Fallen for a potential iPhone scam - 3pinproducts.com

born_again

Aylesbury_Duck said:

The point is that someone ends up paying for this, or do you think all the protection you enjoy is entirely free of cost?  It costs banks and credit card companies to deal with things like this and you can bet they'll pass that cost on. 
So we do all pay in the end, all to cover the cost of you fruitlessly chasing a bargain iPhone.

The right to claim back is a Visa/Mastercard/Amex card regulations. Not something the banks put in place.
As it part of the regulations banks have to deal with the teams that deal with this are the poor relations in the banking departments as they do not make money, only give it away. There are limits where anything below is not cost effective to dispute, so that comes out of bank funds. Busy times will see this amount rise a lot so help keep work levels down in the back offices. But do not help on the front line. So staffing levels are drummed down (ever wonder why it takes so long to get through to them.) Staff are under a lot of pressure to get things done quickly. Even when you are talking regulations that run into thousands of pages and you are supposed to know everyone inside out. (last year we were told that we can have nothing in paper on our desks to assist) That lasted all of 5 mins while we argued that there was no way to do the job with out years of hard earned experience noted down. Even our CEO agreed with us
So these costs are factored into actual running costs on the retail running side. How the merchant side factor companies like this I do not know.

68ComebackSpecial

LipMarck said:

1wingedangel said:

Blackbeard_of_Perranporth said:

Luther123 said:

stragglebod said:

Well, I'm really looking forward to having the transaction fees I pay to Visa and Mastercard rising in order to pay for refunds for the many greedy gullible people who I'm sure a good few of whom have now learned a lesson.

Peace

Wow, and here I was thinking this online community platform offered advice and support...

Why should I pay bank charges to cover up for yours and others failings? Not the answer you want, but the bank should not be used to fund your cheap tac?

Blackbeard of thingy your funny! 😂 Why should you pay, you say? The question is have you ever paid? If so, then what did you pay? How would you pay? There is no rational reason a bank would charge you to pay. The protection is there from banks automatically, as Martin Lewis has described many times regarding purchases for over £100. This doesn’t require your unnecessary arrogant behaviour. So I humbly request you stop your bragging and egotistical mumbo jumbo. If you get a kick out of making these unhelpful remarks and it makes your day, then go ahead, and make yourself look important!

Nicely put.

I don't know why he has that behavior because despite that it was an obvious scam, banks are there to help people get their money back whenever possible.

Moreover, a decent amount of people were scammed by UK Switch Shop (no longer online), and I don't know how they fell for it! The prices were too low, the website was registered not long ago and the website in itself was dodgy.

I just hope they get their money back and learned a lesson from it.

If it was such an obvious scam why did you fall for it? If it was obvious and you still purchased from them why would you expect much in the way of sympathy?

1wingedangel

Aylesbury_Duck said:

1wingedangel said:

Blackbeard_of_Perranporth said:

Luther123 said:

stragglebod said:

Well, I'm really looking forward to having the transaction fees I pay to Visa and Mastercard rising in order to pay for refunds for the many greedy gullible people who I'm sure a good few of whom have now learned a lesson.

Peace

Wow, and here I was thinking this online community platform offered advice and support...

Why should I pay bank charges to cover up for yours and others failings? Not the answer you want, but the bank should not be used to fund your cheap tac?

Blackbeard of thingy your funny! 😂 Why should you pay, you say? The question is have you ever paid? If so, then what did you pay? How would you pay? There is no rational reason a bank would charge you to pay. The protection is there from banks automatically, as Martin Lewis has described many times regarding purchases for over £100. This doesn’t require your unnecessary arrogant behaviour. So I humbly request you stop your bragging and egotistical mumbo jumbo. If you get a kick out of making these unhelpful remarks and it makes your day, then go ahead, and make yourself look important!

The point is that someone ends up paying for this, or do you think all the protection you enjoy is entirely free of cost?  It costs banks and credit card companies to deal with things like this and you can bet they'll pass that cost on.  To whom?  To retailers, in the form of increased transaction fees (who will then increase their prices to cover it), and to consumers in the form of lower savings rates, higher interest rates, etc. 

So we do all pay in the end, all to cover the cost of you fruitlessly chasing a bargain iPhone.

As per MoneySavingExpert, It’s, “Your Secret Financial Superhero”. Section 75 laws mean your credit card provider MUST protect purchases over £100 for free.
It’s clear as pie for all of the funny characters out there that love gloating about the misfortune of others. Just stop it now, it’s got nothing to do with your, “I’m paying for it”nonsense. We are all paying for it already! So, this is just protection we have already paid for.

happypie

I would suggest to keep this thread active by putting how chargeback process is going on for everyone and when you get refund.

Let's not blame the victims.

I am very surprised though how easy it is to do this type of scam. Why banks, company House etc aren't doing enough?

Aylesbury_Duck

1wingedangel said:

Aylesbury_Duck said:

1wingedangel said:

Blackbeard_of_Perranporth said:

Luther123 said:

stragglebod said:

Well, I'm really looking forward to having the transaction fees I pay to Visa and Mastercard rising in order to pay for refunds for the many greedy gullible people who I'm sure a good few of whom have now learned a lesson.

Peace

Wow, and here I was thinking this online community platform offered advice and support...

Why should I pay bank charges to cover up for yours and others failings? Not the answer you want, but the bank should not be used to fund your cheap tac?

Blackbeard of thingy your funny! 😂 Why should you pay, you say? The question is have you ever paid? If so, then what did you pay? How would you pay? There is no rational reason a bank would charge you to pay. The protection is there from banks automatically, as Martin Lewis has described many times regarding purchases for over £100. This doesn’t require your unnecessary arrogant behaviour. So I humbly request you stop your bragging and egotistical mumbo jumbo. If you get a kick out of making these unhelpful remarks and it makes your day, then go ahead, and make yourself look important!

The point is that someone ends up paying for this, or do you think all the protection you enjoy is entirely free of cost?  It costs banks and credit card companies to deal with things like this and you can bet they'll pass that cost on.  To whom?  To retailers, in the form of increased transaction fees (who will then increase their prices to cover it), and to consumers in the form of lower savings rates, higher interest rates, etc. 

So we do all pay in the end, all to cover the cost of you fruitlessly chasing a bargain iPhone.

As per MoneySavingExpert, It’s, “Your Secret Financial Superhero”. Section 75 laws mean your credit card provider MUST protect purchases over £100 for free.
It’s clear as pie for all of the funny characters out there that love gloating about the misfortune of others. Just stop it now, it’s got nothing to do with your, “I’m paying for it”nonsense. We are all paying for it already! So, this is just protection we have already paid for.

So I've paid for protection against your gullibility.  Seems fair.

Where is this "misfortune" you describe?  Did you roll dice to decide where to buy your gadget and end up on 3PP?  Or were you swayed by unfeasible pricing?

Aylesbury_Duck

happypie said:

I would suggest to keep this thread active by putting how chargeback process is going on for everyone and when you get refund.

Let's not blame the victims.

I am very surprised though how easy it is to do this type of scam. Why banks, company House etc aren't doing enough?

Because scammers are more agile than them.  They can set up a company, website, payment portal, grab a load of orders and then leg it long before those agencies intervene. 

happypie

Aylesbury_Duck said:

happypie said:

I would suggest to keep this thread active by putting how chargeback process is going on for everyone and when you get refund.

Let's not blame the victims.

I am very surprised though how easy it is to do this type of scam. Why banks, company House etc aren't doing enough?

Because scammers are more agile than them.  They can set up a company, website, payment portal, grab a load of orders and then leg it long before those agencies intervene. 

Yeah but repeating it over and over and still no action. As people said that guy has done it before as well.

Aylesbury_Duck

Sometimes they use other family members as fronts for the various incarnations of their business.

I assume all those on here who ordered have reported the apparent fraud?  I don't mean hassling Trustpilot about reviews, I mean actually reporting to the appropriate authorities.  If all people are concerned about is getting their own money back and assume someone else is on the case, it makes it easier for these people to operate as they do.

1wingedangel

Aylesbury_Duck said:

1wingedangel said:

Aylesbury_Duck said:

1wingedangel said:

Blackbeard_of_Perranporth said:

Luther123 said:

stragglebod said:

Well, I'm really looking forward to having the transaction fees I pay to Visa and Mastercard rising in order to pay for refunds for the many greedy gullible people who I'm sure a good few of whom have now learned a lesson.

Peace

Wow, and here I was thinking this online community platform offered advice and support...

Why should I pay bank charges to cover up for yours and others failings? Not the answer you want, but the bank should not be used to fund your cheap tac?

Blackbeard of thingy your funny! 😂 Why should you pay, you say? The question is have you ever paid? If so, then what did you pay? How would you pay? There is no rational reason a bank would charge you to pay. The protection is there from banks automatically, as Martin Lewis has described many times regarding purchases for over £100. This doesn’t require your unnecessary arrogant behaviour. So I humbly request you stop your bragging and egotistical mumbo jumbo. If you get a kick out of making these unhelpful remarks and it makes your day, then go ahead, and make yourself look important!

The point is that someone ends up paying for this, or do you think all the protection you enjoy is entirely free of cost?  It costs banks and credit card companies to deal with things like this and you can bet they'll pass that cost on.  To whom?  To retailers, in the form of increased transaction fees (who will then increase their prices to cover it), and to consumers in the form of lower savings rates, higher interest rates, etc. 

So we do all pay in the end, all to cover the cost of you fruitlessly chasing a bargain iPhone.

As per MoneySavingExpert, It’s, “Your Secret Financial Superhero”. Section 75 laws mean your credit card provider MUST protect purchases over £100 for free.
It’s clear as pie for all of the funny characters out there that love gloating about the misfortune of others. Just stop it now, it’s got nothing to do with your, “I’m paying for it”nonsense. We are all paying for it already! So, this is just protection we have already paid for.

So I've paid for protection against your gullibility.  Seems fair.

Where is this "misfortune" you describe?  Did you roll dice to decide where to buy your gadget and end up on 3PP?  Or were you swayed by unfeasible pricing?

Can’t understand your comprehension. You keep on bragging about paying for something which you did not. I was as clear as I could be when I said we all pay for the protection when we purchase. So I have already got my protection by Legal right! 

What you are saying only just amuses me. 

Finally, I do not roll the dice, the company was one of the top sites on Google search (I took a photo screenshot of it when I ordered) and that’s what led me to them. Their reviews seemed credible, but I would not expect the negative people to understand what I feel many people were victim to. 

I will no longer access this MSE topic because of negative people and their comments. This is supposed to be a support forum, not an abuse forum. But I can see that there is a lack of moderation by the site. So it’s best just to avoid.

 I wish everyone all the best. 

happypie

Aylesbury_Duck said:

Sometimes they use other family members as fronts for the various incarnations of their business.

I assume all those on here who ordered have reported the apparent fraud?  I don't mean hassling Trustpilot about reviews, I mean actually reporting to the appropriate authorities.  If all people are concerned about is getting their own money back and assume someone else is on the case, it makes it easier for these people to operate as they do.

I have reported to citizens advise site which will report to trading standards and other organisations.