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Time to Face The Music
Comments
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With the way that this year is flying by it will be Christmas before we know it!!0
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Cancelled this year!RelievedSheff said:With the way that this year is flying by it will be Christmas before we know it!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
The weekend is in sight
£393 sent to the motorhome HP loan today.
Breakfast, lunch and dinner are from stores today. Breakfast was crumpets, we have both taken our packed lunches to work and dinner later is salmon wellington and vegetables.
Tonight's jobs are:- walking the dog
- cleaning the bathrooms
- vacuuming the house
- making tomorrow night's lasagne
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Balances Update 20.07.23
Furniture Loan = £0 (Account Settled)
HP Car Loan = £0 (Account Settled)
Debt 1 = £0 (Account Settled)
Paypal Credit = £0
Credit Card 1 =£0 (Account Closed)
Credit Card 2 = £0 (Account Closed)
Credit Card 3 = £0 (Account Closed)
Credit Card 4 = £0 (Account Closed)
Credit Card 5 = £0 (Account Closed)
Credit Card 7 = £0
Credit Card 6 = £9563 (£300 repayment 0% interest until July 2024)
HP Motorhome Loan = £12977 (£393 repayment final payment April 2026)
Total Debt = £22540
Savings Account = £200
Premium Bonds = £1200
Total Savings = £1400
That takes the motorhome loan below £13k. Doesn't seem like two minutes ago we took that out so to see the balance coming down so quickly is great. It will be paid off before we know what has happened!3 -
That motorhome balance has gone down so fast! It really doesn't seem that long ago since you bought it. You're definitely getting your money's worth out of it.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Great news on sub 13k on the motorhome loan!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Great totals I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Thanks all.
The totals are going in the right direction.1 -
Really does't seem long since you bought your motorhome @RelievedSheff I've always enjoyed following your travels, idk why just seems peaceful and I like seeing photos of different landscapes. I suspect you've probably been through quite a lot in the past so every time you post the balances getting smaller, I'm made up for you.2
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Thank you.alt80 said:Really does't seem long since you bought your motorhome @RelievedSheff I've always enjoyed following your travels, idk why just seems peaceful and I like seeing photos of different landscapes. I suspect you've probably been through quite a lot in the past so every time you post the balances getting smaller, I'm made up for you.
It is a fab way to travel and see places.
Hope you are keeping well?1
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