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New TSB debit card design

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  • colsten said:
    I was worried we would run out of card design threads. Oh me faithless

    https://youtu.be/mqaZrzFMJP4 
    Ah, I forgot that everything that gets posted on this forum has to be something Colsten cares about  :*
  • kaMelo
    kaMelo Posts: 2,859 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    edited 18 August 2020 at 8:14PM
    EarthBoy said:
     Ed-1 said:
    WillPS said:
    This looks like the design we saw in the Current Account range refresh (i.e. massive worsening) presentation deck last year.

    I guess the Mastercard switch is out in the long grass now.
    Yes. Classic Plus account on borrowed time?
    It's only a question of when, not if, TSB discontinue the Classic Plus account.  As WillPS mentions, TSB gave a presentation to their investors in November last year outlining their future strategy.  They explained they would be moving away from the Classic Plus as it only "meets a narrow set of customer needs".  In its place would be a free account which pays no interest; a monthly fee based account (they specified a £3 per month bolt-on) which "lets you withdraw cash abroad with no unexpected fees or charges"; and an enhanced monthly fee based account which lets you "choose the insurance bundle that's right for you".  They didn't say how much this would cost.  
    The PowerPoint showed a selection of new debit cards, in light-blue, dark-blue and pink, in the portrait style that notveryeducated includes a link to, above.

    The new range was due to be launched in the first quarter of this year, but that plan was probably scuppered by Covid 19.
    Any idea where you heard about this PowerPoint? Word of mouth I'm assuming? 
    On their website;
    https://www.tsb.co.uk/news-releases/tsb-unveils-new-strategy-for-future-growth/
    and PDF download.
    https://www.tsb.co.uk/tsb_investor_strategy.pdf

    Basic summary:
    Current customer base is too safe and we're too traditional in how  we operate..
    We want more profit so:
    Offer nothing to traditional customers who will then leave us alone.
    Were going to make people do more things self service by investing in digital platforms.
    This should free up time in branch to sell higher cost borrowing to more risky borrowers.

    Okay, that's not what it says but it's the basic direction.
  • clive0510
    clive0510 Posts: 890 Forumite
    Fifth Anniversary 500 Posts
    I'm with tsb bank. to me its a card that gets money out of the cash point. the design on the card doesn't bother me one way or the other.
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    edited 18 August 2020 at 8:32PM
    EarthBoy said:
     Ed-1 said:
    WillPS said:
    This looks like the design we saw in the Current Account range refresh (i.e. massive worsening) presentation deck last year.

    I guess the Mastercard switch is out in the long grass now.
    Yes. Classic Plus account on borrowed time?
    It's only a question of when, not if, TSB discontinue the Classic Plus account.  As WillPS mentions, TSB gave a presentation to their investors in November last year outlining their future strategy.  They explained they would be moving away from the Classic Plus as it only "meets a narrow set of customer needs".  In its place would be a free account which pays no interest; a monthly fee based account (they specified a £3 per month bolt-on) which "lets you withdraw cash abroad with no unexpected fees or charges"; and an enhanced monthly fee based account which lets you "choose the insurance bundle that's right for you".  They didn't say how much this would cost.  
    The PowerPoint showed a selection of new debit cards, in light-blue, dark-blue and pink, in the portrait style that notveryeducated includes a link to, above.

    The new range was due to be launched in the first quarter of this year, but that plan was probably scuppered by Covid 19.
    Any idea where you heard about this PowerPoint? Word of mouth I'm assuming? 
    It is in the public domain as TSB put it there. A link was previously posted on this forum, I think in this thread: https://forums.moneysavingexpert.com/discussion/6077123/tsb-plans-for-new-current-accounts.

    Here is the summary https://www.tsb.co.uk/tsb_investor_strategy.pdf
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    colsten said:
    I was worried we would run out of card design threads. Oh me faithless

    https://youtu.be/mqaZrzFMJP4 
    Ah, I forgot that everything that gets posted on this forum has to be something Colsten cares about  :*
    What are you trying to say?
  • colsten said:
    colsten said:
    I was worried we would run out of card design threads. Oh me faithless

    https://youtu.be/mqaZrzFMJP4 
    Ah, I forgot that everything that gets posted on this forum has to be something Colsten cares about  :*
    What are you trying to say?
    I'll let you work that one out.
  • superM
    superM Posts: 465 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 18 August 2020 at 9:20PM
    Who is the designer of these cards. They are totally rubbish. Look at old cards such as Barclays connect,  Lloyds payment card, Midlands 100 International debit actf and Abbey national cards.  They are really beautiful designs.
    Don't know why they cannot design something better. 
    New santander credit card is the most horrible card I ever seen. 

  • MDMD
    MDMD Posts: 1,557 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    EarthBoy said:
     Ed-1 said:
    WillPS said:
    This looks like the design we saw in the Current Account range refresh (i.e. massive worsening) presentation deck last year.

    I guess the Mastercard switch is out in the long grass now.
    Yes. Classic Plus account on borrowed time?
    It's only a question of when, not if, TSB discontinue the Classic Plus account.  As WillPS mentions, TSB gave a presentation to their investors in November last year outlining their future strategy.  They explained they would be moving away from the Classic Plus as it only "meets a narrow set of customer needs".  In its place would be a free account which pays no interest; a monthly fee based account (they specified a £3 per month bolt-on) which "lets you withdraw cash abroad with no unexpected fees or charges"; and an enhanced monthly fee based account which lets you "choose the insurance bundle that's right for you".  They didn't say how much this would cost.  
    The PowerPoint showed a selection of new debit cards, in light-blue, dark-blue and pink, in the portrait style that notveryeducated includes a link to, above.

    The new range was due to be launched in the first quarter of this year, but that plan was probably scuppered by Covid 19.
    Any idea where you heard about this PowerPoint? Word of mouth I'm assuming? 
    https://www.grupbancsabadell.com/corp/files/1454346867744/201911_tsb_strategic_update_tsb_investor_section_final_pres_-_22.11.pdf
  • superM said:
    Who is the designer of these cards. They are totally rubbish. Look at old cards such as Barclays connect,  Lloyds payment card, Midlands 100 International debit actf and Abbey national cards.  They are really beautiful designs.
    Don't know why they cannot design something better. 
    New santander credit card is the most horrible card I ever seen. 

    The Virgin Money card is so ugly too.
  • EarthBoy
    EarthBoy Posts: 3,212 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 19 August 2020 at 7:23AM
    EarthBoy said:
     Ed-1 said:
    WillPS said:
    This looks like the design we saw in the Current Account range refresh (i.e. massive worsening) presentation deck last year.

    I guess the Mastercard switch is out in the long grass now.
    Yes. Classic Plus account on borrowed time?
    It's only a question of when, not if, TSB discontinue the Classic Plus account.  As WillPS mentions, TSB gave a presentation to their investors in November last year outlining their future strategy.  They explained they would be moving away from the Classic Plus as it only "meets a narrow set of customer needs".  In its place would be a free account which pays no interest; a monthly fee based account (they specified a £3 per month bolt-on) which "lets you withdraw cash abroad with no unexpected fees or charges"; and an enhanced monthly fee based account which lets you "choose the insurance bundle that's right for you".  They didn't say how much this would cost.  
    The PowerPoint showed a selection of new debit cards, in light-blue, dark-blue and pink, in the portrait style that notveryeducated includes a link to, above.

    The new range was due to be launched in the first quarter of this year, but that plan was probably scuppered by Covid 19.
    Any idea where you heard about this PowerPoint? Word of mouth I'm assuming? 
    Why do you assume that I'd quote from something I'd only heard about, and which may be wrong, rather than from something I've seen with my own eyes, so I know it's correct?
    I downloaded the presentation at the time, so I've still got a copy of it.  I couldn't find the publicly available link yesterday, or I would have posted it.  I'm grateful to the others who've now found it and posted it on here.
    The Sabadell link is the full presentation.  The one still on TSB's website is a summary of it.
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