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Sorting the mess - our BR Diary - and start of a new life

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  • MammaCas
    MammaCas Posts: 312 Forumite
    :j :j

    Well its done...

    Well she was absolutely lovely, car is exempt thank god, she just went over everything on the forms.

    Think I waffled a little bit - she asked me for date of sending a letter to mortgage company re: vol. repossession and I said 'I've got it saved on my computer'. She then asked me how old the computer was - :eek: .

    I've got to send in the payment slips from my secured loan - they paid all creditors off and sent slips attached to the cheques - think this is to prove we didn't 'blow' the money. She also asked which creditors we paid off when we remortgaged and if the mort. company sent them cheques, well they didnt, they gave us the money and we paid them. So she asked which bank account the money was paid into - I presume they will be looking into that to prove we did pay some debts off.

    OH's interview is at 1pm - I have told her I made all the decisions (with his knowledge) - and said he may not be able to answer some questions, she said it is fine for him to pass the phone to me.

    Am sending payslips in for next 4/5 months, as I am changing jobs.

    Just hope they don't find anything they think is dodgy and ask for a face to face now!! Not that there IS anything to find, but I wouldn't be me if I didn't worry about SOMETHING....

    Thanks to all for help and advice :T

    MC x
  • Waspeze
    Waspeze Posts: 2,479 Forumite
    Part of the Furniture Combo Breaker
    WOOHOOO :D :beer: really glad it went ok for you MammaCas, Hope your OH's is as well!

    I don't know about you it was after the OR interview when I really felt like the weight had been finally lifted!
    :hello:
    Save a little money each month and at the end of the year you’ll be surprised at how little you have.
    An eye for an eye only ends up making the whole world blind
  • :T Well done MC, for getting through that.:T
    Glad it went well for you. Lets hope OH's interview goes as well.

    :beer:
    The first time we said hello, was the first time we said goodbye. As the angels took your tiny hand and flew you to the sky-you forever left us breathless. RIP my beautiful granddaughter :(
  • MammaCas
    MammaCas Posts: 312 Forumite
    Waspeze wrote: »
    WOOHOOO :D :beer: really glad it went ok for you MammaCas, Hope your OH's is as well!

    I don't know about you it was after the OR interview when I really felt like the weight had been finally lifted!

    Yes, I feel a lot better now. Don't think I'll be totally stress free until discharge though!

    Still feel guilty about the whole thing but I think that's my personality, don't think that will go away....

    However, going away on Monday for a few days (son has paid!), and am really looking forward to it.

    xx
  • Waspeze
    Waspeze Posts: 2,479 Forumite
    Part of the Furniture Combo Breaker
    MammaCas wrote: »
    Yes, I feel a lot better now. Don't think I'll be totally stress free until discharge though!

    Still feel guilty about the whole thing but I think that's my personality, don't think that will go away....

    However, going away on Monday for a few days (son has paid!), and am really looking forward to it.

    xx

    Awww that's nice of him :)

    It'll be good to get away from all the stress of BR, just go away and relax!
    :hello:
    Save a little money each month and at the end of the year you’ll be surprised at how little you have.
    An eye for an eye only ends up making the whole world blind
  • MammaCas
    MammaCas Posts: 312 Forumite
    :T Well done MC, for getting through that.:T
    Glad it went well for you. Lets hope OH's interview goes as well.

    :beer:

    Thanks BLTN :A

    Well OH's was ok - they concentrated on the fact that he's had a few periods out of work (depression/anxiety). His only lasted half an hour as I had given most of the details earlier on.

    Will be an early night tonight after all the nerves/adrenalin!

    MC

    x
  • FeelingLow
    FeelingLow Posts: 602 Forumite
    awe i'm really pleased both interviews went well, enjoy your early night :)
    :)BSC Member#99:)
    :mad: [strike]Smoke Free 02/05/08[/strike]:mad:
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Glad you got through that OK. :) I'm sure everything they have to check will be fine.

    Love the bit about the computer. :doh::shhh:
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • dalip
    dalip Posts: 7,045 Forumite
    MammaCas
    So glad you got the interviews out of the way. The relief will be a gradual thing from now on and as the mths pass it gets better. I like you am eaten by guilt. No big weight was lifted at court,bit easier after interview then got letter last wk to say they where considering me for ED. That really did it for me,if this makes sense,it helped with my guilt. I will not ramble:D so will leave it there! Good luck with rest of your bc
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • dodecanese
    dodecanese Posts: 422 Forumite
    Well done MammaCas
    Im glad you had a good interview- mine was nice too- but I worried constantly he would find something he thought was dodgy and ring me/ask me to do another interview. Lot of it with me is guilt- I didnt do anything "bad" but I feel very guilty and like I did something awful. So far Ive heard nothing- though I got a letter in a plain brown envelope tonight, which turned out to be double glazing offers-but I thought it was from the Insolvency service and nearly keeled over on the spot. Never has "Everest, fit the best" inspired such terror in me.
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