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Time to Face The Music

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Comments

  • joedenise
    joedenise Posts: 18,037 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Glad you've had a good time and even come in under your expected budget which is a bonus.

    When's your next time away?  We're going away next Friday but just for a couple of nights, really looking forward to getting away again.

  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    joedenise said:
    Glad you've had a good time and even come in under your expected budget which is a bonus.

    When's your next time away?  We're going away next Friday but just for a couple of nights, really looking forward to getting away again.

    Next weekend is definitely at home. We need to tidy up the gardens and give the van a good scrub.

    Not sure about the week after. I'm due my hair cut on the Saturday dinnertime. Might go somewhere local after that. Will see how we feel.

    Got a lot booked in on the run up to Christmas!
  • joedenise
    joedenise Posts: 18,037 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Great that you're planning on using the van year round.  It's an expensive garden ornament if not used!

    We're looking to find somewhere to go for Christmas/New Year but can't find anywhere we fancy at the moment which doesn't cost an arm and a leg!


  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    joedenise said:
    Great that you're planning on using the van year round.  It's an expensive garden ornament if not used!

    We're looking to find somewhere to go for Christmas/New Year but can't find anywhere we fancy at the moment which doesn't cost an arm and a leg!


    We are at home for Christmas,  still not sure if we have family coming to stay or not. But between Christmas and New Year's we have a mini tour of Northumberland and the East Coast planned if the weather allows.

    Amble, Bamburgh, Eyemouth, Redcar and Staithes.

    We always planned to use the van year round. We normally did with the boat. If anything the van is safer for winter use. No more icy slippery pontoons🙄
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Back to work today which has been a bit of a shock to the system. Really need to catch up with finances and other peoples diaries but that won't be a job for today.

    Not a no spends day, I had to pick up a few bits from the shop this morning. Going to try and get away with not having to do a full shop this week.

    Breakfast, lunch and dinner are from stores today. Breakfast was toast with some nice sour dough bread we brought back with us, we have both taken our packed lunches to work and dinner tonight is salmon wellington with vegetables.

    Today's jobs are:
    • surviving the working day
    • walking the dog
    • load of washing
  • So glad you had such a fantastic time - it's been lovely seeing the photos! Agree about the thing of getting back to work after a lovely break though - comes as a shock doesn't it! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Sun_Addict
    Sun_Addict Posts: 24,558 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope the first day back at work wasn't too bad. I always have to have at least 2 days clear to come back down to earth before I go back to work after my holidays.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • milann
    milann Posts: 11,551 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Love the photos especially the bouncy dog 😂😂
    I love how big the house seems after a stint away in a caravan or in the van 👍
    January spends - £587.58
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    I just seem to be chasing my tail a little so far this week and not actually getting anywhere!

    Anyway. Today will be a no spends day. The first in a while.

    Breakfast, lunch and dinner will be from stores. Breakfast was toast, we have both taken our packed lunches to work and dinner tonight is a slow cooked ox tail casserole that I chucked in the slow cooker this morning. Will have some dumplings with that I think.

    No jobs to do tonight other than walking the dog. We are going to have a chilled out evening.

    Managed to have a catch up with the finances. Card 7 is now under £12k and the total debt balance has ticked over to below £29k. So things are slowly moving in the right direction.
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic

    Balances Update 11.10.22

     

    Furniture Loan = £0 (Account Settled)

    HP Car Loan = £0 (Account Settled)

    Debt 1 = £0 (Account Settled)

    Paypal Credit = £0

    Credit Card 1 =£0 (Account Closed)

    Credit Card 2 = £0 (Account Closed)

    Credit Card 3 = £0 (Account Closed)

    Credit Card 4 = £0

    Credit Card 5 = £0

    Credit Card 6 = £0

     

    Credit Card 7 = £11947 (£300 repayment 0% interest until June 2023)

    HP Motorhome Loan = £16907 (£393 repayment final payment April 2026)

     

    Total Debt = £28854

     

    Savings Account = £1207

    Premium Bonds = £400

     

    Total Savings = £1607


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