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Debt Clearing and Deposit Saving.......

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  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning

    Work again today 6-9, then I've got the weekend off.

    I've paid £10 off the card today, that's £8 from Prolific and I topped it up £2, so that I can get below £2,400.

    The balance is now £2,398.66  :) - Going to see if I can get it below £2,300 by the end of next week, but not sure if that's doable seeing as Christmas is on the way and earning opportunities will be drying up.

    Emz xx
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning

    Work was a bit better last night, not as busy and more staff in. I'm off now until Monday evening, and my OH is going to pick his mother up today and not coming back (with her) until Monday, so I have some peace and quiet for the weekend, which I will need, as his mother is staying for 2 weeks  :s

    Another £7 paid off the card thanks to Prolific. The balance is now £2,391.66.

    Emz xx
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Worst possible news today. Can't visit my family at Christmas as they are in the new tier 4, even though I'm literally 15 minutes down the road and am in tier 2. So I am going to have to spend the day with my OH's mother. Just sums 2020 up really!! Let's hope I get the vaccine in the early part of next year so things can start to get back to some sort of normality.

    Emz xx
  • That's rubbish we're tier 4 here as well sadly. So no visiting for us either 😔
    *Dad loan - £5300 - £7300
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£400

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £860
    *Total debt - £8560/£11641.17*


    Savings
    *Savings Buffer - £1000/£1500
    *Emergency Fund - £1000/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    That's rubbish we're tier 4 here as well sadly. So no visiting for us either 😔
    Sorry to hear that. I hope you manage to have a nice Christmas xx
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Busy day getting the house cleaned and tidy ready for OH's mother. Not going to bust a gut though - she can take us as she finds us!!

    Nothing coming in to pay off the card today, so I've sent £10 to it, just to keep the PADing going - balance is now £2,381.66.

    Emz xx
  • jwil
    jwil Posts: 21,834 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's rubbish isn't it.  We're not affected as we weren't planning to meet anyone, but I feel for everyone who is.
    "If you can dream it, you can do it". Walt Disney
  • Emzilla said:
    Morning

    Work was a bit better last night, not as busy and more staff in. I'm off now until Monday evening, and my OH is going to pick his mother up today and not coming back (with her) until Monday, so I have some peace and quiet for the weekend, which I will need, as his mother is staying for 2 weeks  :s

    Another £7 paid off the card thanks to Prolific. The balance is now £2,391.66.

    Emz xx
    You did make me smile, thinking of you over the next fortnight. Doing brilliantly Emz
    😂🤞
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Emzilla said:
    Morning

    Work was a bit better last night, not as busy and more staff in. I'm off now until Monday evening, and my OH is going to pick his mother up today and not coming back (with her) until Monday, so I have some peace and quiet for the weekend, which I will need, as his mother is staying for 2 weeks  :s

    Another £7 paid off the card thanks to Prolific. The balance is now £2,391.66.

    Emz xx
    You did make me smile, thinking of you over the next fortnight. Doing brilliantly Emz
    😂🤞
    Thank you. The fortnight has begun!!

    Emz xx
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Worked this evening, which I was grateful for as it got me out of the house, if you know what I mean!!

    Nothing came in today to pay off the card, so I sent £10 over to keep the balance going down. It's now £2,371.66. I've got a few things in the pipeline, so hopefully I can get that balance down to under £2,300 soon.

    Emz xx
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