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Debt Clearing and Deposit Saving.......

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  • Fidelia
    Fidelia Posts: 321 Forumite
    100 Posts First Anniversary Name Dropper
    edited 7 January 2021 at 4:35PM
    Looks like a sensible and doable plan, Emz.  Doable for you anyway as you always manage to achieve so much when you set your mind to it.  Good luck with it all.  Well done on the overtime, that's a nice amount of extra money..

    I used to love it when DH went away for a few days.  Sadly, it hasn't happened since the pandemic started.  I find I got so much more done when he wasn't here because I can keep on working until late at night, even most of the night if I really want to finish something. I don't need much sleep. DH is such a light sleeper that the slightest sound wakes him up and he gets really cross with me as he can never drop off to sleep again.  Even if I flush the loo or run a tap it seems to wake him even though he's upstairs and I'm often doing stuff downstairs.  It's a big, solid  old house too.  Big but definitely not posh in case I've given the wrong impression! Run down and needing some TLC (like me LOL)
    New Challenge:  Tilly Tidy as much as possible in 2022.  Running total to 26 Feb: £183.77

    Tilly Tidy to £1200+ by 31/12/2021 Challenge.   
    Final 2021 total: £1313.37 /£1200+     Average £109.45/month 
    J£74.95/F£92.17/M£99.42/A£98.20/M£116.30/J£129.68/J£93.37/A£140.25/S£128.10/O£119.57/N£106.20/D:£115.16
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Fidelia said:
    Looks like a sensible and doable plan, Emz.  Doable for you anyway as you always manage to achieve so much when you set your mind to it.  Good luck with it all.  Well done on the overtime, that's a nice amount of extra money..

    I used to love it when DH went away for a few days.  Sadly, it hasn't happened since the pandemic started.  I find I got so much more done when he wasn't here because I can keep on working until late at night, even most of the night if I really want to finish something. I don't need much sleep. DH is such a light sleeper that the slightest sound wakes him up and he gets really cross with me as he can never drop off to sleep again.  Even if I flush the loo or run a tap it seems to wake him even though he's upstairs and I'm often doing stuff downstairs.  It's a big, solid  old house too.  Big but definitely not posh in case I've given the wrong impression! Run down and needing some TLC (like me LOL)
    Thank you  :)

    I know what you mean about getting more done when you're on your own. I always get up early (5am/6am) and therefore get a load done before OH wakes up 2-3 hours later. I'm quite lucky that my OH is a bit hard of hearing. When he doesn't have his hearing aids in, he can barely hear anything. I reckon I could hoover the bedroom at 2am and he wouldn't even stir!!

    Emz xx
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    It's been a good day earnings wise. Another £5 paid off the card thanks to Prolific - balance is now £2,075.  I've done quite a few little surveys, but also managed to write two articles, and I've got one to do tomorrow morning too.

    Emz xx
  • beanielou
    beanielou Posts: 95,364 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Doing well  :) 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    107 Days to Go..........

    It's PAYDAY!!!!! I've paid £200 off the card this morning, so the balance is now £1,875!!!!! Target met:

    Friday 8th January - £2,000
    Friday 15th January - £1,800
    Friday 22nd January - £1,650
    Friday 29th January - £1,500

    So I actually only need to clear £75 before next Friday to meet my next target. Hopefully I can exceed that.

    Got a parcel being collected today, need to write that article this morning and then try and get another for this afternoon, but that's about it today. Will keep doing surveys in between. I had another shielding letter yesterday, and the new date on it is 21st February. According to the government, I should have received my first COVID jab by then, but we'll see.

    Emz xx
  • beanielou
    beanielou Posts: 95,364 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great result  :)   xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 21,834 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the card payments!

    I hope you get your vaccine soon :)

    If you have any part completed cross stitch kits, they definitely sell on ebay.  It might be worth listing completed ones if you don't need them, people might buy them!
    "If you can dream it, you can do it". Walt Disney
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    jwil said:
    Well done on the card payments!

    I hope you get your vaccine soon :)

    If you have any part completed cross stitch kits, they definitely sell on ebay.  It might be worth listing completed ones if you don't need them, people might buy them!
    I haven't really got anything like that, as I tend to stick to smaller kits, but haven't got any completed or uncompleted. My sister has loads, all stored in a box. I might have to try and do a bigger kit, as I do find it relaxing in the evenings. Might ask for one for my birthday.

    Emz xx
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    106 Days to Go..........

    £20 paid off the card today as my OH ordered something with my Amazon voucher, so the balance is now £1,855. I'm taking it easy today with the earnings, although there's not much around anyway. I did manage to get 2 articles written yesterday.

    OH is away until tomorrow, so will catch up on some TV in peace.

    Emz xx
  • beanielou
    beanielou Posts: 95,364 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Would yu like to make me a bookmark?
    At the going rate of course  :)   xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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