Any Recent Leeds Building Society applicants?

Maaxx

No valuation was done after, was told underwriters were happy with all docs requested and only thing they needed was our valuation report so I'm guessing we got the green light and there are no issues. I'm so nervous!!!

Maaxx

We just received our mortgage offer! Absolutely thrilled and so relieved. Good luck to everyone still waiting on their offer!! 

strawp22

Aww congrats @Maaxx. You must be thrilled. If you don’t mind me asking, when did you submit your full application? 

zanux888

@Maaxx lovely news! Its seems to be dragging for me. I submitted application on 18th March, valuation was done on 19th April, more enquiries about valuation and then lastly yesterday requested 3 months statements. I hope its not much longer 

strawp22

@zanux888 hope you hear soon! Did you submit statements when you applied too? 

Maaxx

strawp22 said:

Aww congrats @Maaxx. You must be thrilled. If you don’t mind me asking, when did you submit your full application? 

30th March we fully submitted our application. Leeds timescales change all the time so definitely expect delays, however this time they worked in really good time with our app. Really happy with how it progressed quickly than I expected.

zanux888

@strawp22 I applied via MA and yes I submitted everything at the beginning but for some reason my MA didn’t upload it together with application, it seems that there’s delay after delay. Such anxious time.

thebear999

I had an email from my broker today to advise Leeds were happy with everything so far and it was just the valuation required, which they have instructed for next week.
Would I be right in assuming this likely means everything is fine subject to the valuation (it's a new build so i'm expecting it to be painless).

zanux888

Im still waiting 🙄

15/03 DIP
18/03 full application and hard search on Experian
19/03 documents signed and returned 
19/04 Valuation completed 
26/04 report received and questions raised
5/05 additional bank statements requested my MA only submitted 1 month bank statement ( 3 months requested), returned same day
13/05 Enquiries raised about transactions on statements, responses/explanations provided same day

Currently 9 day turnaround and expecting update on 26th May. 🙈 its been such a long process and I am so worried to start it all again if its a no. I’m applying for shared ownership property.

zanux888

thebear999 said:

I had an email from my broker today to advise Leeds were happy with everything so far and it was just the valuation required, which they have instructed for next week.
Would I be right in assuming this likely means everything is fine subject to the valuation (it's a new build so i'm expecting it to be painless).

I think it should be straight forward unless you are buying shared ownership/leasehold. On mine they raised several enquiries and it was drifting over a month or so. 🤦🏻‍♀️ Hope you get good news soon!