Time to Face The Music

RelievedSheff

We won't quite be having the same lunch today. No onions for the dog. He does love a bit of liver though

RelievedSheff

This months payslip got sent through today. Nice little extra £43 included from claiming the working from home tax relief.

RelievedSheff

Quite by chance I have had two letters today from two different companies which we hold credit cards with that have had a zero balance for a long time. Both had reduced our credit limits to really low amounts. So as we don't use these cards anymore I have closed down both accounts.

It felt quite good cutting up the cards after the accounts were closed

Looking forward to closing down a couple more accounts over the next couple of months and cutting the cards up.

It will feel better when we have our cards more in order and some of the smaller accounts are settled and closed down. At the moment it just feels like we have payments here, there and everywhere. 

Sun_Addict

You’ve reminded me that I really ought to cancel a card I no longer use but keep ‘just in case’.

It will feel good indeed to get rid of a couple more cards, that’s when you’ll start to feel you’re really getting somewhere. 

Well done getting the WFH tax refund. I haven’t applied because the heating etc would be on anyway as Mr SA is at home all day.

RelievedSheff

Sun_Addict said:

You’ve reminded me that I really ought to cancel a card I no longer use but keep ‘just in case’.

It will feel good indeed to get rid of a couple more cards, that’s when you’ll start to feel you’re really getting somewhere. 

Well done getting the WFH tax refund. I haven’t applied because the heating etc would be on anyway as Mr SA is at home all day.

I think you should apply anyway. It covers a whole host of things not just the heating and is applicable for anyone working from home. Your home circumstances are not taken into account. The form was super simple to fill in and it is a bit extra money in your pocket each month or to put towards a debt repayment.

Baileys_Babe

My OH has applied for and received WFH tax refund, even though I am home most of the time as our children have always been home educated. 
As the saying goes "every little helps"
The company have been very proactive in making sure every eligible employee has claimed 🙂

RelievedSheff

Every little helps indeed. I have added the extra £43, well actually I have rounded it up to £50, onto my payment for Credit Card 3 next month making the payments on that card £300 per month. All helps to get it paid off that bit quicker

Sun_Addict

Thanks @RelievedSheff I’ve just put in my claim for WFH. I was a bit hesitant because work have paid for my equipment plus because I work for the government I forget I’m a taxpayer too 😂

RelievedSheff

To top the day off we have just had an email from work to say that as we can't have an office Christmas party this year they are going to arrange for us all to get a Christmas hamper and some gift vouchers instead which is nice of them.

alt80

Are you pleased to have closed the cards? I am concerned some of my card providers might try similar with ones I have which are clear and not being used. 

Fantastic news re tax / hamper.