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Been refused everything- now what?

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  • epm-84 said:
    P1 said:
    Charli159 said:
    What do u do if u can’t get any help, no UC, no ESA, no trading profits first year of Self employment?
    Sorry to hear that.  I managed to qualify for JAS for a grand £74 a week since May.  Its !!!!!! all really but may help so try and apply.  My £74 a week expires in November and then I am on £0.  What a stupid country we've become!  
    Looks like Charli159 has deleted her account due to people questioning why (in another thread) she said her partner earns £65k and they are currently planning to spend thousands on a new kitchen, while at the same time questioning why the state won't support her for not working.

    In any case JSA wouldn't be applicable in this case because she wouldn't have been credited with enough NI contributions while being self employed.

    Personally I think JSA should be based on how many years contributions you have in total and how many times you've applied in the past, otherwise you could have 30 years contributions and never claimed benefits but you still only get 26 weeks of JSA.  In your case @P1 you might be able to apply again in Feb/March next year, if you're still unemployed, due to the new benefit year and it being 13 weeks since your last claim.  This is because your current claim would have been based on the 18/19 and 17/18 tax years but you can do a new claim based on the 19/20 and 18/19 tax years.
    That would lead to age discrimination.
  • epm-84
    epm-84 Posts: 2,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Aranyani said:
    epm-84 said:
    P1 said:
    Charli159 said:
    What do u do if u can’t get any help, no UC, no ESA, no trading profits first year of Self employment?
    Sorry to hear that.  I managed to qualify for JAS for a grand £74 a week since May.  Its !!!!!! all really but may help so try and apply.  My £74 a week expires in November and then I am on £0.  What a stupid country we've become!  
    Looks like Charli159 has deleted her account due to people questioning why (in another thread) she said her partner earns £65k and they are currently planning to spend thousands on a new kitchen, while at the same time questioning why the state won't support her for not working.

    In any case JSA wouldn't be applicable in this case because she wouldn't have been credited with enough NI contributions while being self employed.

    Personally I think JSA should be based on how many years contributions you have in total and how many times you've applied in the past, otherwise you could have 30 years contributions and never claimed benefits but you still only get 26 weeks of JSA.  In your case @P1 you might be able to apply again in Feb/March next year, if you're still unemployed, due to the new benefit year and it being 13 weeks since your last claim.  This is because your current claim would have been based on the 18/19 and 17/18 tax years but you can do a new claim based on the 19/20 and 18/19 tax years.
    That would lead to age discrimination.
    Why?  Currently the government allow people over 25 to claim a higher JSA rate than 18-24 year olds, regardless of the number of years contributions they'd made.  If that's legal then why isn't it legal to say the more you've paid in to a National Insurance fund the more you can claim from it?  While on average older people will be able to claim more than younger people it won't automatically be the case e.g. if someone spent 7 years at university and didn't work while studying, someone has been unemployed a lot or if someone has been self-employed and paid a lower rate of NI.  It certainly wouldn't be a case of a 50 year old automatically gets more than a 35 year old.
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well the OPs not coming back, don't think they gave it a chance for any replies to be posted.
  • epm-84 said:
    Aranyani said:
    epm-84 said:
    P1 said:
    Charli159 said:
    What do u do if u can’t get any help, no UC, no ESA, no trading profits first year of Self employment?
    Sorry to hear that.  I managed to qualify for JAS for a grand £74 a week since May.  Its !!!!!! all really but may help so try and apply.  My £74 a week expires in November and then I am on £0.  What a stupid country we've become!  
    Looks like Charli159 has deleted her account due to people questioning why (in another thread) she said her partner earns £65k and they are currently planning to spend thousands on a new kitchen, while at the same time questioning why the state won't support her for not working.

    In any case JSA wouldn't be applicable in this case because she wouldn't have been credited with enough NI contributions while being self employed.

    Personally I think JSA should be based on how many years contributions you have in total and how many times you've applied in the past, otherwise you could have 30 years contributions and never claimed benefits but you still only get 26 weeks of JSA.  In your case @P1 you might be able to apply again in Feb/March next year, if you're still unemployed, due to the new benefit year and it being 13 weeks since your last claim.  This is because your current claim would have been based on the 18/19 and 17/18 tax years but you can do a new claim based on the 19/20 and 18/19 tax years.
    That would lead to age discrimination.
    Why?  Currently the government allow people over 25 to claim a higher JSA rate than 18-24 year olds, regardless of the number of years contributions they'd made. 
    That's age discrimination too and I can't believe its still legal. 
  • Aranyani said:
    epm-84 said:
    Aranyani said:
    epm-84 said:
    P1 said:
    Charli159 said:
    What do u do if u can’t get any help, no UC, no ESA, no trading profits first year of Self employment?
    Sorry to hear that.  I managed to qualify for JAS for a grand £74 a week since May.  Its !!!!!! all really but may help so try and apply.  My £74 a week expires in November and then I am on £0.  What a stupid country we've become!  
    Looks like Charli159 has deleted her account due to people questioning why (in another thread) she said her partner earns £65k and they are currently planning to spend thousands on a new kitchen, while at the same time questioning why the state won't support her for not working.

    In any case JSA wouldn't be applicable in this case because she wouldn't have been credited with enough NI contributions while being self employed.

    Personally I think JSA should be based on how many years contributions you have in total and how many times you've applied in the past, otherwise you could have 30 years contributions and never claimed benefits but you still only get 26 weeks of JSA.  In your case @P1 you might be able to apply again in Feb/March next year, if you're still unemployed, due to the new benefit year and it being 13 weeks since your last claim.  This is because your current claim would have been based on the 18/19 and 17/18 tax years but you can do a new claim based on the 19/20 and 18/19 tax years.
    That would lead to age discrimination.
    Why?  Currently the government allow people over 25 to claim a higher JSA rate than 18-24 year olds, regardless of the number of years contributions they'd made. 
    That's age discrimination too and I can't believe its still legal. 
    National Minimum Wage is paid at different rates, depending on age. You can't buy cigarettes or alcohol under age 18. You don't get a state pension until you reach state retirement age. Free bus passes, free prescriptions, free eye tests all apply from a certain age.
  • Aranyani
    Aranyani Posts: 817 Forumite
    500 Posts Name Dropper
    edited 26 September 2020 at 12:41PM
    Aranyani said:
    epm-84 said:
    Aranyani said:
    epm-84 said:
    P1 said:
    Charli159 said:
    What do u do if u can’t get any help, no UC, no ESA, no trading profits first year of Self employment?
    Sorry to hear that.  I managed to qualify for JAS for a grand £74 a week since May.  Its !!!!!! all really but may help so try and apply.  My £74 a week expires in November and then I am on £0.  What a stupid country we've become!  
    Looks like Charli159 has deleted her account due to people questioning why (in another thread) she said her partner earns £65k and they are currently planning to spend thousands on a new kitchen, while at the same time questioning why the state won't support her for not working.

    In any case JSA wouldn't be applicable in this case because she wouldn't have been credited with enough NI contributions while being self employed.

    Personally I think JSA should be based on how many years contributions you have in total and how many times you've applied in the past, otherwise you could have 30 years contributions and never claimed benefits but you still only get 26 weeks of JSA.  In your case @P1 you might be able to apply again in Feb/March next year, if you're still unemployed, due to the new benefit year and it being 13 weeks since your last claim.  This is because your current claim would have been based on the 18/19 and 17/18 tax years but you can do a new claim based on the 19/20 and 18/19 tax years.
    That would lead to age discrimination.
    Why?  Currently the government allow people over 25 to claim a higher JSA rate than 18-24 year olds, regardless of the number of years contributions they'd made. 
    That's age discrimination too and I can't believe its still legal. 
    National Minimum Wage is paid at different rates, depending on age.
    Also age discrimination.  Same work, different pay, based entirely on a protected characteristic. 

    The others have got legitimate reasons to be an exception. 
  • epm-84
    epm-84 Posts: 2,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 26 September 2020 at 4:39PM
    Aranyani said:
    Aranyani said:
    epm-84 said:
    Aranyani said:
    epm-84 said:
    P1 said:
    Charli159 said:
    What do u do if u can’t get any help, no UC, no ESA, no trading profits first year of Self employment?
    Sorry to hear that.  I managed to qualify for JAS for a grand £74 a week since May.  Its !!!!!! all really but may help so try and apply.  My £74 a week expires in November and then I am on £0.  What a stupid country we've become!  
    Looks like Charli159 has deleted her account due to people questioning why (in another thread) she said her partner earns £65k and they are currently planning to spend thousands on a new kitchen, while at the same time questioning why the state won't support her for not working.

    In any case JSA wouldn't be applicable in this case because she wouldn't have been credited with enough NI contributions while being self employed.

    Personally I think JSA should be based on how many years contributions you have in total and how many times you've applied in the past, otherwise you could have 30 years contributions and never claimed benefits but you still only get 26 weeks of JSA.  In your case @P1 you might be able to apply again in Feb/March next year, if you're still unemployed, due to the new benefit year and it being 13 weeks since your last claim.  This is because your current claim would have been based on the 18/19 and 17/18 tax years but you can do a new claim based on the 19/20 and 18/19 tax years.
    That would lead to age discrimination.
    Why?  Currently the government allow people over 25 to claim a higher JSA rate than 18-24 year olds, regardless of the number of years contributions they'd made. 
    That's age discrimination too and I can't believe its still legal. 
    National Minimum Wage is paid at different rates, depending on age.
    Also age discrimination.  Same work, different pay, based entirely on a protected characteristic. 

    The others have got legitimate reasons to be an exception. 
    I imagine the thinking was originally that young people would be inexperienced and would need more help from colleagues to do a useful role, so making the minimum wage too high for under 25s would make them unemployable.  Although, the thing to remember about the minimum wage is it's not an instruction to employers to pay that amount, they can pay whatever they want, as long as it's not below that, even though some employers do seem to have a policy of pay everyone the minimum wage for their age.

    Not sure bus passes and eye tests have a legitimate reason, as they don't necessarily correspond with the age you can claim a state pension from. Also if bus passes for over 60s are due to pensioner's income being lower then shouldn't they be available to only pensioners with low incomes, opposed to Alan Sugar being able to claim a bus pass while someone on Universal Credit has to pay to get the bus to a job interview?

    Anyway you haven't answered why you think state pensions can work on the basis the more you pay in the more you get out and that's OK in your opinion but for Jobseekers Allowance you're claiming it would be 'discriminatory' if that system was to be used beyond how much has been paid in the last two complete tax years.  If someone's paid £10,000 in to an 'insurance' fund and never claimed isn't it discriminatory that they can only claim up to just under £1900 per claim, while someone who's paid in a few hundred can also get up to just under £1900 per claim?
  • calcotti
    calcotti Posts: 15,696 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 26 September 2020 at 5:25PM
    epm-84 said: Not sure bus passes and eye tests have a legitimate reason, as they don't necessarily correspond with the age you can claim a state pension from. 
    In England bus passes are not available until pension age. Rules in other parts of UK differ.
    epm-84 said: Anyway you haven't answered why you think state pensions can work on the basis the more you pay in the more you get out and that's OK in your opinion but for Jobseekers Allowance you're claiming it would be 'discriminatory' if that system was to be used beyond how much has been paid in the last two complete tax years.  
    On the other hand State Pension is based on a number of years of contributions and there is a maximum amount (under new State Pension) above which you cannot go no matter how many years are paid.
    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
  • epm-84
    epm-84 Posts: 2,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    calcotti said:
    epm-84 said: Not sure bus passes and eye tests have a legitimate reason, as they don't necessarily correspond with the age you can claim a state pension from. 
    In England bus passes are not available until pension age. Rules in other parts of UK differ.
    When the national bus pass scheme was launched (when women could retire at 60) it was made available to everyone over 60 and over time it was phased up to retirement age and the national bus pass scheme replaced different local authority schemes in place before then.

    calcotti said:
    epm-84 said: Not sure bus passes and eye tests have a legitimate reason, as they don't necessarily correspond with the age you can claim a state pension from. 
    On the other hand State Pension is based on a number of years of contributions and there is a maximum amount (under new State Pension) above which you cannot go no matter how many years are paid.
    I should have clarified I wasn't suggesting those with more contributions could get a greater weekly payment but that those with more contributions could claim for longer (if they don't find employment.)
  • TheShape
    TheShape Posts: 1,883 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    calcotti said:
    epm-84 said: Not sure bus passes and eye tests have a legitimate reason, as they don't necessarily correspond with the age you can claim a state pension from. 
    In England bus passes are not available until pension age. Rules in other parts of UK differ.
    You can get a 60+ Oyster card in London from age 60 which allows: 
    • Free travel on bus, Tube, tram, DLR, London Overground, TfL Rail (excluding between West Drayton and Reading) and most National Rail services in London
    .  https://tfl.gov.uk/fares/free-and-discounted-travel/60-plus-oyster-photocard
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