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Any Recent Leeds Building Society applicants?

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  • Any one have experience on changing the product before they have given the offer?
  • L_T_88
    L_T_88 Posts: 48 Forumite
    10 Posts Name Dropper
    As I can't add a signature (assume as I'm a new poster), I will update my time line here.

    30 December - Agreement in Principle and soft search carried out.
    21 January - Application submitted and hard search carried out.

    Leeds' turnaround has slightly increased to 18.4 days, from 18.2 yesterday. 
  • Maaxx
    Maaxx Posts: 43 Forumite
    10 Posts Name Dropper
    Does anyone know how long the process is between valuation and offer? And do they email you the offer?
  • Maaxx said:
    Does anyone know how long the process is between valuation and offer? And do they email you the offer?
    They are currently working around 9 days to asses documentation that gets scanned on so it will be 9 days from then.

    Re the offer, they upload it to a broker portal and post to the client.   Not sure if you have gone direct
  • Maaxx
    Maaxx Posts: 43 Forumite
    10 Posts Name Dropper
    Maaxx said:
    Does anyone know how long the process is between valuation and offer? And do they email you the offer?
    They are currently working around 9 days to asses documentation that gets scanned on so it will be 9 days from then.

    Re the offer, they upload it to a broker portal and post to the client.   Not sure if you have gone direct
    My valuation is tomorrow so wanted to get a rough idea so hopefully won't take too long! Yes, I have gone through a broker.
  • Maaxx said:
    Maaxx said:
    Does anyone know how long the process is between valuation and offer? And do they email you the offer?
    They are currently working around 9 days to asses documentation that gets scanned on so it will be 9 days from then.

    Re the offer, they upload it to a broker portal and post to the client.   Not sure if you have gone direct
    My valuation is tomorrow so wanted to get a rough idea so hopefully won't take too long! Yes, I have gone through a broker.
    If its being done tomorrow then it will likely be scanned back on Thursday so 9 working days from then takes you to 16th Feb...ish
  • Maaxx
    Maaxx Posts: 43 Forumite
    10 Posts Name Dropper
    Maaxx said:
    Maaxx said:
    Does anyone know how long the process is between valuation and offer? And do they email you the offer?
    They are currently working around 9 days to asses documentation that gets scanned on so it will be 9 days from then.

    Re the offer, they upload it to a broker portal and post to the client.   Not sure if you have gone direct
    My valuation is tomorrow so wanted to get a rough idea so hopefully won't take too long! Yes, I have gone through a broker.
    If its being done tomorrow then it will likely be scanned back on Thursday so 9 working days from then takes you to 16th Feb...ish
    Thank you  :)
  • We had our valuation Wednesday, and received the offer in the post on Saturday! Whole thing took about a month. We applied directly and they requested more info once.
  • L_T_88
    L_T_88 Posts: 48 Forumite
    10 Posts Name Dropper
    Have valuation today. Hope to hear from them relatively soon as 28 days is up next Thursday.
  • Hi all, I have been reading this thread all night trying to get some understanding about our situation.
    Basically we were declined by Danske Bank because of past history however we have a large deposit saved and cleared all of our credit to no debts.
    We are applying for co ownership (think it is similar to shared ownership in England? I'm from Northern Ireland).
    Here is our Leeds Timeline
    13th Jan- DIP accepted & application submitted
    14th Jan- Hard Search on Experian 
    22nd Jan- more information required around my contracts in work
    25th Jan- information sent to Leeds 
    5th of Feb- valuation requested to be done. There was a week where no one bothered to pick up they're phones to organise so this could have been completed quicker.
    I am just wondering if anyone has had experience with being declined by a different bank but successful with Leeds? Our last application was declined after the valuation was completed so I am a bag of nerves. But I have found this application more positive as the information they required was very minimal. 
    If anyone could share they're experience I'd really appreciate it
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