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Time to Face The Music

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Comments

  • Sun_Addict
    Sun_Addict Posts: 24,399 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Aw bless him 😍 He looks so cute but don’t tell him that or it’ll ruin his street cred 🤣
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    JGB1955 said:
    He has a fur coat - I suspect he's unimpressed because it's so warm at the  moment.  I'm not sure dogs EVER need extra coats in the UK, especially when sleeping inside.
    You dont know our dog 🤣🤣🤣

    He hates being cold. 

    The cab of the van isn't as well insulated as the rest of the van and it is a cold spot. In April when we picked the van up we had a couple of cold nights when he jumped  up on our bed shivering. That isn't like him he waits to be told he can get up so he was really cold. We were not cold in bed so would have been overly hot had we left the heating on.

    He won't need his pyjamas just yet but he will when we head up to Scotland in October! 
  • CRANKY40
    CRANKY40 Posts: 5,931 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    edited 4 August 2021 at 6:00PM
    He doesn't look impressed does he? When one of our cats died we bought a plug in heated mat for the cat left behind. It was cheaper than getting another cat for her to sleep with. She prefers being an only cat by the way. There wasn't even the merest suggestion of pining for her sister.....and she's very attached to the heated mat. 
  • JGB1955
    JGB1955 Posts: 3,901 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    JGB1955 said:
    He has a fur coat - I suspect he's unimpressed because it's so warm at the  moment.  I'm not sure dogs EVER need extra coats in the UK, especially when sleeping inside.
    You dont know our dog 🤣🤣🤣

    He hates being cold. 

    The cab of the van isn't as well insulated as the rest of the van and it is a cold spot. In April when we picked the van up we had a couple of cold nights when he jumped  up on our bed shivering. That isn't like him he waits to be told he can get up so he was really cold. We were not cold in bed so would have been overly hot had we left the heating on.

    He won't need his pyjamas just yet but he will when we head up to Scotland in October! 
    Fair enough - our English Springer Spaniel would love to live in a permanent snow-pile on the patio. He can't stand the current weather and is looking forward to a trip to Wensleydale (and the rain) in a few weeks....
    #2 Saving for Christmas 2024 - £1 a day challenge. £325 of £366
  • beanielou
    beanielou Posts: 96,661 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So cute  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
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    One debt remaining. Home improvement loan.
  • ladyholly
    ladyholly Posts: 4,021 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Our car, house, clothes etc are always covered in hair with 3 dogs. We have just learned to live with it.
  • MatyMoo
    MatyMoo Posts: 3,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Delurking to say my dogs were very grateful of their Equafleeces when we camped one May. I think they are less bulky than the Dog Robe.

    One of mine feels the cold too and sometimes needs a jumper on colder days. 
    :j Proud Member of Mike's Mob :j
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    £258 paid to Card 5 today. Other than that it will be a no spends day.

    Breakfast, lunch and dinner will be from stores. Breakfast was cereals, the other half has taken his packed lunch to work, I am having stuffed mushroom for my lunch and dinner tonight is salmon wellington with vegetables.

    Today's jobs include:
    • working from home
    • cleaning the bathrooms
    • making the salmon wellington
    • walking the dog x 2
    A much quieter day in store today. 
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic

    Balances Update 05.08.21

    Furniture Loan = £0

    Debt 1 = £0

    Credit Card 1 =£0
    Credit Card 2 = £0
    Credit Card 3 = £1314 (£100 repayment 29.9% interest)
    Credit Card 4 = £4921 (£60 repayment 0% interest)
    Credit Card 5 = £8280 (£261 repayment 19% interest)

    HP Car Loan = £1923
    HP Motorhome Loan = £22409

    Total Debt = £38847


  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Right. We have started to make some progress towards getting some of these balances onto 0% cards. 

    The other half has been approved for a money transfer card which will clear Card 3 and some towards Card 5 to reduce the balance of that card a bit.

    The transfer fee is a little more than we would have liked at 4% but it will at least get some of the balance onto 0% for 12 months. So some progress at least. Every little helps.
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