Gumtree Buyer Reported My Bank Account

waamo

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photome

beyer78 said:

Santander called me early this morning. 
Thankfully for me and not the buyer my account limitations have been unfrozen and he has not been given a chargeback.
He has sent me another message on Gumtree saying he is interested in my television what is my address etc.

What are you hoping to achieve?

You told us he has your address.

when are posting the video he sent you

Aylesbury_Duck

photome said:

beyer78 said:

Santander called me early this morning. 
Thankfully for me and not the buyer my account limitations have been unfrozen and he has not been given a chargeback.
He has sent me another message on Gumtree saying he is interested in my television what is my address etc.

What are you hoping to achieve?

You told us he has your address.

when are posting the video he sent you

The sale of a TV, presumably.

Jumblebumble

beyer78 said:

i very recently sold a diamond pendant i have not worn for years on Gumtree.
The buyer wanted it posted to them because they live in Ireland and im in Manchester so they didnt want to collect it in person due to the distance.
i posted it by special delivery as soon as the buyers payment cleared in my account.
The buyer contacted me the next day to say it had not arrived. I checked the tracking on royal mail and it said it had been delivered and signed for.
2 hours later my bank called to say i had been reported for fraud and my account was being frozen.
I called into a local branch and gave them documents to support my case.
This morning the buyer called me to say he is a barrister and will not let this drop. Says he is going to send the item off to forensics and he will have me in court.
The buyer told me and my bank it didnt arrive then they said it had arrived but was not identical to the one i advertised on gumtree.
They are trying to initiate a chargeback from my bank.
The buyer said i told him i lived somewhere else other than manchester which is rubbish.
What should i do?

Do I believe that a bank would freeze your account because a random third party who could be anyone  told them you something you had sent was a day late in arriving ?
I don't for one moment because it is none of the banks  business  to be policing this and the whole banking system would collapse if such things actually happened.
Companies would not be able to pay their staff or bills 
People would not be able to pay their bills or rent or credit cards and would be looking to the bank to pay any penalties
I think this is nothing more than an elaborate windup but well done for fooling so many people.

Aylesbury_Duck

Jumblebumble said:

beyer78 said:

i very recently sold a diamond pendant i have not worn for years on Gumtree.
The buyer wanted it posted to them because they live in Ireland and im in Manchester so they didnt want to collect it in person due to the distance.
i posted it by special delivery as soon as the buyers payment cleared in my account.
The buyer contacted me the next day to say it had not arrived. I checked the tracking on royal mail and it said it had been delivered and signed for.
2 hours later my bank called to say i had been reported for fraud and my account was being frozen.
I called into a local branch and gave them documents to support my case.
This morning the buyer called me to say he is a barrister and will not let this drop. Says he is going to send the item off to forensics and he will have me in court.
The buyer told me and my bank it didnt arrive then they said it had arrived but was not identical to the one i advertised on gumtree.
They are trying to initiate a chargeback from my bank.
The buyer said i told him i lived somewhere else other than manchester which is rubbish.
What should i do?

Do I believe that a bank would freeze your account because a random third party who could be anyone  told them you something you had sent was a day late in arriving ?
I don't for one moment because it is none of the banks  business  to be policing this and the whole banking system would collapse if such things actually happened.
Companies would not be able to pay their staff or bills 
People would not be able to pay their bills or rent or credit cards and would be looking to the bank to pay any penalties
I think this is nothing more than an elaborate windup but well done for fooling so many people.

You're missing the point.  It's different in Norther the Republic of Ireland, and for barrist solicitors who don't do have OP's address and who are blocked free to communicate with OP.

"elaborate" is doing a lot of heavy lifting in your final sentence. It's as elaborate as a breeze block.

Jumblebumble

Aylesbury_Duck said:

Jumblebumble said:

beyer78 said:

i very recently sold a diamond pendant i have not worn for years on Gumtree.
The buyer wanted it posted to them because they live in Ireland and im in Manchester so they didnt want to collect it in person due to the distance.
i posted it by special delivery as soon as the buyers payment cleared in my account.
The buyer contacted me the next day to say it had not arrived. I checked the tracking on royal mail and it said it had been delivered and signed for.
2 hours later my bank called to say i had been reported for fraud and my account was being frozen.
I called into a local branch and gave them documents to support my case.
This morning the buyer called me to say he is a barrister and will not let this drop. Says he is going to send the item off to forensics and he will have me in court.
The buyer told me and my bank it didnt arrive then they said it had arrived but was not identical to the one i advertised on gumtree.
They are trying to initiate a chargeback from my bank.
The buyer said i told him i lived somewhere else other than manchester which is rubbish.
What should i do?

Do I believe that a bank would freeze your account because a random third party who could be anyone  told them you something you had sent was a day late in arriving ?
I don't for one moment because it is none of the banks  business  to be policing this and the whole banking system would collapse if such things actually happened.
Companies would not be able to pay their staff or bills 
People would not be able to pay their bills or rent or credit cards and would be looking to the bank to pay any penalties
I think this is nothing more than an elaborate windup but well done for fooling so many people.

You're missing the point.  It's different in Norther the Republic of Ireland, and for barrist solicitors who don't do have OP's address and who are blocked free to communicate with OP.

"elaborate" is doing a lot of heavy lifting in your final sentence. It's as elaborate as a breeze block.

You are quite right Mr Duck
I was not considering the obvious fact that a bank will immediately freeze an account if a complainant has an Irish Accent

Spank

Jumblebumble said:

beyer78 said:

i very recently sold a diamond pendant i have not worn for years on Gumtree.
The buyer wanted it posted to them because they live in Ireland and im in Manchester so they didnt want to collect it in person due to the distance.
i posted it by special delivery as soon as the buyers payment cleared in my account.
The buyer contacted me the next day to say it had not arrived. I checked the tracking on royal mail and it said it had been delivered and signed for.
2 hours later my bank called to say i had been reported for fraud and my account was being frozen.
I called into a local branch and gave them documents to support my case.
This morning the buyer called me to say he is a barrister and will not let this drop. Says he is going to send the item off to forensics and he will have me in court.
The buyer told me and my bank it didnt arrive then they said it had arrived but was not identical to the one i advertised on gumtree.
They are trying to initiate a chargeback from my bank.
The buyer said i told him i lived somewhere else other than manchester which is rubbish.
What should i do?

I think this is nothing more than an elaborate windup but well done for fooling so many people.

Who do you think was fooled?

dinglebert

I don't really understand why people make such rubbish up and then publish it on the interweb.  What do they get from it?  The story was so full of holes it fell down the first time anyone asked a question.

Were_Doomed

I refer my honourable colleagues to the first post on page 10 of this thread ... it is reflective of the OP's story.

nora_nora

Were_Doomed said:

I refer my honourable colleagues to the first post on page 10 of this thread ... it is reflective of the OP's story.

Full of holes.....