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Time to Face The Music
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We had HM pizza last Sunday RS and it was flipping GORGEOUS - hope yours is as good!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Pizza is sounding good 👍January spends - £587.580
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I don't think it will be a very spendy day today. I suspect with the horrible weather we will spend most if not all of the day at home hunkering down.
Full English for breakfast this morning when we get up and later on we are having a slow cooked ox tail madras with pilau rice, onion bhaji, vegetable samosa and naan bread.
We are making a start at putting up the Christmas decorations today. We are doing the inside things and the tree today but the outside lights can wait until tomorrow when the wind dies down.
It is sleeting here at the minute but the forecast is for proper snow later. The dog will love that.0 -
My son lives out your way and I suspect he’ll cancel his visit to us today if the snow starts settling. They always get it worse where he lives.I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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No settled snow so far. Just cold rain now. 🌧0
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When I got up there were snowflakes the size of 50p pieces, it's just horrible wet stuff now, so you were lucky no snow.If you go down to the woods today you better not go alone.0
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Been to the garden centre for our coffee and our annual Christmas visit to pick up a few new decorations for the tree. Each year we pick a nice bauble each, one for me, one for the other half and one for the dog.
We also got some nice Christmas cards, some scented pine cones and a Christmas door mat.
£30 spent so not terribly spendy.
We got the tree up and sorted out the indoors decorations. Outdoors is a job for tomorrow when the wind dies down. The reindeer is out of the loft ready which was a job in itself, forgot we had to take the loft hatch off to get it up there 🤣🤣🤣1 -
Utterly !!!!!! weather today probably even worse your way.
Fml decs up already too lol we had the tree come early last year looked terrible by the time the actual day came. This year not coming until 2nd week of December. Son keeps !!!!!! nagging us about decs though some kids already got theirs up and his best mate putting theirs up this weekend so my wife heard. We’re properly into Christmas season now.1 -
Our decorations won't be going up for a couple of weeks but will stay up until epiphany.
In between times we will celebrate Advent daily, put our shoes out for St Nicholas etcFashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family0 -
Has the dog got good taste in decorations?
I like the little Christmas rituals - we go to the same place for our tree, pick it together and then have lunch there where they usually have a pianist playing Christmas music, open fire etc. By the time we get home the tree has usually been dropped off.3
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