FtbDreaming wants to clear £69,700 before Im 40 (2027)

rugbymadfamily

I work in finance, its really not difficult to get peoples pay right. Its outrageous that its wrong by so much. Kick up an absolute stink about it, if you have email then I would contact someone high up in HR to complain.....and lay it on thick (mortgage to pay / kids to feed etc). They absolutely can and should put in an emergency payment to make things right (we've had to do this before). Good luck and make sure you stand up for yourself.

MovingForwards

I can't believe they've messed it up again! Do find email addresses and back up conversations in writing. 

FtbDreaming

Thanks. I seen the ward manager today and she is livid over it. She’s taken it to the head of HR and the head of Nursing too. They’re gonna run some sort of extra pay in the next few days hopefully. I couldn’t fault my manager she’s showed me the emails and she has done her best. 

I did lay it on thick about the mortgage and kids... it’s just not acceptable is it! 

At least now I’ve been in my anxiety has settled a bit. I’ve picked up a bank shift for Sunday too so hopefully that gets paid 🤞🏼 X

Jessy103

I hope they sort your pay out asap x

FtbDreaming

Morning everyone! I had email from work last night saying payment of the difference would be made between 4-5pm yesterday.. it didn’t but I’m hoping it will today then whatever that is can go to current account 2 which is still in £500 the overdraft. I’m expecting somewhere between £400 and £700 but knowing them it’ll be a lot less. 

I’ve updated my signature and spreadsheet and I’m back to where I was financially at the beginning of April but now I have a beautiful bathroom to show for it so that’s not bad going! Emergency fund is at £600 too with no effort at all
so that’s great! 

Last night I ordered all my polished brass sockets and my electrician is on standby to do the electrical works in the kitchen ASAP. I also need to get on the hunt for a decent plasterer. I managed to shop around and get the sockets, 14 spotlights and wiring for £280 so that’s a bargain for a 20 sqm kitchen. The electrician is a close friend of dp so he won’t take more than £200 off me for the works. 

My anxiety has been bad the last week or so but I’m determined to turn it around. Yesterday I sat at the table
for about 3 hours doing the kids crystal art thing, just to clear my head for a bit. 

I’m not in a position to make overpayments at present as I need all my money accessible in case of emergency but I’ll worry about that later on in the year! X

MovingForwards

Hope work do pay you today, if it's not in by lunchtime contact them to chase it up.
O/Ps can be made in the future. That's the great thing being, instead of them being 'overpayments' they are 'optional payments' at the moment!

Chiglepig

You are making fabulous progress, Ftb, this is a long term project, think of OPs over the year, not monthly - and they are voluntary!

On the anxiety, try to reframe how you feel, your anxiety has been high - with your job it comes with the territory at times. So yes, it's real and you're feeling it, and it has an evolutionary purpose - to warn us about threat. BUT you have worked through it, you're still standing AND moving forward. Each time you feel anxious but keep doing what you need to do, you become stronger in coping with it, facing things that make you anxious and working through it is like a vaccine - you may still feel anxious next time, but it will be less severe.

FtbDreaming

Thanks for the encouragement @Chiglepig it’s really strange as I’ve never been an anxious person but I’d say since 2018 when the proverbial first hit the fan for us I’ve become worse and worse as I get older. I just always have that feeling of impending doom 😩

I’m good now though thanks! I went to town yesterday and treated myself
to some new shoes and clothes. Only
spent £60 but it really made me feel better. I was getting to a point where I was just working and spending on the house and it was feeling relentless. 

I got a £195 payment off work. I think it should have been in the region of £400 but I’ll leave it at that as I Cba stressing about it anymore. I got my weekly bank payslip and the salary is back to £30,615 which is the main thing I was worried about. Bank pay isn’t very good anymore as I’ve put my tax code onto the permanent job so from earning £144 I take home £87 after deductions. 

The kitchen fitter rang earlier to come and do the pre-fit survey but I said I was in work. The house just isn’t in a state for random people to turn up last minute! I’m gonna have a cleaning day tomorrow. 

FtbDreaming

Just a little update! Nothing going on financially really. My wages appear to be sorted and I got an ok bank payment today so fingers crossed I’m on the way to recouping my funds now! 

I finally got my land registry documents the other day so I am officially a landowner 😂😂 and my CCJ from Very has been removed from my credit report! I am so happy about this as I have been cleaning my credit file up since 2016 and it is now beautifully perfect 👌 

I’m currently having a cuppa before I go and pull all the plaster off the kitchen walls in prep for the electrician to come and do his thing tomorrow or Sunday! I took the black tiles off last night and it already looks so much brighter! I can’t wait for my white white white kitchen with lots of lights! Only 8 weeks to go! 

I’ve worked super hard the last week done 5 of 6 long days in a row and done the kitchen on my day off so I’m kind of running on empty but thinking that once these 2 walls are back to brick then that’s all the hard work done and putting back together is going to be delegated to others! Hope you’re all well x

bellevie

Everything is falling into place - especially glad your wages are sorted.

Exciting times re your kitchen, sounds amazing!