Deliveroo Credit Card Cloning Query?

pbartlett

apple pay (and google pay, samsung pay) use a token and thus do not reveal the card number to the merchant

[Deleted User]

pbartlett said:

apple pay (and google pay, samsung pay) use a token and thus do not reveal the card number to the merchant

Thank you so it is far safer!

born_again

[Deleted User] said:

My card got done this week, I only used the card for big companies and trading 212. 

It is an inside job, all of the sites (about three) which had the card saved do not reveal the full card number. So it isn't a case of my login details being stolen. I use a password manager which generates random passwords in addition. 

Does anyone know if Apple Pay can be framed in the same way?

Odds on a inside job at the banks is next to zero. It would stand out like a sore thumb.
Far more likely someone where you use has been compromised. 

Dirk_Gently_2

I've just seen a Deliveroo payment on my Barclaycard for £32.09 in January.  Barclaycard have cancelled the card and refunded the payment, and the chap said they're seeing a lot of this recently.

The interesting thing is that this card is only used for balance transfers, so it just sits in a safe at home all day and has never once been used, so the physical card can't have been cloned or skimmed - something more sophisticated must be happening in the background. 

born_again

Dirk_Gently_2 said:

I've just seen a Deliveroo payment on my Barclaycard for £32.09 in January.  Barclaycard have cancelled the card and refunded the payment, and the chap said they're seeing a lot of this recently.

The interesting thing is that this card is only used for balance transfers, so it just sits in a safe at home all day and has never once been used, so the physical card can't have been cloned or skimmed - something more sophisticated must be happening in the background. 

Brute force.
They get one valid card and then try other combinations of numbers, till they find another than works. There is a formula to how the numbers are worked out.

[Deleted User]

born_again said:

[Deleted User] said:

My card got done this week, I only used the card for big companies and trading 212. 

It is an inside job, all of the sites (about three) which had the card saved do not reveal the full card number. So it isn't a case of my login details being stolen. I use a password manager which generates random passwords in addition. 

Does anyone know if Apple Pay can be framed in the same way?

Odds on a inside job at the banks is next to zero. It would stand out like a sore thumb.
Far more likely someone where you use has been compromised. 

Sorry I meant an "inside job" as the actual business that took the card details, not the bank.

born_again

[Deleted User] said:

born_again said:

Deleted_User said:

My card got done this week, I only used the card for big companies and trading 212. 

It is an inside job, all of the sites (about three) which had the card saved do not reveal the full card number. So it isn't a case of my login details being stolen. I use a password manager which generates random passwords in addition. 

Does anyone know if Apple Pay can be framed in the same way?

Odds on a inside job at the banks is next to zero. It would stand out like a sore thumb.
Far more likely someone where you use has been compromised. 

Sorry I meant an "inside job" as the actual business that took the card details, not the bank.

No worries.
More likely to be a individual employee. As companies do not have to check staff history..

rubicon15

Just been on the phone at 3am myself to Lloyds in my case. I too don't use Deliveroo, but thankfully do regularly check my accounts. Card was used yesterday, it's still in my possession, so I have no idea how this happens. One gets totally fed up of scumbags trying to rip people off. Lockdown seems to have brought out much more of this. Grr.

rubicon15

It also seems to me from reading all posts on here, that whilst I consider myself tech savvy when it comes to banking there may be something I need to alter. Till receipts. For a good while now I've been refusing them, save the planet and all that stuff. Seems it would be safer to make sure I get one from now on, and I will be doing so.

dr_adidas01

rubicon15 said:

It also seems to me from reading all posts on here, that whilst I consider myself tech savvy when it comes to banking there may be something I need to alter. Till receipts. For a good while now I've been refusing them, save the planet and all that stuff. Seems it would be safer to make sure I get one from now on, and I will be doing so.

A receipt isn't going to make any difference what so ever I always take the till receipt and it still happened to me last year.