Tenant Flat Fire - Next stage - how to sell?

[Deleted User]

1. No

2. I've never and still don't feel that anyone who is in receipt of benefits is any different from anyone else. I have and am having a bad experience and when the flat is restored I will probably either sell it or use an agency. If I'd had the right person in there, it could have made all the difference.

I understand what you are saying and thanks for that. I will think it over.

franklee

Loretta wrote: »

The adjuster can stop being picky too, there is going to be several skip fulls of rubbish when the refurbishment starts, a few bits and pieces of the tenant's burnt stuff won't cost any more to chuck in the skip than the ceilings, floors etc.

I wounder if you can just clarify what's typically covered under buildings insurance and what's contents when it comes to things like carpets, curtain poles, curtains, light fittings, inset kitchen appliances. If a landlord has buildings insurance but not contents insurance and a property is let unfurnished then is there anything that belongs to the landlord that may not be covered under buildings insurance?

Loretta

franklee wrote: »

I wounder if you can just clarify what's typically covered under buildings insurance and what's contents when it comes to things like carpets, curtain poles, curtains, light fittings, inset kitchen appliances. If a landlord has buildings insurance but not contents insurance and a property is let unfurnished then is there anything that belongs to the landlord that may not be covered under buildings insurance?

Things like kitchens, curtain poles, light fittings, built in kitchen appliances, things which you if sold the house and you were moving it would be reasonable to leave behind

epz_2

cgw wrote: »

2. I've never and still don't feel that anyone who is in receipt of benefits is any different from anyone else. I have and am having a bad experience and when the flat is restored I will probably either sell it or use an agency. If I'd had the right person in there, it could have made all the difference.

im sure your neighbors living in b&b's with smoke dammaged flats will admire your principles.

[Deleted User]

They are also on benefits. One being elderly and the other unemployed.

I took my (now ex) tenant without any indication of how things would turn out.

Everyone hits a rough patch from time to time and I had no signs that there was anything dangerous connected with my tenant.

I'm sure many people find themselves unemployed or homeless or on benefits.

I just don't necessarily think that such people are a type which is different from you and me.

There are good and bad in all circumstances in society, people who act responsibly and those who don't, people who won't make effort for themselves and those who will.

silvercar

When you get a moment, I would seriously consider
1) Do you really want to continue letting out a property 2 1/2 hours drive away?
2) Do you really want to continue renting out to DSS type tenants?

Cgw sounds a very caring person, if the property was on her doorstep, she would probably be doing far to much to help her ex-tenant.

Cgw has had a bad experience, not all "DSS types" are bad news. If you refuse all tenants claiming HB, you limit your market and you also deny housing to those in need. There are tenants on benefit who are honest and make good long term tenants. The way HB works, some tenants may change from being self-relient to needing benefit for a while during a bad spell.

silvercar

franklee wrote: »

I wounder if you can just clarify what's typically covered under buildings insurance and what's contents when it comes to things like carpets, curtain poles, curtains, light fittings, inset kitchen appliances. If a landlord has buildings insurance but not contents insurance and a property is let unfurnished then is there anything that belongs to the landlord that may not be covered under buildings insurance?

Specialist landlord building insurance includes a small amount for what would otherwise count as contents cover eg curtains and carpets and white goods, if the landlords property.

[Deleted User]

P.S.

I've sent amessage to Martin Lewis to say how useful everyone has been to me with this ongoing problem.

And a big THANK YOU.

Plus I will continue you to update and share my experiences as the unroll - in case they prove useful to anyone else - though I hope none of you have a problem like this to face!

Rabiddog_2

She was a pretty good tenant right?:rolleyes:.
Regarding DSS types there are no DSS types any more they are DWP .
I used to rent and sometimes (in between jobs) would signon and get rent paid, nothing wrong in that. I may soon be in the position to be a Landlord myself (Note to self: get insurance!) and will let out to DWP types. Madness and thieving are not just confined to the Board room you know.

[Deleted User]

I agree rabid.