We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Debt Clearing and Deposit Saving.......
Options
Comments
-
111 Days to Go............
No money in today to pay off the card, so I have sent £10 over, making the balance £2,110. Need to take it a bit easy, as both OH and I get paid on Friday, so don't want to overdo the payments from our account before then. When Friday hits, I will make a larger payment to get it below the £2k mark.
I listed my 5 items last night, and one already has a bid. Not much, but hopefully I'll get at least £10 by Sunday.
Otherwise, not much going on today. Going to work away at the surveys, and try to get an article or two to write. My Hello Fresh order has already been delivered, and I've got to sort out our shopping order for tomorrow.
I seriously think they are going to announce another National Lockdown today. I don't see they have any other choice. Just wish they wouldn't dither like last time. Lock us all down until Easter and by then enough vulnerable people would have had the injection so that another lockdown isn't needed again. I'd rather have the lockdown in the cold, miserable months of the year than risk having to do it through spring and summer.
Have a good Monday everyone
Emz xx2 -
I agree a full lockdown is coming but maybe not yet. They'll be dithering a while longer before they do it LOL.
Prolific seems to have burst into life again after the festive season. I did 3 shortish and easy studies this morning and netted £5.25 in total, £2.60 of which has already been approved.
I'm interested in the Hello Fresh, not to buy it but to know how it arrives. On the TV ad they open the box and it's full of all sorts including loose tomatoes and other stuff all jumbled together. I'd worry in case it all got mashed up in transit.
New Challenge: Tilly Tidy as much as possible in 2022. Running total to 26 Feb: £183.77
Tilly Tidy to £1200+ by 31/12/2021 Challenge. Final 2021 total: £1313.37 /£1200+ Average £109.45/month
J£74.95/F£92.17/M£99.42/A£98.20/M£116.30/J£129.68/J£93.37/A£140.25/S£128.10/O£119.57/N£106.20/D:£115.163 -
Sorry, forgot to mention in my last post that I'm rooting for you in your debt-busting. I'm debt free after more years than I can remember. I've always been a yo-yo debtor/saver with miserable results. Miraculously, I received a totally unexpected and gobsmacking PPI repayment for about £30k from one of the major High Street banks just before the reclaim deadline date. Came in the nick of time and cleared my debts in full, hopefully once and for all. Now I'm going to reclaim the tax paid on it after reading something from Martin on the main website. Just need to root out my tax details so it could take some time LOL. Did you get a PPI payout, if you don't mind my asking, and have you reclaimed the tax paid on it? Might be a nice little earner for you.New Challenge: Tilly Tidy as much as possible in 2022. Running total to 26 Feb: £183.77
Tilly Tidy to £1200+ by 31/12/2021 Challenge. Final 2021 total: £1313.37 /£1200+ Average £109.45/month
J£74.95/F£92.17/M£99.42/A£98.20/M£116.30/J£129.68/J£93.37/A£140.25/S£128.10/O£119.57/N£106.20/D:£115.163 -
Fidelia said:I agree a full lockdown is coming but maybe not yet. They'll be dithering a while longer before they do it LOL.
Prolific seems to have burst into life again after the festive season. I did 3 shortish and easy studies this morning and netted £5.25 in total, £2.60 of which has already been approved.
I'm interested in the Hello Fresh, not to buy it but to know how it arrives. On the TV ad they open the box and it's full of all sorts including loose tomatoes and other stuff all jumbled together. I'd worry in case it all got mashed up in transit.
Hello Fresh has the ingredients in paper bags inside the box, and they are numbered to correspond to the recipe cards you get with it. The fresh stuff (meat, dairy etc) gets put into a cool bag with a freezer pack. I just put it all, bags and all, in the fridge. I got the Gousto one once, and it was worse. No organisation, and the ingredients were just left loose in the box. It took me a while to work out what went with which recipe, so I didn't use them again. Hello Fresh are definitely the better ones in my opinion.
Emz xx2 -
Fidelia said:Sorry, forgot to mention in my last post that I'm rooting for you in your debt-busting. I'm debt free after more years than I can remember. I've always been a yo-yo debtor/saver with miserable results. Miraculously, I received a totally unexpected and gobsmacking PPI repayment for about £30k from one of the major High Street banks just before the reclaim deadline date. Came in the nick of time and cleared my debts in full, hopefully once and for all. Now I'm going to reclaim the tax paid on it after reading something from Martin on the main website. Just need to root out my tax details so it could take some time LOL. Did you get a PPI payout, if you don't mind my asking, and have you reclaimed the tax paid on it? Might be a nice little earner for you.
Emz xx2 -
Emzilla said:beanielou said:Ypu could sell the bookmatk ones?
Nice & easy to post? xxxx
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Already in the top tier here.
But another announcement coming later today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
-
110 Days to Go.........
Well, we're all in lockdown again and I'm back to shielding, although I was already doing that as we've been in tier 4 since Boxing Day. I got my furlough email through yesterday, and it's running until 31st March. I seriously hope I've had my vaccine by then.
I've only paid £5 off the card today, as we need to be careful so close to payday. So the balance is now £2,105. I will definitely get that down to under £2k on Friday. There wasn't much around at all yesterday earning wise. Couldn't get an article to write and I only had one Prolific survey. I did do some other surveys, but couldn't get any payout from any. Will try again today.
Got a few things happening today. I've already been for a blood test this morning (checking my new drug isn't damaging my liver), we've got a parcel being collected at some point, and we've got shopping coming tonight. I've also placed a big order with Iceland, as we've inherited a freezer for our garage, and I thought it would be a good idea to fill it up. Will hopefully deter us from getting takeaways, and will keep us going through lockdown. I'm also waiting for a call back from my hospital, as I missed their call yesterday. I personally think it will be to cancel my appointment next week, but we'll see.
Emz xx1 -
Emzilla said:110 Days to Go.........
Well, we're all in lockdown again and I'm back to shielding, although I was already doing that as we've been in tier 4 since Boxing Day. I got my furlough email through yesterday, and it's running until 31st March. I seriously hope I've had my vaccine by then.
Got a few things happening today. I've already been for a blood test this morning
New Challenge: Tilly Tidy as much as possible in 2022. Running total to 26 Feb: £183.77
Tilly Tidy to £1200+ by 31/12/2021 Challenge. Final 2021 total: £1313.37 /£1200+ Average £109.45/month
J£74.95/F£92.17/M£99.42/A£98.20/M£116.30/J£129.68/J£93.37/A£140.25/S£128.10/O£119.57/N£106.20/D:£115.161
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.8K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.6K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards