Time to Face The Music

RelievedSheff

alt80 said:

Fantastic photos as always. Definitely makes me want to get well enough to drive again and take my family to see more of the uk though came back to a bit of a shock with the weather fml really not been nice today. We too had an Indian takeaway this evening though it was £12: shared a vegetable curry, rice and onion bhaji between us.

Nice to hear from you Alt. Hope you are looking after yourself?

The weather yesterday was rubbish.

RelievedSheff

Balances Update 06.06.22

 

Furniture Loan = £0 (Account Settled)

HP Car Loan = £0 (Account Settled)

 

Debt 1 = £0 (Account Settled)

 

Paypal Credit = £0

Credit Card 1 =£0 (Account Closed)

Credit Card 2 = £0 (Account Closed)

Credit Card 3 = £0 (Account Closed)

Credit Card 4 = £0

 

Credit Card 5 = £1060 (£150 repayment 0% interest until November 2023)

Credit Card 6 = £2200 (£100 repayment 0% interest until August 2022)

Credit Card 7 = £8900 (£200 repayment 0% interest until November 2023)

 

HP Motorhome Loan = £18479(£393 repayment final payment April 2026)

 

 

Total Debt = £30639

 

Savings Account = £321

Premium Bonds = £150

 

Total Savings = £471

alt80

We have been in Greece visiting my parents so been looking after myself this past week. Too much food as always though ha. Different pace of life. Tbh idk but if my wife would ever agree I think I’ve been broken enough I’d possibly sell up entirely and move, be with my parents scratch a living somehow but be safe and have the weather. Lot to be said for that more living, less stress. Wake up here and know what’s coming more trying to get myself sorted, going to be away from my family to try to put my addiction to bed once and for all and either acting on cutting some people out of my life and business or the merry go round all starting over again and a load more money wasted. 

Enough of my misery though ha, you’re doing great with finances and reminding us all the uk is actually a diverse and beautiful country. Thank you for your photos. Have showed my son a couple of the Suffolk ones and he’s already planning a holiday there lol.

RelievedSheff

alt80 said:

We have been in Greece visiting my parents so been looking after myself this past week. Too much food as always though ha. Different pace of life. Tbh idk but if my wife would ever agree I think I’ve been broken enough I’d possibly sell up entirely and move, be with my parents scratch a living somehow but be safe and have the weather. Lot to be said for that more living, less stress. Wake up here and know what’s coming more trying to get myself sorted, going to be away from my family to try to put my addiction to bed once and for all and either acting on cutting some people out of my life and business or the merry go round all starting over again and a load more money wasted. 

Enough of my misery though ha, you’re doing great with finances and reminding us all the uk is actually a diverse and beautiful country. Thank you for your photos. Have showed my son a couple of the Suffolk ones and he’s already planning a holiday there lol.

Suffolk was beautiful. We are already thinking that we will head back next summer for a few days.

Sounds like you have enjoyed Greece? The downtime appears to have done you some good  

alt80

You should it looks amazing there. 

Yes, Greece was nice. Got a mountain to climb now though.

ladyholly

alt80 said:

You should it looks amazing there. 

Yes, Greece was nice. Got a mountain to climb now though.

Good luck with the climb. We honeymooners in Greece almost 50years ago. It's a lovely country.

alt80

@ladyholly there are still (some little pockets) that are unspoiled.

Off to sort my head out again soon ha but @RelievedSheff and the van / plans for future you made me think between a bit of work this morning that if I really could sort my head out, pay off the personal commitments and derisk my portfolio could get a little place somewhere, spend a good proportion of the year there. Live the quiet life. Somehow have at least got the business into a state that I don’t do much day to day work now all because I can’t !!!!!! trust myself but idk maybe it’s an opportunity of sorts.

RelievedSheff

alt80 said:

You should it looks amazing there. 

Yes, Greece was nice. Got a mountain to climb now though.

The only way to climb that mountain is to start making the first steps.

Good luck Alt. Keep popping in and letting us know how you are getting on.

ladyholly

Chinese proverb  every journey begins with a single step.
Perhaps now is the time for that single step.

Four_Seasons

Alt will be thinking of you, you can do this as LH says now is the time for the single step.