Time to Face The Music

RelievedSheff

Ours friends have just left to beat the road closures.

They have just rung to say there are lots of crews taking down traffic lights, beacons and bollards.

Wish we had not had a drink now. 😕 

Sure we will find some video footage tomorrow. Won't be the same though.

RelievedSheff

We ended up having an early night last night. Sure we will appreciate it today.

It will possibly be a no spends day today but I'm not calling it yet.

Breakfast and dinner will be from stores. Full English for breakfast and roast chicken with all the trimmings later on for dinner. 

The weather is supposed to be better today so my plan is to get the bedding washed and hung on the line and get another load done as well. I also want to get the van cleaned out and aired through while I have the chance.

We will take the dog out somewhere for a good walk. Not sure where yet. Probably somewhere local.

RelievedSheff

I had forgotten how nice it is in our kitchen when the sun is streaming in.

We are sat having a coffee with both windows and the patio doors open just chilling. 

The dog is laid in the sun on the patio happy as Larry. 

Roll on summer ☀️ 

RelievedSheff

We had a lovely run out into Derbyshire to the plague village. Managed to grab a free parking space and the cafe was shut so it has been a no spends day after all.



We were home again just after mid day in time to swap the dry washing on the line for another load that had just finished. 

The sun was still shining so we christened the bar. Its got a tad chilly out there now though so we have retired to the kitchen.

Dinner is prepped for later. Dog is fast asleep. We will need to wake him up in a bit for another walk.

He has loved being in his garden.

LittleMissDetermined

Looks like a great day! I’ve not been to Eyam for years…used to love it there x

Sun_Addict

It’s been a lovely day today, feels like spring is finally here. 

RelievedSheff

Could get used to this weather again.

We have reached the bottom of the laundry basket, it is all line dried and put away. 

So satisfying. 

Not sure why it bothers me so much having washing drying in the spare bathroom when we never use it anyway 🤣🤣🤣

RelievedSheff

Not a no spends day today. I need to do the weekly shop after work.

£393 sent to the motorhome loan today.

Breakfast, lunch and dinner will be from stores. Breakfast was crumpets, we have both taken our packed lunches to work and dinner tonight is chicken curry with rice and samosa made with leftovers from yesterdays roast dinner.

Tonight's jobs are:

• walking the dog
• watering the house plants

Not many jobs to do tonight. We got most of them done over the weekend. We have decided we are going to spend next weekend at home as well which means the next time we are away in the van will be at Easter. It will give us a couple of weekends to get stuff sorted at home and if the weather dries up get the gardens tidied up. The grass needs cutting now but we can't string enough dry days together to get it cut!!

RelievedSheff

Balances Update 20.03.23

 

Furniture Loan = £0 (Account Settled)

HP Car Loan = £0 (Account Settled)

Debt 1 = £0 (Account Settled)

Paypal Credit = £0

Credit Card 1 =£0 (Account Closed)

Credit Card 2 = £0 (Account Closed)

Credit Card 3 = £0 (Account Closed)

Credit Card 4 = £0

Credit Card 5 = £0

Credit Card 6 = £0

 

Credit Card 7 = £10447 (£300 repayment 0% interest until May 2023)

HP Motorhome Loan = £14549 (£393 repayment final payment April 2026)

 

Total Debt = £24996

 

Savings Account = £1200

Premium Bonds = £900

 

Total Savings = £2100

That repayment sees us into the next thousand bracket, just.

Time to start thinking about looking for a new deal for the balance on Card 7. Only another couple of repayments on that until the 0% deal runs out. It would be nice to get a 28-30 month deal on that which would see us out until the balance is paid. If not Card 6 is offering 15 months at 0% with a 2.99% transfer fee so that will be the fall back option.

joedenise

Natwest/RBS are doing a 19 month no fee balance transfer at the moment which might be worth looking at even if you can only transfer part of the balance; and then put the rest on the Card 6 offer you already have.

It would certainly reduce the amount you need to pay over that time.