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Time to Face The Music
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Our dog chases birds, cats etc (not seen a squirrel yet) but ignores the fish in our pond. Possibly because they are a constant in his life.
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Glad that a good time was had by all.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
LittleMissDetermined said:Not sure what our dog would make of the aquarium, he chases rabbits, squirrels and birds but I’ve not seen him with fish yet… might have to try him haha2
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The start of another working week. How did it get to Monday so quickly?
Breakfast, lunch and dinner will be from stores. Breakfast was toast, we have both taken our packed lunches to work and dinner tonight is the chicken legs from last nights roast dinner served with rice, onion rings, corn on the cob and coleslaw.
Tonight's jobs are:- walking the dog
- weekly shop
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Almost forgot it's payday
£200 sent to the savings account, £100 sent to the premium bonds account and the additional £150 from my pay rise has gone to the savings account this month for some extra spends in France.Balances Update 31.07.23
Furniture Loan = £0 (Account Settled)
HP Car Loan = £0 (Account Settled)
Debt 1 = £0 (Account Settled)
Paypal Credit = £0
Credit Card 1 =£0 (Account Closed)
Credit Card 2 = £0 (Account Closed)
Credit Card 3 = £0 (Account Closed)
Credit Card 4 = £0 (Account Closed)
Credit Card 5 = £0 (Account Closed)
Credit Card 7 = £0
Credit Card 6 = £9563 (£300 repayment 0% interest until July 2024)
HP Motorhome Loan = £12977 (£393 repayment final payment April 2026)
Total Debt = £22540
Savings Account = £550
Premium Bonds = £1300
Total Savings = £1850
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I can't believe how quickly the motorhome loan is coming down! It was clearly a great investment but it'll soon be a fully funded asset.Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31071
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Always good to see your progress @RelievedSheff
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Thanks both.
It is satisfying to see the balances heading in the right direction.
Looking forward to April 2026 when we can finally say we are debt free.0 -
LittleMissDetermined said:I can't believe how quickly the motorhome loan is coming down! It was clearly a great investment but it'll soon be a fully funded asset.1
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We’ve been to Matlock Bath a couple of times in the past year. It’s just the right distance for a walk along the river and of course the fish and chips….we’ve tagged it onto a visit to the farm shop of the big stately home not far away.
Love the way your totals are looking.January spends - £587.581
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