1 £5999 Total Debt March 2021 £5999
    NSDs March 1/20
  • CJRyderCJRyder Forumite
    132 Posts
    Third Anniversary 100 Posts
    Hi there! Can you put me down for 18 please? Cheers! 
  • edited 31 October 2020 at 1:14PM
    cathybirdcathybird Forumite
    8.7K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    ✭✭✭✭
    edited 31 October 2020 at 1:14PM
    hi SuperSavingD and CJRyder , great to see you! Yay positivelypurple image, I've added you all to the list


    10 in Save 12K: £4,747.93/£8K. July NSDs: 11/15 2021 Tilly: £1,595.25 2020 Tilly: £4,815.07
    July AFDs: 12/21 2021 AFDs: 170/300 2020: 340/300 2021 D: 62 2020 D: 96
  • Money_ChoicesMoney_Choices Forumite
    150 Posts
    100 Posts Second Anniversary Photogenic
    Hi
    Please can you put me down for 15 NSDs in Nov.
    Money Choices
    25 July 2020 Starting Debt £10,717.56 Current Debt £10,186.16 NSDs Jan 21 15/15, Feb 15/15 March 18/18, April 20/20, May 22/20 June 20/20, July 11/15
    Grocery Challenge Jan 21 £103.61/£120, Feb £110.83/£120 March £86.52/£100 April £68.72/90 includes £40 voucher. May £96.29 £120.38/£100 June £101.49/£120, July £55.22/£120
    SPC 14 Number 061 £2.21
    Emergency Fund £0.00/£300
  • edited 31 October 2020 at 4:19PM
    cathybirdcathybird Forumite
    8.7K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    ✭✭✭✭
    edited 31 October 2020 at 4:19PM
    Hi
    Please can you put me down for 15 NSDs in Nov.
    Money Choices
    Good to see you here Money Choices, have added you to the list :)

    10 in Save 12K: £4,747.93/£8K. July NSDs: 11/15 2021 Tilly: £1,595.25 2020 Tilly: £4,815.07
    July AFDs: 12/21 2021 AFDs: 170/300 2020: 340/300 2021 D: 62 2020 D: 96
  • CharliebearCharliebear Forumite
    96 Posts
    Ninth Anniversary 10 Posts Name Dropper Photogenic
    Hello Everyone,  like a lot of people, I've spent the last few months evaluating lots of things in my life. I've been really inspired by Cait Flanders and find the whole concept of a no spend year really intriguing. To test the waters, Id love to join your group and see how many no spend days I can achieve in November. I'm going to start with a small 10 NSDs target and see where I go from there. Look forward to contributing and updating with my progress. 
    December NSDs - 2/15
Sign In or Register to comment.
Latest MSE News and Guides

Energy price cap could be extended beyond 2023

New plans have just been announced by the Government

MSE News

Cheap contents insurance for tenants

DON'T assume your landlord covers you

MSE Guides

Summer sizzlers round-up

Incl £2ish sun cream & £1.50 disposable BBQs

MSE Deals