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Time to Face The Music
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I'm intrigued, we eat a lot of BBQs in our housen but never had one for breakfast! What do you have?!Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
Emergency Fund Target: 3 months saved ✅
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rugbymadfamily said:I'm intrigued, we eat a lot of BBQs in our housen but never had one for breakfast! What do you have?!1
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Bbq breakfast was lovely this morning. We had that and then set out into Derbyshire for a walk with the dog. We ended up going further than expected, but it was worth it. It was a lovely walk and the weather was warmer than forecast.
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RelievedSheff said:rugbymadfamily said:I'm intrigued, we eat a lot of BBQs in our housen but never had one for breakfast! What do you have?!Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
Emergency Fund Target: 3 months saved ✅
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rugbymadfamily said:RelievedSheff said:rugbymadfamily said:I'm intrigued, we eat a lot of BBQs in our housen but never had one for breakfast! What do you have?!0
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That looks to be a lovely walk.
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£200 sent to Card 4 today and £200 sent to Card 7. Other than that it is a no spends day. Number 14 of the month.
Breakfast, lunch and dinner will be from stores. Breakfast was a sausage sandwich, we have both taken our packed lunches to work and dinner tonight is slow cooked BBQ beef ribs with root veg mash.
No jobs to do tonight after work other than taking the dog for a good walk. Need to take it a bit steady today though. I have woken up with a sore knee today. Must have tweaked it yesterday.1 -
Balances Update 28.03.22
Furniture Loan = £0 (Account Settled)
HP Car Loan = £0 (Account Settled)
Debt 1 = £0 (Account Settled)
Credit Card 1 =£0 (Account Closed)
Credit Card 2 = £0 (Account Closed)
Credit Card 3 = £0 (Account Closed)
Credit Card 5 = £0
Credit Card 4 = £200 (£200 repayment 0% interest until November 2022)
Credit Card 6 = £2400 (£100 repayment 0% interest until August 2022)
Credit Card 7 = £9300 (£200 repayment 0% interest until November 2023)
HP Motorhome Loan = £19265(£393 repayment final payment April 2026)
Paypal Credit = £389 (£100 repayment 0% interest until December 2022)
Total Debt = £31554
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You're doing so well with the finances, that total has really come down over the last few months... You're also getting a lot of NSDs in, well done!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31071 -
Only one more payment to card 4 - go you! Great progress, and good that you will then be able to make at least a bit more of an impact on C6 ahead of the 0% ending. Assume you have that diarised to look for a new deal?
Your walk looks glorious - it's definitely a bit of the country we'd like to do more walking in!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1
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