We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Debt Clearing and Deposit Saving.......

Options
1101113151629

Comments

  • beanielou
    beanielou Posts: 95,325 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wishing you a positive happy & healthy new year xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Happy new year emz. 
     <3  :)
    Thank you - Happy New Year to you too xx
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    beanielou said:
    Wishing you a positive happy & healthy new year xx
    Thanks Lou - right back at you xxx
  • Emzilla said:
    kayannie said:
    Emzilla said:
    beanielou said:
    I keep meaning to ask you, are you on this new drug? xx
    Yeah, I've been on Kaftrio since 10th October. I'm going to the hospital on 13th January (hopefully!) to have my oxygen reassessed, as I don't think I need it now when I'm just sat around doing nothing. I know I still need it when I'm walking around and doing exercise, and probably when I'm sleeping, but we'll see what the hospital says. My breathing is definitely a lot better and my cough is practically non existent now. When I do cough, it doesn't sound like me any more. I guess it's the cough of a "normal" person now!!

    Emz xx
    Just found this thread, you may remember that I sent you a pm message a few months back after I read another of your threads.(I have a daughter with CF).  I am so happy for you that you are taking Kaftrio. My daughter said that it was one of the best days of her life when she was told that she could take it, but unfortunately she had to stop taking it after the first few days as it made her very ill. It caused an allergic reaction to another drug that she was taking. Well done on getting rid of MIL - mine came to stay once & kept staying for 'just another day'. I thought she'd be with us for ever!
    KA

    Oh no, I'm really sorry to hear that. I have heard of some CFers that have problems with it, have to stop it for a week or two, and then their doctors reintroduce it again, but at either half a dose or just a couple of times a week, and that often helps. I really hope she gets the chance to try it again. I feel lucky that I haven't had any reactions or bad side effects with it. 

    My MIL knows that trick too. There's always some excuse to stay for longer.

    Happy New Year to you and your family.

    Emz xx
    Happy New Year to you too. I know just how tough things must be for you, made worse with the ever presence of covid. Thankfully the injection is imminent & if everyone obeys the rules we will get through it. 
    KA
  • jwil
    jwil Posts: 21,801 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy New Year!
    "If you can dream it, you can do it". Walt Disney
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Happy New Year everyone!!!

    So it's 114 days until my Birthday and the race is on to get my card clear before then. I've just made a payment of £35, which consists of some Prolific and Neevo payments, and £5 from an Amazon voucher that I used to by the MIL something, and then got the cash from her. I also had 7p of interest refunded. So the balance is now £2,157.59. I would like to try and get it down to £1,500 by the end of January, which means paying around £22 a day (not including today, as I've already made the payment).

    I also need to focus on my weight too. It's not as bad as I thought, but could still do with losing a few pounds. My current weight is 71.9kg (about 11st 4lbs). I would like to maybe lose a stone by the end of the year, and then try and maintain that weight. Considering when I first went on oxygen (in May 2018) I was 47kg, it's amazing how much weight I have gained. If it gets too out of control though, it not good for my CF. Between 10 and 10.5 stone is a good place to be, so I'd like to finish the year in that range. I'll weigh myself every Friday so I can keep an eye on how it's doing.

    Not much planned for today. Will see if there are any surveys knocking around, and I'm planning on making a cottage pie for my lunch so I can use a few bits up. Got to finish my washing off too, one more load to do. Must remember to put the bin out too, as they're due tomorrow.

    Emz xx
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    113 Days to Go.......

    £20 paid off the card today, from some Christmas money I had from my Uncle, so the balance is now £2,137.59. I'm hoping things will pick up from Monday in terms of earning opportunities. By Friday next week, I would like to be below £2k.

    OH is coming back today, so I've spent the morning just tidying up a bit and putting the washing away etc. The cottage pie I made yesterday was lovely, and I had enough to eat it for lunch today too.

    Emz xx
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 3 January 2021 at 2:10PM
    112 Days to Go......

    Not much happening today, and no money received to pay off the card, so I've sent over £17.59, so that I can get to the nice round figure of £2,120. Seeing as it's really quiet on Sundays, I've decided that every Sunday, I will list 5 items on eBay. I don't have too much to sell, so I might have to get creative as the weeks go on, but I have sorted 5 listings for today, and will start them off this evening. I'm not expecting big bucks, but maybe £10-£15 each week would be nice.

    I've been helping my OH with some DIY stuff this morning, and just cooked a nice Lamb roast dinner. Might start my new cross stitch kit tonight - I got another bookmark kit for Christmas, and my sister loved the other one I did for her, so I thought I would do this one for my mum, and give it to her with a book for Mother's Day. It's nowhere near as difficult as the last one I did, so shouldn't take me long at all.

    Emz xx

  • beanielou
    beanielou Posts: 95,325 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ypu could sell the bookmatk ones?
    Nice & easy to post?  xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    beanielou said:
    Ypu could sell the bookmatk ones?
    Nice & easy to post?  xx
    Not sure that other people would want to buy them to be honest Lou. They're fine on the main side, but I do make a bit of a mess on the back!! xx
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.6K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.