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Debt Clearing and Deposit Saving.......
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All sounds good.
. I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
It's nice that you have been able to go back to work . "If you can dream it, you can do it". Walt Disney1
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Thanks Lou and Jwil
I forgot to add that I finished the cross stitch bookmark for my sister. I blitzed it last weekend to get it done, and I really enjoyed it. Will try and do some more cross stitch into the new year.
Emz xx2 -
Evening.
Been at work for the past couple of nights. Getting a bit dicey in the shop, as two members of staff have come down with COVID. Luckily I hadn't been in contact with them, and it's unlikely they caught it whilst at work, but it's still worrying. I'm going to try and get through December, and they said I might be furloughed again in January, especially if we have another lockdown.
Cleared some more off the credit card. £36.42 came from Topcashback, and I paid off another £12 today. I need to get creative with clearing this card, so am trying to find ways to not spend money, and put it on the card instead. I was going to buy some micellar water, but am going to make do with some free samples/wipes etc until Christmas, when I hope my sister would have bought me some, so that was £2 saved. Also, we buy presents for a couple of our friends (I buy for her and OH buys for him), so I used some new toiletries that I already had, and an old gift tin, and wrapped that up (good stuff, all brand new!!), so that saved me £10 (my usual budget for her).
Anyway, the balance is currently £2,451.16. I would like to try and pay something off every day.
Emz xx3 -
PAD is great way to go.
Take care xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Morning
Day off today!! Made a payment of £6.50 off the card. £3 from a Pinecone survey and we had to get a few bits from Tesco, so I used a £3.50 Clubcard voucher.
Balance is now £2,444.66.
Emz xx1 -
Well done on the payments! I have recently started PADding again and it's one habit I picked up from you all those years ago!"If you can dream it, you can do it". Walt Disney1
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Thanks Jwil
I have made another payment today, as I've had a good couple of days on Prolific. So another £20 paid off, and the balance is now £2,424.66 - can I get below the £2,400 mark before the end of the week?
Also forgot to mention that I got a £5 Amazon voucher this morning, so will pay that off the card when I use it for something we need. Just been accepted for a study that will pay a £20 Amazon voucher too.
Emz xx1 -
Afternoon
Work today 5-9pm. This is an extra shift, so counts towards my £135 of overtime this month.
Paid £10 off the card today, thanks to the Christmas bonus I get for my disability PIP payment.
Balance now stands at £2,414.66 - getting closer to below £2,400!!
Emz xx1 -
Work was soooooo busy.
Just popping in before bed to say I've paid another £6 off the card, thanks to a couple of Pinecone survey payments coming through.
Balance is now £2,408.66.
Emz xx1
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