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I am the obstacle and I am the path (to debt free...again)
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That is so annoying...how dare they be late! Mine is much the same, it has a pay by/cut off date, but then takes a while to show the new statement...ggrrrr
I hope the wine and food are as good as they sound 😋Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p11 -
So the balance showed up on my CC account and logged it in my signature. Looking forward to seeing the total of it all.
All the wine I bought is gone...oops.3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£00 -
I have a random question that I can’t find the answer to on the help search...how do I view your signature? I seem to be able to see them if I’m not logged in, but the minute I log in I can’t see them anywhere? Maybe it’s just me!As long as you enjoyed the wine all is good!Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p10 -
YAY! Congrats on logging the new balance...such a good feeling!My CC has an app that shows the live balance - takes 48 hours for payments to the card to show but other than that, I can see exactly what’s going on. So useful (if a tad stressful!).
That salad sounded effing fabulous. The wine even more so 😁
I’m on MFP too! What’s your username and we can egg each other on to stick to our meal plans?Short termLong term
CC 1: £0/£3491 (finished Apr 21)
LOAN: £1698/£3408 (finished Jan 22)
Student loan: £7562.66 (finished July 25)
Mortgage 1: £75,326 (low interest)
Mortgage 2: £25,025 (high interest - snowball focus)Goals
Slush fund: 1050/5000 21%
NSD/total days: 0/1
Meal plan: 0/1Finishing The Race DD:
https://forums.moneysavingexpert.com/discussion/6257748/finishing-the-race/0 -
I follow a PT on insta who suggests that we should weigh daily and take average for the week as body naturally fluctuates or just weigh once a month. I too use mfp along with 16:8 fasting*Dad loan - £5300 - £7300
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £860
*Total debt - £8560/£11641.17*
Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1000/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/0 -
WinterWarrior said:I have a random question that I can’t find the answer to on the help search...how do I view your signature? I seem to be able to see them if I’m not logged in, but the minute I log in I can’t see them anywhere? Maybe it’s just me!As long as you enjoyed the wine all is good!
Just popped in to update all my CC balances. I am £556.72 off my first goal.
I am in a bit of a ditch. But only had one takeaway.3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£00 -
So, marvellous news. Had a call last night telling me I am getting a pay rise from tomorrow, 1.5K uplift! Great stuff, and so pleased that I have done the job well enough in the past 3 months since I started to be recognised in this way. Amazing. So pleased. It's not that much money after tax etc, but you know every little helps!3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£01 -
Fabulous news, well done you! 🎉🥳Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p10 -
Ok, so I have defo been missing in action! DGF and I have split up again...and not going back. Very sad, but it is the right thing.
Today I have been fiddling with the budget - with some amendments; reduction on a few bits and worked out my new salary. I have been doing snowballs, and have changed the debt repayment with that too.
I am going to hunker down financially, after a few events that I have arranged, well 3 in total. I have some leave booked end of June / beginning of July. Day trips with a packed lunch, and a hip flask, and my Network railcard that will be!3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£01 -
Welcome back. Sorry to read about the split, but if it’s not right, it’s better to find out sooner rather than later!
Well done on your new budget plan, you’ll soon get where you need to be.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p11
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