Any Recent Leeds Building Society applicants?

Natztastic2

Monik2510a said:

Natztastic2 said:

Monik2510a said:

Our application was submitted on the 22nd September, we are on working day 11 today. Shall we expect to hear anything this week?

I think realistic expectation is no, however you might get lucky as I don't think there's actually an algorithm to what they do. Do you know when your valuation is?  

We don't know. I have medsaged our MA last week and he said as soon as he knows anything he will let us know. I always chase people for answers, shall I ask him or just wait?  I don't know how you haven't gone insane yet with all the waiting 😂

We were pretty much promised from day 1 that we would hear news within 2 weeks, and it has just gone on and on. No matter how much you chase, nothing goes quicker (we have learnt the hard way!)

P.S - I have gone insane

sofsar

Natztastic2 said:

Monik2510a said:

Natztastic2 said:

Monik2510a said:

Our application was submitted on the 22nd September, we are on working day 11 today. Shall we expect to hear anything this week?

I think realistic expectation is no, however you might get lucky as I don't think there's actually an algorithm to what they do. Do you know when your valuation is?  

We don't know. I have medsaged our MA last week and he said as soon as he knows anything he will let us know. I always chase people for answers, shall I ask him or just wait?  I don't know how you haven't gone insane yet with all the waiting 😂

We were pretty much promised from day 1 that we would hear news within 2 weeks, and it has just gone on and on. No matter how much you chase, nothing goes quicker (we have learnt the hard way!)

P.S - I have gone insane

Oh dear hope you hear soon. Last time on here I saw they gave offers in bulk to everyone. 

Have you started your property searches yet? 

I’m confused on what to do as my NatWest declined me in August so I’m worried. 

I did pay Solicitor upfront fees back in August too. If I do delay my searches it would take another 4 weeks on top but I’d like to move out of my house ASAP lol.

Monik2510a

sofsar said:

Natztastic2 said:

Monik2510a said:

Natztastic2 said:

Monik2510a said:

Our application was submitted on the 22nd September, we are on working day 11 today. Shall we expect to hear anything this week?

I think realistic expectation is no, however you might get lucky as I don't think there's actually an algorithm to what they do. Do you know when your valuation is?  

We don't know. I have medsaged our MA last week and he said as soon as he knows anything he will let us know. I always chase people for answers, shall I ask him or just wait?  I don't know how you haven't gone insane yet with all the waiting 😂

We were pretty much promised from day 1 that we would hear news within 2 weeks, and it has just gone on and on. No matter how much you chase, nothing goes quicker (we have learnt the hard way!)

P.S - I have gone insane

Oh dear hope you hear soon. Last time on here I saw they gave offers in bulk to everyone. 

Have you started your property searches yet? 

I’m confused on what to do as my NatWest declined me in August so I’m worried. 

I did pay Solicitor upfront fees back in August too. If I do delay my searches it would take another 4 weeks on top but I’d like to move out of my house ASAP lol.

We paid £140 for the searches. I was a bit unsure whether to pay it now or wait for the mortgage offer

Natztastic2

sofsar said:

Natztastic2 said:

Monik2510a said:

Natztastic2 said:

Monik2510a said:

Our application was submitted on the 22nd September, we are on working day 11 today. Shall we expect to hear anything this week?

I think realistic expectation is no, however you might get lucky as I don't think there's actually an algorithm to what they do. Do you know when your valuation is?  

We don't know. I have medsaged our MA last week and he said as soon as he knows anything he will let us know. I always chase people for answers, shall I ask him or just wait?  I don't know how you haven't gone insane yet with all the waiting 😂

We were pretty much promised from day 1 that we would hear news within 2 weeks, and it has just gone on and on. No matter how much you chase, nothing goes quicker (we have learnt the hard way!)

P.S - I have gone insane

Oh dear hope you hear soon. Last time on here I saw they gave offers in bulk to everyone. 

Have you started your property searches yet? 

I’m confused on what to do as my NatWest declined me in August so I’m worried. 

I did pay Solicitor upfront fees back in August too. If I do delay my searches it would take another 4 weeks on top but I’d like to move out of my house ASAP lol.

Our house is ready to move into. We were advised to get the searches etc started ASAP so the initial bits have been started, there isn't anything else we can physcially do now until we get the mortgage offer. 

Of course you do gamble this way because if anything goes wrong you lose money, so let's hope that doesn't happen! We did it also to speed things up as we want to get gone too - lol 

Natztastic2

Offer Turnaround

STD: 35.2 working days
BTL: 33.6 working days

Reviewing Applications Sent To Our Underwriting Queue

Excludes day of receipt.

15 working days

Underwriting queue has gone up to 15 days

sofsar

Natztastic2 said:

Offer Turnaround

STD: 35.2 working days
BTL: 33.6 working days

Reviewing Applications Sent To Our Underwriting Queue

Excludes day of receipt.

15 working days

Underwriting queue has gone up to 15 days

Think we should work for them 😆😆

toby993_2

Have you started your property searches yet? 

I’m confused on what to do as my NatWest declined me in August so I’m worried. 

I did pay Solicitor upfront fees back in August too. If I do delay my searches it would take another 4 weeks on top but I’d like to move out of my house ASAP lol.

Do you mind me asking why you was declined with Natwest? Just want to get an idea of why lenders tend to decline people. Thanks

Natztastic2

sofsar said:

Natztastic2 said:

Offer Turnaround

STD: 35.2 working days
BTL: 33.6 working days

Reviewing Applications Sent To Our Underwriting Queue

Excludes day of receipt.

15 working days

Underwriting queue has gone up to 15 days

Think we should work for them 😆😆

Happily as long as the queue goes down

sofsar

toby993_2 said:

Have you started your property searches yet? 

I’m confused on what to do as my NatWest declined me in August so I’m worried. 

I did pay Solicitor upfront fees back in August too. If I do delay my searches it would take another 4 weeks on top but I’d like to move out of my house ASAP lol.

Do you mind me asking why you was declined with Natwest? Just want to get an idea of why lenders tend to decline people. Thanks

Affordability, but they didn’t specify what part. Husband is self employed and claimed both grants. Iv been working this year since March but when I checked NatWest rules are 12 months. I think my broker should have known more instead of thinking they will lend me more. Iv been stressed out severely. Was 6th aug when I applied and just got the product fee refunded today ! 

I used a estate agent broker and wish I didn’t use him but you don’t know until you try, on top of the his £700 fees were paid on application date so that annoyed me back then. I Just want to move out before winter kicks in and my house goes damp and smells musty. An investor is buying it so he can sort it out as it’s a bargin. 

My mind has refreshed since I applied with Leeds but the wait may kill me too. Broker has asked underwriting team to look at it 1st. Iv gave 3x all bank statements, 3x wage slips and husbands self employed accounts SA302 or whatever 

Monik2510a

I've messaged our MA, he said there is no update on the application yet but the good news is that the valuation has been done. Anyone elses valuation has been done before the application has been looked at?