Time to Face The Music

RelievedSheff

Sorted the other halfs phone just now. No need to call and haggle they had some brilliant deals online for him. We have been with 3 for donkey's years now and we always get good renewal deals with them.

He has now got 12GB of data, unlimited calls and texts, etc. for £10 per month.

That's a saving of £22 per month.

RelievedSheff

Baileys_Babe said:

Are you putting any money aside each month to replace your phones when the time comes?

When the car is paid off in February that money is being put aside each month into the savings account and perhaps a little bit more, we shall see.

We need to start saving something now so that bills such as new phones and car repairs etc. can be paid as and when they come up rather than relying on finance and credit cards.

His phone is only a couple of years old so it should be fine for a while yet. Just checked and it is July when my contract expires so I will do the same and get a sim only deal. The saving will be even more for my phone. Its currently £57 per month!!

Baileys_Babe

We buy our phones unlocked. For many years we have been with giffgaff the great thing is monthly you can change your goody bag (plan) to meet your needs.

alt80

I stopped having personal phones - all through the business now but on the subject of saving up for them - rather than doing that have a look at apple upgrade programme; it's 0%. The other one some of my staff uses is sky mobile - again 0% deal on the phone and the network is Sky but they are effectively O2 so very well supported.

I think phones last longer than they used to - can get 3/4 years from an iPhone unless you're particularly bothered about camera features which I appreciate you may be, @RelievedSheff. Even my wife has said she is happy to upgrade every 2 years rather than every year as she used to. 

RelievedSheff

It will be a no spends day today.

Breakfast, lunch and dinner will be from stores. Breakfast was toast, we have both taken our packed lunches to work and dinner tonight is smoked haddock, vegetable rice and vegetables.

Today's jobs are:

• vacuuming the van
• vacuuming the house
• cleaning the kitchen
• walking the dog

Today's little task is tidying up the direct debit list on our online banking. There are a few that are no longer required and can be cancelled.

RelievedSheff

alt80 said:

I stopped having personal phones - all through the business now but on the subject of saving up for them - rather than doing that have a look at apple upgrade programme; it's 0%. The other one some of my staff uses is sky mobile - again 0% deal on the phone and the network is Sky but they are effectively O2 so very well supported.

I think phones last longer than they used to - can get 3/4 years from an iPhone unless you're particularly bothered about camera features which I appreciate you may be, @RelievedSheff. Even my wife has said she is happy to upgrade every 2 years rather than every year as she used to. 

We both have Samsung phones. Mine is still a current model so I am happy to keep it next time. I don't need a new one again. I will look for a similar deal to what the other half has just got for sim only and the remaining almost £50 a month can go towards paying one of the cards off.

Sun_Addict

The contract has just finished on my phone so I’m sim only until the phone starts playing up, hopefully not for a while yet. I like tidying up my direct debits, it’s a very satisfying job indeed if you can find some to delete.

milann

I went with gift gaff about 4 years ago and find it suits me brilliantly 👍

Baileys_Babe

milann said:

I went with gift gaff about 4 years ago and find it suits me brilliantly 👍

It works very well for us as well. All 4 of us are with them.

RelievedSheff

Sun_Addict said:

The contract has just finished on my phone so I’m sim only until the phone starts playing up, hopefully not for a while yet. I like tidying up my direct debits, it’s a very satisfying job indeed if you can find some to delete.

Found 3 direct debits to cancel, all from closed accounts.

Should hopefully have a few more to get rid of in the next six months or so.