I am the obstacle and I am the path (to debt free...again)

DrCarrie

So sorry diary...I abandodned you. But not the money saving. 2 days in a row or NSDs. That is 8 now, for October. Thank you very much. Well done DrC. 

So busy with work, so glad I batch cooked onn Sunday. Makes life so much easier to heat up tasty nutritious food, that is ready to go. Definate meal plan for 2 tomorrow. 

Still waiitng to hear about the financial offer on the job offer. The new Ikea desk is making my work life much better. I have been here for nearly 12 hours today.
Nit much else to report, just quiet focussed frugality. The wine os still a bit of a problem though. 

ceremony

That's quite a nice roll of NSDs you're having! Nice work.

Fingers crossed with the job news for you. Don't work too hard, even if the desk is comfy

DrCarrie

ceremony said:

That's quite a nice roll of NSDs you're having! Nice work.

Fingers crossed with the job news for you. Don't work too hard, even if the desk is comfy

Thanks so much for dropping by.

Bought a bottle of wine yesterday, so the roll stopped for one day. Back on it today. 
Did a bit of ready reckoning on my self-employment earnings for the month. I think I could pay off another 5% of the bebt...but I might have to forego 1% for that day in December. 

DrCarrie

I am still going...just quietly being focussed in the frugality. NSD yesterday, its the little things right? 

WinterWarrior

Well done. Any spending plans for the weekend? 

I’m hoping to not fritter anything for the rest of the month (after foolishly wasting £50 yesterday 😪)

DrCarrie

Suzanne54321B said:

Well done. Any spending plans for the weekend? 

I’m hoping to not fritter anything for the rest of the month (after foolishly wasting £50 yesterday 😪)

Oh...was the fritter, a nice fritter at least? 
The weekend was mainly train tickets to see partner - now I am not alone anymore again. Then it was also less than a tenner for the spends. So not bad going. Can't claim anymire NSD's thoguh. 

Getting excicted about the end of the month and working iut how much I can pay off the debt. 
Been at university online today. I would rather be there in person, but at least I am savinf in trainfares, hotel and meals out 0 even though I would have put it through my self-employed books, its still money gone. 

WinterWarrior

Wait, what? Is this the original partner back again? glad you had a nice weekend.
and no, it was a ridiculous fritter, I’m so cross. Also waiting for the end of the month and watching YouTube debt busting to keep me inspired! 

DrCarrie

Suzanne54321B said:

Wait, what? Is this the original partner back again? glad you had a nice weekend.
and no, it was a ridiculous fritter, I’m so cross. Also waiting for the end of the month and watching YouTube debt busting to keep me inspired! 

yes, back with my original partner. All a bit silly really! Need to check out these vidioes if which you speak!
NSD yesterday - whoop. It is the little things. Right. they add up to the big things? 
Need to finish a report, and then its off to uni I go, from the hall office. But this evening should be clear for a bit of a papmer and make a curry. Going for another NSD today. 

WinterWarrior

I like Dave Ramsey (he likes to rant) and debtkickinmom ...they are both American and a bit goddy, but talk a lot of sense 😊 There are many more out there, but a good place to start. 

We’ve all done the falling out, getting back together thing...as long as it makes you happy it’s all good!
good luck with the NSD  

DrCarrie

@Suzanne54321B I am going to check those guys out, thank you. Need thinhs to keep me on the straight and narrow. 

So yesterday awas a NSD, that is 11 I am super pround of myself. I woulds always be nipping out for something. I do need to nip out today though. 

 Also and perhaps even better news. I didn't have a drink last night. I ewoiuld say that is the first time since the second week of September. I recived some very diffiuclt to hear news, it is still there but it is settling a bit and it did cost me £3,500 to help it to settle, jsut so I am not in it on my own and my lawyer can deal with much of it and guide me. Its going to be a long  hall thoguh so need to find someway of being wiht it without pouring a galss of wine when I finish work. 

I need to redo my budget, the last one was all firm and stoic and perhaos even biligerent after my partner and I had a bust up. So now that, that is smoothed over my budget isn't really realistic. She lives in London, and I in Brighton, so train fares and a few treats. But she is also trying to sort out her financial situation. So hopefully we can work togther rather than against....good test!

I am going to see her later. 🥰