SPC #29 SPC13(2020)=£62.55
2021 NSDs: Jan12/10 Feb14/15 March 5/15
2020 𝙉𝙎𝘿𝙨: May16 June9 Oct10 Nov14 Dec6
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Nifty November's NSD Challenge!
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Honeysucklelou2 said:Can I go for a target of 12 again please...hoping to make it this month! Thank you for running this challenge Cathy - love the emoji type pictures ( what is the proper name?🤔).Thank you Honeysuckle! I don't know what they're called - emojis, or emoticons, animated smileys? All those things. I'm really pleased you like them!
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Hi cathybird. I am back again, and am pushing my target back up to 15, as I exceeded last month. I am assuming because we are going into lockdown, I will be out less and therefore spending less. But, you can't account for online spending! I am aiming high! Thank you.
TxWhat I do not give, you must never take by force.
Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young. Linkin Park1 -
Kicking off the month with no 1.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
1/18 here... thought of buying some stuff online but decided it can wait.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
1/12. Starting strong 😁 I'm not in england so no lockdown to force me into staying away from shops.0
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Thanks for the warm welcome.
Am kicking off the month with a NSD
So thats 1/15... Am excited to see what emoji I get!!# 36 1p challenge 2024 - £536.60
#13 POYD by Christmas 24 £2875 / 81380 -
Benefit of starting on a Sunday - I stayed in all day and listed on ebay
NSDs 1/10 December NSDs - 2/150 -
NovemberOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
November targetsbeanielou 1/15berries 10cathybird 1/15Charliebear 1/10CJRyder 18Couldsavemore 1/15delta13 15Honeysucklelou2 12IndiJonesi 15jammy dodger 15LivingInTheBlack 1/12Money ChoicesNarola1976 15positivelypurple 20short_bird 1/18SuperSavingD 15Tahlullah.H 15ALL WELCOME TO JOIN!
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Well done beanie, short bird, LivingInTheBlack, Couldsavemore and Charliebear
Great start to November!
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Thanks cathybird as always for running the thread.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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