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Time to Face The Music

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  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
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    I did wonder how your dog would react to theirs. Are they going out with you today?
    No. They are going to see the other half's sister and the kids today so he will get some time away from them.
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,132 Ambassador
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    Good you managed to get some of that interest bearing debt on to 0% even if a highish BT fee.  Aiming for mortgage free is great and gives you options re reducing working hours once the debt then the mortgage is gone but in these low interest times increasing pension payments makes more sense economically.  Being mortgage free makes sense from a security  point of view though. Check out sea shells pension diary as they retired in their 40s and live very comfortably on a fairly frugal income.  
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php

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  • amber03
    amber03 Posts: 1,397 Forumite
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    Enthusiasticsaver whereabouts is the sea shells pension diary, is it on these boards.x
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,132 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php

    The 365 Day 1p Challenge 2025 #1 £667.95/£451.50
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  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
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    We enjoyed a good day out with the dogs brother yesterday.



    And our dog did eventually let the in laws dog in the house, just.



    It will be a no spends day today. 

    Breakfast and dinner will be from stores. Full English for breakfast and roast chicken with all the trimmings later on for dinner.

    In laws are going home after breakfast so our dog might chill out a bit then. Not sure what we are doing for the rest of the day. The weather forecast doesn't look great. Will need to get out somewhere to walk the dog though.
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
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    edited 8 August 2021 at 7:30PM
    No spends day went out of the window. We have given up trying to get the dog hair out of the door mat so went to the garden centre to buy a new one. £14 spent today.

    We had a nice walk around Newark on the way back dodging the showers.



    Now back home preparing dinner. Dog is fast asleep.
  • Onebrokelady
    Onebrokelady Posts: 7,936 Forumite
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    We enjoyed a good day out with the dogs brother yesterday.



    And our dog did eventually let the in laws dog in the house, just.



    It will be a no spends day today. 

    Breakfast and dinner will be from stores. Full English for breakfast and roast chicken with all the trimmings later on for dinner.

    In laws are going home after breakfast so our dog might chill out a bit then. Not sure what we are doing for the rest of the day. The weather forecast doesn't look great. Will need to get out somewhere to walk the dog though.
    Awwww poor thing, he will look lovely once his coat comes in properly 
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Sun_Addict
    Sun_Addict Posts: 24,385 Forumite
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    Not been to Newark for ages. There used to be a direct bus run there quite regularly from the top of our road, now it only goes as far as Southwell which is a shame. Your dog and his brother are two cute peas in a pod ☺️
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    We enjoyed a good day out with the dogs brother yesterday.



    And our dog did eventually let the in laws dog in the house, just.



    It will be a no spends day today. 

    Breakfast and dinner will be from stores. Full English for breakfast and roast chicken with all the trimmings later on for dinner.

    In laws are going home after breakfast so our dog might chill out a bit then. Not sure what we are doing for the rest of the day. The weather forecast doesn't look great. Will need to get out somewhere to walk the dog though.
    Awwww poor thing, he will look lovely once his coat comes in properly 
    We have more of his coat in the vacuum cleaner than he has attached to him 🤣🤣🤣

    No way could I live with a dog that sheds so much full time.

    We tried to keep him in the kitchen to limit the spread of the hair but it is still all over the house. It's going to take a lot of vacuuming this week to get rid of it all. You open a door and more hair appears from out of nowhere 🤔

    And don't get me started on the smell. He absolutely stinks.
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Not been to Newark for ages. There used to be a direct bus run there quite regularly from the top of our road, now it only goes as far as Southwell which is a shame. Your dog and his brother are two cute peas in a pod ☺️
    We really like Newark. Always enjoyed our visits by boat. Shame it was so wet today or we would have spent more time there.
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